NOT LISTED FOR SALE

3404 S Loretta Dr Spokane Valley, WA 99206

Chester Neighborhood

Estimated Value: $437,000 - $508,000

3 Beds
2 Baths
2,370 Sq Ft
$203/Sq Ft Est. Value

Last Sold March 17, 2022

Last sale price $460,000 $194 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $3,020/month

4 Days on Market

Highlights

  • RV Access or Parking
  • Territorial View
  • Solid Surface Countertops
  • Wood Burning Stove
  • Traditional Architecture
  • No HOA

About This Home

As of March 2022

Meticulously taken care of home in wonderful Spokane Valley neighborhood. 3-bedroom 2-bathroom home, 2370 sq ft. Large windows and vaulted ceilings make this home very open with lots of natural light. Main level has large kitchen, dining, and living room. Upstairs has 3 bedrooms and 2 bathrooms. Lower level includes 4th room for an office or den. Another room for large theater/tv room, and a laundry room which has washer and dryer. This home has an incredible fenced in back yard for a dog, children playing and entertainment. Gated RV/Boat parking. Central Valley school district schools in walking distance. Shopping, restaurants, brewery all near by.

Last Agent to Sell the Property

Brenda McKinley

Windermere Valley License #129183 Listed on: 02/09/2022

Windermere Valley

Last Buyer's Agent

Nicholas Portrey

4 Degrees Real Estate License #137386

4 Degrees Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,504

Year Built

  • Built in 1985

Lot Details

  • 0.27 Acre Lot
  • Back Yard Fenced
  • Level Lot
  • Sprinkler System
  • Garden

Home Design

  • Traditional Architecture
  • Composition Roof
  • Metal Siding

Interior Spaces

  • 2,370 Sq Ft Home
  • 2-Story Property
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Self Contained Fireplace Unit Or Insert
  • Fireplace Features Masonry
  • Dining Room
  • Territorial Views

Kitchen

  • Breakfast Bar
  • Free-Standing Range
  • Dishwasher
  • Kitchen Island
  • Solid Surface Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom located on second floor
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • 2 Bathrooms

Partially Finished Basement

  • Recreation or Family Area in Basement
  • Laundry in Basement
  • Rough-In Basement Bathroom

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • RV Access or Parking

Schools

  • Chester Elementary School
  • Horizon Middle School
  • University High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Programmable Thermostat
  • 200+ Amp Service
  • Gas Water Heater
  • Water Softener
  • High Speed Internet
  • Internet Available
  • Satellite Dish
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 45331.2702

Community Details

Overview

  • No Home Owners Association
  • Midilome Subdivision

Amenities

  • Building Patio

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,504

Year Built

Built in 1985

Lot Details

0

Listing Details

  • HOA YN: No
  • Sub Type: Res/Site Blt
  • Access: Pub Rd, Paved
  • Class: Residential
  • Style Of Construction: 1-1/2 Story
  • Year Built: 1985
  • Lvt Date: 02/09/2022
  • Common Interest Community: No
  • Geo Address Line: 3404 S Loretta Dr
  • Geo Primary City: Spokane Valley
  • Geo Quality: 0.95
  • Geo Subdivision: WA
  • Geo Update Timestamp: 2/9/2022 10:08:17 PM
  • Geo Zoom Level: 15
  • Sr High: University
  • Jr High: Horizon
  • Allow Public Comments: No
  • High Speed Internet Avail: Yes
  • Subdivision/Development: MIDILOME
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Total Approx Sq Ft: 2370
  • Price Per Sq Ft: 194.09
  • Number of Stories: 2
  • Bathrooms: 2
  • Bedrooms: 3
  • Estimated First Floor Sq Ft: 1668
  • First Floor Family Room: 1
  • First Floor Fireplace: 1
  • Second Floor Bedrooms: 3
  • Second Floor Bathrooms: 2
  • Basement: Partial, Finished, RI Bath, Fam/Rec Rm, Lndry
  • Estimated Basement Sq Ft: 702
  • Basement: Yes
  • Special Features: Wood Flr, Cath Cling, Nat Wdwrk, Skylight, Wood Wn Fr
  • Design: Traditional
  • Dining Room: Informal, Eat Bar
  • Family/Recreation Room: 1st Flr, 2nd Flr
  • Features: Breakers, 200 AMP
  • Fireplace: Masonry, Insert, Wood
  • Kitchen Appliances: Fr Stnd Rng, D/W, Pantry, Kit Island, Hrd Surface Counters
  • Primary Bedroom: Wlkin Clst, Full Bath, 2nd Flr
  • Number of Family Rooms: 1
  • Number of Fireplaces: 1
  • Stove: Wood Burn

Exterior Features

  • Exterior: Metal
  • Roof: Comp

Garage/Parking

  • Garage Parking: Attached, RV Parking, Opener
  • Garage Size: 2

Utilities

  • Heating/Cooling: Elec, Forced Air, Htpump, Cent A/C, Prog. Therm.

Condo/Co-op/Association

  • Amenities: Cable TV, Sat Dish, Patio, Wtr Sftnr, Gas Hot Wtr, Cable Internet

Schools

  • School District: Central Valley
  • Elementary School: Chester
  • Middle School: Horizon
  • High School: University
  • School District: Central Valley
  • Elementary School: Chester

Lot Info

  • Acres Mol: 0.27
  • Estimated Lot Sq Ft: 11550
  • Lot Information: Fncd Bk Yd, Spr Sys, Level, Garden
  • Lot View: Territorial
  • Parcel Number: 45331.2702
  • Site Improvements: Pub Sewer, Swr Conn, Pub Wtr
  • Multiple Parcels: No

Tax Info

  • Taxes: 3503.70

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 9, 2022
Closed on
Mar 11, 2022
Sold by
Fisher Mark D and Fisher Monique M
Bought by
Bruner Victia and Bruner Gregory
Seller's Agent
Brenda McKinley
Windermere Valley
Buyer's Agent
Nicholas Portrey
4 Degrees Real Estate
List Price
$400,000
Sold Price
$460,000
Premium/Discount to List
$60,000
15%
Current Estimated Value
$477,229

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,229
Avg. Annual Appreciation
1.01%
Original Mortgage
$320,000
Outstanding Balance
$300,361
Interest Rate
3.85%
Mortgage Type
New Conventional
Estimated Equity
$175,708

Purchase Details

Closed on
Jan 8, 2007
Sold by
Osmun Richard D and Osmun Amber S
Bought by
Fisher Mark D and Fisher Monique M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
6.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 1, 2005
Sold by
Oien Michael T and Oien Kellie A
Bought by
Osmun Richard D and Osmun Amber S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,750
Interest Rate
5.56%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Aug 19, 2004
Sold by
Spokane Humane Society
Bought by
Oien Michael T and Oien Kellie A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,000
Interest Rate
5.92%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 16, 2004
Sold by
Herman David H
Bought by
Spokane Humane Society

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,000
Interest Rate
5.92%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bruner Victia $460,000 None Listed On Document
Fisher Mark D $217,000 Stewart Title Of Spokane
Osmun Richard D $185,000 Stewart Title Of Spokane
Oien Michael T -- Pacific Nw Title
Spokane Humane Society -- Transnation Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bruner Victia $320,000
Previous Owner Fisher Mark D $20,000
Previous Owner Fisher Mark D $152,200
Previous Owner Fisher Mark D $23,200
Previous Owner Fisher Mark D $168,000
Previous Owner Fisher Mark D $170,000
Previous Owner Osmun Richard D $138,750
Previous Owner Oien Michael T $116,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/13/2025 04/13/25 Off Market $2,800 -- --
03/11/2025 03/11/25 For Rent $2,800 0.0% --
03/17/2022 03/17/22 Sold $460,000 +15.0% $194 / Sq Ft
02/13/2022 02/13/22 Pending -- -- --
02/09/2022 02/09/22 For Sale $400,000 -- $169 / Sq Ft
Source: Spokane Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,889 $437,400 $110,000 $327,400
2024 $4,889 $427,800 $100,000 $327,800
2023 $4,316 $448,600 $90,000 $358,600
2022 $3,734 $416,600 $90,000 $326,600
2021 $3,504 $257,500 $55,000 $202,500
2020 $3,113 $230,200 $55,000 $175,200
2019 $2,929 $224,100 $50,000 $174,100
2018 $3,191 $206,700 $50,000 $156,700
2017 $2,828 $184,100 $50,000 $134,100
2016 $2,617 $164,400 $50,000 $114,400
2015 $2,509 $157,400 $43,000 $114,400
2014 -- $157,400 $43,000 $114,400
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Brenda McKinley

    Seller's Agent in 2022

    Brenda McKinley

    Windermere Valley

    (509) 850-4663

    5 in this area

    191 Total Sales

    Section Image

  • N

    Buyer's Agent in 2022

    Nicholas Portrey

    4 Degrees Real Estate

    Section Image
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Map

Source: Spokane Association of REALTORS®

MLS Number: 202211147

Spokane Association of REALTORS®

APN: 45331.2702

Washington Spokane County Spokane Valley 99206 Chester

3404 S Loretta Dr, Spokane Valley, WA

This home is located at 3404 S Loretta Dr, Spokane Valley, WA 99206 since 09 February 2022 and is currently estimated at $480,034, approximately $202 per square foot. This property was built in 1985. 3404 S Loretta Dr is a home located in Spokane County with nearby schools including Chester Elementary School, Horizon Middle School, and Evergreen Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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