$599,000

342 Ripshin Lake Rd Roan Mountain, TN 37687

Estimated payment $3,483/month

Total Views 64,253
4 Beds
2.5 Baths
2,084 Sq Ft
$287 Price per Sq Ft

Highlights

  • Lake Front
  • Lake Privileges
  • Vaulted Ceiling
  • Gated Community
  • Community Lake
  • Mountain Architecture

About This Home

Tucked within one of East Tennessee’s protected lakefront enclaves, 342 Ripshin Lake Road offers a rare opportunity to live immersed in nature without sacrificing comfort or convenience. This furnished lakefront home provides direct access to the private 60-acre Ripshin Lake, a personal dock and sweeping, unobstructed mountain and water views. Work from paradise with high speed fiber Internet. Designed with connection and relaxation in mind, the open floor plan features vaulted ceilings, hardwood floors and a dramatic wall of windows. The living room is anchored by a stone propane fireplace with a handcrafted wood mantel, alongside custom built-ins for elegant storage. The kitchen is equipped with Corian countertops, a gas range and ample cabinetry, flowing naturally into a screened-in porch and Trex deck ideal for year-round entertaining. The main-level primary suite offers a private balcony, walk-in closet, and spa bath with jetted tub and walk-in shower. Three spacious upstairs guest rooms share a full bath, with one bedroom offering stunning lake vistas. Ownership here means more than just a home, this property is part of the Ripshin Lake Corporation, a distinctive ownership model where property owners are equal shareholders. Owners enjoy access to over 120 acres of preserved corporate land, as well as idyllic lake itself, and have a voice in maintaining the environment’s integrity and future. Adjacent to Cherokee National Forest and the Roan Highlands, Ripshin Lake is framed by the soaring Unaka Ridge. For nearly 70 years, this community has offered unparalleled access to fishing, boating and hiking. Significant community improvements, including major enhancements to Ripshin Lake Dam, have been completed to meet modern regulatory standards. The property is attractively priced below recent appraised value. This is not just a home, it is your invitation to a legacy of timeless beauty, adventure and lakeside living. Special assessment of $122,517 for recent dam improvements can be financed over 10 years.

Listing Agent

Jessica Auten

Premier Sotheby's International Realty- Banner Elk Brokerage Phone: 828-406-2937 Listed on: 04/28/2025

Premier Sotheby's International Realty- Banner Elk

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,024

Year Built

  • Built in 2000

Lot Details

  • 0.56 Acre Lot
  • Lake Front
  • Property fronts a private road

HOA Fees

  • $138 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Gravel Driveway

Property Views

  • Lake
  • Mountain

Home Design

  • Mountain Architecture
  • Wood Frame Construction
  • Metal Roof
  • Stone

Interior Spaces

  • 2,084 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Vaulted Ceiling
  • Propane Fireplace
  • Crawl Space

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Secondary Bathroom Jetted Tub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Lake Privileges
  • Covered Patio or Porch
  • Fire Pit

Schools

  • Tn Elementary School

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Propane
  • Spring water is a source of water for the property
  • Septic Tank
  • Septic System
  • High Speed Internet

Listing and Financial Details

  • Tax Lot 36
  • Assessor Parcel Number 104C A 017.00

Community Details

Overview

  • Ripshin Lake Corporation Subdivision
  • Community Lake

Recreation

  • Trails

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,024

Year Built

Built in 2000

Lot Details

0

HOA Fees

$138 per month

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.56
  • Road Frontage Type: Private Road
  • Road Surface Type: Gravel
  • Subdivision Name: Ripshin Lake Corporation
  • Above Grade Finished Sq Ft: 2084.0
  • Architectural Style: Mountain
  • Garage Yn: Yes
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 2000
  • Property Sub Type Additional: Single Family Residence
  • Attribution Contact: 828-406-2937
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Dryer, Dishwasher, Gas Range, Microwave, Refrigerator, Washer
  • Has Basement: Crawl Space
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: One, Propane
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Furnished, Vaulted Ceiling(s), Jetted Tub
  • Living Area: 2084.0
  • Stories: 2

Exterior Features

  • View: Mountain(s), Lake
  • View: Yes
  • Waterfront Features: Lake, Lake Front, Lake Privileges
  • Home Warranty: No
  • Construction Type: Engineered Wood, Stone, Wood Frame
  • Exterior Features: Fire Pit, Gravel Driveway
  • Patio And Porch Features: Composite, Covered, Multiple, Screened
  • Roof: Metal

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Attached, Driveway, Garage, One Car Garage, Gravel, Private

Utilities

  • Laundry Features: Main Level
  • Cooling: None
  • Cooling Y N: No
  • Heating: Forced Air, Fireplace(s), Propane
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: High Speed Internet Available, Septic Available
  • Water Source: Spring

Condo/Co-op/Association

  • Community Features: Gated, Lake, Trails/Paths
  • Association Fee: 825.0
  • Association Fee Frequency: Semi-Annually
  • Association: Yes

Schools

  • Elementary School: TN
  • High School: Out of Area

Lot Info

  • Parcel #: 104C A 017.00

Tax Info

  • Tax Annual Amount: 2024.0
  • Tax Book Number: 10/904
  • Tax Lot: 36

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,023 $92,800 $19,750 $73,050
2023 $2,023 $92,800 $0 $0
2022 $1,884 $92,800 $19,750 $73,050
2021 $1,884 $92,800 $19,750 $73,050
2020 $1,937 $92,800 $19,750 $73,050
2019 $1,937 $78,425 $19,750 $58,675
2018 $1,937 $78,425 $19,750 $58,675
2017 $1,937 $78,425 $19,750 $58,675
2016 $1,921 $78,425 $19,750 $58,675
2015 $1,921 $78,425 $19,750 $58,675
2014 $1,869 $76,300 $19,750 $56,550
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/28/2025 04/28/25 For Sale $599,000 -- $287 / Sq Ft
Source: High Country Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed -- --
Deed $50,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $45,000 No Value Available
Source: Public Records

About the Listing Agent

Jessica Auten

Premier Sotheby's International Realty- Banner Elk

(423) 896-8297

Section Image

Originally from Waxhaw, North Carolina, Jessica Auten first fell in love
with the High Country during her time as an undergraduate student
at Appalachian State University. After earning her Master of Business
Administration in hospitality and tourism management, Jessica stayed
in Boone and ultimately decided she wanted to raise her family in this
very special place. As a broker associate with the Banner Elk office of
Premier Sotheby’s International Realty, Jessica enjoys

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Source: High Country Association of REALTORS®

MLS Number: 255132

High Country Association of REALTORS®

APN: 104C-A-017.00