Seller's Agent in 2023
Andy Erselius
AE Realty, Inc
(641) 226-2639
179 Total Sales
342 Hillcrest Ridge Montezuma, IA 50171
Estimated Value: $491,000 - $596,000
3
Beds
2
Baths
1,008
Sq Ft
$561/Sq Ft
Est. Value
Highlights
- Lake Front
- Ranch Style House
- Sun or Florida Room
- Deck
- Bonus Room
- Patio
About This Home
As of May 2023Fantastic, updated lake front home at Lake Ponderosa to enjoy lake life – a large patio with elevated views of the water, sitting area at the shoreline, large dock, deck with tree cover, and views from inside the home include bonus room and sunroom with tons of windows. The home had extensive remodeling in 2019 - all new lower level including the kitchen – new custom white cabinets, hard surface countertops, stainless steel appliances, back splash, and peninsula. This opens to a spacious dining area with custom built-in shelves that leads to master bedroom & bath, and laundry area all part of the 2019 remodel. On the main level is a living room, sunroom, 2 bedrooms w/new trim, doors, flooring and updated bath all in 2019. Don’t forget about the bonus room that walks out to the patio. This room has many functions – second living room, playroom, storage, or additional sleeping space. Other amenities are new storage shed ‘20, new AC ‘21, newer septic ‘19, and an awning.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,680
Year Built
- Built in 1974
Lot Details
- 9,148 Sq Ft Lot
- Lot Dimensions are 50.5' x 180'
- Lake Front
- Property fronts a private road
HOA Fees
- $98 Monthly HOA Fees
Home Design
- Ranch Style House
- Frame Construction
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- Insulated Windows
- Living Room
- Dining Room
- Bonus Room
- Sun or Florida Room
- Lake Views
- Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Deck
- Patio
- Storage Shed
Utilities
- Forced Air Heating and Cooling System
- Septic System
Community Details
- Association Phone (641) 623-3009
- Property managed by Lake Ponderosa Utilities
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 21, 2023
Closed on
Jun 28, 2023
Sold by
Wiskus Mark A and Wiskus Christine M
Bought by
Living Trust and Trust Agreement Of Christine M Wiskus
Seller's Agent
Andy Erselius
AE Realty, Inc
Buyer's Agent
Andy Erselius
AE Realty, Inc
List Price
$545,000
Sold Price
$520,000
Premium/Discount to List
-$25,000
-4.59%
Views
34
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$35,340
Avg. Annual Appreciation
2.23%
Original Mortgage
$320,000
Interest Rate
6.6%
Mortgage Type
New Conventional
Purchase Details
Listed on
Feb 21, 2023
Closed on
Apr 30, 2023
Sold by
Hershner Philip and Hershner Susan
Bought by
Wiskus Mark A and Wiskus Christine M
Seller's Agent
Andy Erselius
AE Realty, Inc
Buyer's Agent
Andy Erselius
AE Realty, Inc
List Price
$545,000
Sold Price
$520,000
Premium/Discount to List
-$25,000
-4.59%
Views
34
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
6.6%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 29, 2018
Closed on
Apr 16, 2019
Sold by
Jurgensen Wayne H and Jurgensen Jacqueline J
Bought by
Hershner Philip and Hershner Susan
Seller's Agent
Raenelle Bryan
Bryan Realty Inc
Buyer's Agent
Andy Erselius
AE Realty, Inc
List Price
$349,500
Sold Price
$300,000
Premium/Discount to List
-$49,500
-14.16%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.55%
Original Mortgage
$200,000
Interest Rate
4%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Living Trust | -- | None Listed On Document | |
| Wiskus Mark A | $520,000 | None Listed On Document | |
| Hershner Philip | $300,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Wiskus Mark A | $320,000 | |
| Previous Owner | Hershner Philip | $190,000 | |
| Previous Owner | Hershner Philip | $200,000 | |
| Previous Owner | Jurgensen Wayne H | $67,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/12/2023 05/12/23 | Sold | $520,000 | -4.6% | $516 / Sq Ft |
| 04/04/2023 04/04/23 | Pending | -- | -- | -- |
| 02/21/2023 02/21/23 | For Sale | $545,000 | +81.7% | $541 / Sq Ft |
| 04/26/2019 04/26/19 | Sold | $300,000 | -14.2% | $298 / Sq Ft |
| 03/14/2019 03/14/19 | Pending | -- | -- | -- |
| 07/29/2018 07/29/18 | For Sale | $349,500 | -- | $347 / Sq Ft |
Source: NoCoast MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,902 | $486,300 | $187,360 | $298,940 |
| 2023 | $4,308 | $486,300 | $187,360 | $298,940 |
| 2022 | $4,290 | $358,150 | $141,860 | $216,290 |
| 2021 | $4,290 | $333,700 | $133,830 | $199,870 |
| 2020 | $3,340 | $278,460 | $112,410 | $166,050 |
| 2019 | $3,048 | $257,140 | $112,410 | $144,730 |
| 2018 | $3,010 | $227,430 | $93,680 | $133,750 |
| 2017 | $2,708 | $227,430 | $93,680 | $133,750 |
| 2016 | $2,672 | $204,770 | $85,650 | $119,120 |
| 2015 | -- | $204,770 | $85,650 | $119,120 |
| 2014 | -- | $198,080 | $78,960 | $119,120 |
Source: Public Records
Agents Affiliated with this Home
-
-
R
Seller's Agent in 2019
Raenelle Bryan
Bryan Realty Inc
(641) 510-1111
59 Total Sales
Map
Source: NoCoast MLS
MLS Number: NOC6305793
APN: 630-3339600
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