Listed by KW Greater Seattle, Bought with Washington Realty Group
NOT LISTED FOR SALE

3414 Ruddell Loop SE Lacey, WA 98503

The Lakes Neighborhood

Estimated Value: $496,000 - $509,986

3 Beds
2 Baths
1,680 Sq Ft
$299/Sq Ft Est. Value

Last Sold January 09, 2023

Last sale price $445,000 $265 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $2,993/month

20 Days on Market

Highlights

  • RV Access or Parking
  • Deck
  • Territorial View
  • Timberline High School Rated A-
  • Wooded Lot
  • Vaulted Ceiling

About This Home

As of January 2023

Great 1-level rambler in the heart of Lacey. This 1,680 sq/ft home features 3 bedrooms, 1.75 bathroom and sits on flat and fully fenced 11,591 sq/ft lot. Huge 3 car garage with 220V and extra room for RV parking. Kitchen has brand new counters, a breakfast bar and formal eating area. Great family room with wood wrapped vaulted ceiling and a woodstove. Primary bedroom has lots of closet space and an attached bathroom. Home has 4 skylights for extra natural sunlight. The efficient heat pump keeps you cool during the summer and warm in the winter. Large covered outdoor deck which is great for entertaining. Updated electrical panel and wired for a generator. Quick access to I-5 and JBLM. Assumable VA Loan at 3.375%!

Last Agent to Sell the Property

Richard Buchanan

KW Greater Seattle License #104057 Listed on: 11/23/2022

KW Greater Seattle

Co-Listed By

Kendra Todd

KW Greater Seattle License #23154

Last Buyer's Agent

Brandon Beyenberg

Washington Realty Group License #22018262

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2018609

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,139

Year Built

  • Built in 1976

Lot Details

  • 0.27 Acre Lot
  • South Facing Home
  • Property is Fully Fenced
  • Level Lot
  • Wooded Lot
  • Property is in good condition

Parking

  • 3 Car Attached Garage
  • Driveway
  • RV Access or Parking

Home Design

  • Poured Concrete
  • Composition Roof
  • Wood Siding
  • Wood Composite

Interior Spaces

  • 1,680 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • French Doors
  • Dining Room
  • Territorial Views
  • Storm Windows

Kitchen

  • Oven or Range
  • Stove
  • Microwave
  • Dishwasher

Flooring

  • Wall to Wall Carpet
  • Laminate
  • Slate Flooring
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Outdoor Features

  • Deck
  • Outbuilding

Utilities

  • Heat Pump System
  • Generator Hookup
  • Water Heater
  • High Speed Internet
  • High Tech Cabling
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Lacey Subdivision

Listing and Financial Details

  • Assessor Parcel Number 32960000800

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,139

Year Built

Built in 1976

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Residential
  • StyleCode: 10 - 1 Story
  • Year Built: 1976
  • Inclusions: Dishwasher,Microwave,Refrigerator,StoveRange
  • MLS Status: Sold
  • Prev Status: Closed
  • Unit Levels: One
  • New Construction: No
  • CalculatedSquareFootage: 1680
  • SeniorExemption: false
  • Special Features: None

Interior Features

  • Fireplaces: 1
  • Basement: None
  • Appliances: Dishwasher, Microwave, Refrigerator, Stove/Range
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Possible Bedrooms: 3
  • Total Bedrooms: 3
  • Entry Location: Main
  • Fireplace Features: Wood Burning
  • Fireplace: Yes
  • Flooring: Ceramic Tile, Laminate, Slate, Carpet
  • Interior Amenities: Forced Air, Heat Pump, Ceramic Tile, Laminate, Wall to Wall Carpet, Bath Off Primary, Ceiling Fan(s), Double Pane/Storm Window, Dining Room, French Doors, High Tech Cabling, Skylight(s), Vaulted Ceiling(s), Wired for Generator, Water Heater
  • Living Area: 1680
  • Main Level Bedrooms: 3
  • Bathrooms: 1.75
  • BathsFullMain: 1
  • FireplacesMain: 1
  • SquareFootageFinished: 1680
  • SquareFootageUnfinished: 0
  • BathsFullGarage: 0
  • BathsFullLower: 0
  • BathsFullUpper: 0
  • BathsHalfGarage: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 0
  • BathsHalfUpper: 0
  • BathsThreeQuarterGarage: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 1
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 0
  • BedroomsUpper: 0
  • AppliancesIncluded: Dishwasher,Microwave,Refrigerator,Stove/Range

Exterior Features

  • Roof: Composition
  • View: Territorial
  • Lot Features: Paved
  • View: Yes
  • Waterfront: No
  • Direction Faces: South
  • Exterior Features: Wood, Wood Products
  • Foundation Details: Poured Concrete
  • Property Condition: Good
  • Structure Type: House

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 3
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: RV Parking, Driveway, Attached Garage
  • Total Parking Spaces: 3

Utilities

  • Sewer: Sewer Connected
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • HeatingCoolingType: Forced Air,Heat Pump
  • PowerCompany: PSE
  • SewerCompany: City of Lacey
  • WaterCompany: City of Lacey
  • WaterHeaterLocation: Laundry Room
  • WaterHeaterType: Electric
  • CableConnected: Xfinity
  • InternetConnected: Xfinity

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Junior High Dist: North Thurston

Lot Info

  • Parcel Number: 32960000800
  • Topography: Level
  • Land Lease: No
  • Lot Size Acres: 0.2661
  • Lot Size Sq Ft: 11591
  • Irrigation Water Rights: No
  • ResoLotSizeUnits: SquareFeet
  • ShowMapLink: true
  • SiteFeatures: Cable TV,Deck,Fenced-Fully,High Speed Internet,Outbuildings,RV Parking
  • MLSLotSizeSource: Realist
  • MLSSquareFootageSource: Realist

Green Features

  • Power Production Type: Electric

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Year: 2022
  • Tax Annual Amount: 4139

Multi Family

  • EnergySource: Electric

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 23, 2022
Closed on
Jan 3, 2023
Sold by
Hanna Curtis Michael and Jordan Dalayna
Bought by
Scott David Edward and Scott Crystal
Seller's Agent
Richard Buchanan
KW Greater Seattle
Buyer's Agent
Brandon Beyenberg
Washington Realty Group
List Price
$450,000
Sold Price
$445,000
Premium/Discount to List
-$5,000
-1.11%
Views
9
Current Estimated Value
$502,247

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$57,247
Avg. Annual Appreciation
4.52%
Original Mortgage
$356,000
Outstanding Balance
$344,950
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$157,297

Purchase Details

Listed on
Oct 28, 2019
Closed on
Dec 12, 2019
Sold by
Thompson Albert H
Bought by
Hanna Curtis Michael and Hanna Jordan Dalayna
Seller's Agent
Beckie Stephens
RE/MAX Advantage
Buyer's Agent
Richard Buchanan
KW Greater Seattle
List Price
$339,900
Sold Price
$331,500
Premium/Discount to List
-$8,400
-2.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.10%
Original Mortgage
$338,627
Interest Rate
3.6%
Mortgage Type
VA

Purchase Details

Closed on
Dec 18, 2001
Sold by
Thompson Kennette A
Bought by
Thompson Albert H and Thompson Kennette A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,000
Interest Rate
6.57%

Purchase Details

Closed on
Dec 6, 2001
Sold by
Thompson Albert H
Bought by
Thompson Kennette A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,000
Interest Rate
6.57%

Purchase Details

Closed on
Nov 14, 2000
Sold by
Karnitz David J
Bought by
Thompson Albert H and Thompson Kennette A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,400
Interest Rate
9.75%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Scott David Edward -- --
Hanna Curtis Michael $331,500 Fatco
Thompson Albert H -- --
Thompson Kennette A -- First American Title Ins Co
Thompson Albert H $118,800 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Scott David Edward $356,000
Previous Owner Hanna Curtis Michael $338,627
Previous Owner Thompson Kennette A $121,000
Previous Owner Thompson Albert H $110,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/09/2023 01/09/23 Sold $445,000 -1.1% $265 / Sq Ft
12/13/2022 12/13/22 Pending -- -- --
11/23/2022 11/23/22 For Sale $450,000 +35.7% $268 / Sq Ft
12/20/2019 12/20/19 Sold $331,500 -2.5% $197 / Sq Ft View Prior Sale
11/07/2019 11/07/19 Pending -- -- --
10/28/2019 10/28/19 For Sale $339,900 -- $202 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,055 $438,100 $148,500 $289,600
2023 $4,055 $424,000 $138,200 $285,800
2022 $4,139 $423,800 $91,200 $332,600
2021 $3,709 $355,700 $102,000 $253,700
2020 $3,431 $296,900 $97,900 $199,000
2019 $3,262 $285,300 $85,100 $200,200
2018 $3,645 $271,500 $58,700 $212,800
2017 $3,182 $249,650 $55,950 $193,700
2016 $2,839 $221,900 $55,900 $166,000
2014 -- $217,200 $55,900 $161,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2018609

Northwest Multiple Listing Service (NWMLS)

APN: 32960000800