342 Whitewater Ln Oswego, IL 60543
Northwest Oswego NeighborhoodEstimated Value: $469,000 - $524,086
4
Beds
3.5
Baths
4,242
Sq Ft
$118/Sq Ft
Est. Value
Highlights
- Open Floorplan
- Colonial Architecture
- Recreation Room
- Oswego High School Rated A-
- Property is near a park
- Vaulted Ceiling
About This Home
As of April 2023HIGHEST & BEST DUE MONDAY 2/20 AT 8PM. Picture perfect and move-in-ready! This Oswego 4 +1 bedroom, 3.5 bathroom home in the River Run neighborhood offers it all! From first sight you will love the gorgeous curb appeal, 3 car garage, new roof (3 years old), and beautiful landscaping, including flower beds with stone pavers. Inside, you will be welcomed by updates and upgrades galore! The main level offers dark hardwood floors, neutral gray paint, updated window treatments, can lights, wainscoting, crown molding and a classic layout. A spacious foyer flows into an office with french doors or a generously sized living room with tons of light and then a formal dining room. The real show stopper is the kitchen! The entire kitchen was recently remodeled with updated granite countertops, Brakur custom slow closing cabinets, custom backsplash, stainless steel appliances and a wine bar with a mini fridge. The eat-in kitchen space is adjacent to an updated patio door and leads right into a vaulted ceiling family room that features a gorgeous custom stone gas fireplace! Upstairs, you will find 4 bedrooms with updated bedroom closet organizers. Downstairs, the finished basement offers another bedroom/office, rec room, wet bar, full bathroom, TONS of storage (don't forget to walk past the workout area to see the storage room)and extra heat vents. This home also has an updated high efficiency hvac, hot water heater and oversized condenser unit(all 3 years old). The backyard features a paver patio that has been recently leveled and maintained, gutters have recently been updated and buried in the ground, and professional landscaping. Located near a park and elementary school. Just move right into this TURN KEY maintenance and worry-free home.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,539
Year Built
- Built in 2003 | Remodeled in 2019
Lot Details
- Lot Dimensions are 90x125
- Paved or Partially Paved Lot
HOA Fees
- $25 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Colonial Architecture
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 4,242 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Wet Bar
- Built-In Features
- Bar
- Vaulted Ceiling
- Gas Log Fireplace
- Family Room with Fireplace
- Family Room Downstairs
- Combination Dining and Living Room
- Home Office
- Recreation Room
- Storage Room
- Tandem Room
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Wine Refrigerator
- Stainless Steel Appliances
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 5 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
- Whirlpool Bathtub
- Separate Shower
Laundry
- Laundry Room
- Laundry on main level
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Lake Michigan Water
Additional Features
- Patio
- Property is near a park
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 16, 2023
Closed on
Mar 21, 2023
Sold by
Moffett Troy D and Moffett Michelle
Bought by
Arnaut Anka and Golovco Eugeniu
Seller's Agent
Kim Heller
Baird & Warner
Buyer's Agent
Andrei Andronic
RE/MAX At Home
List Price
$450,000
Sold Price
$460,000
Premium/Discount to List
$10,000
2.22%
Views
64
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$40,772
Avg. Annual Appreciation
3.85%
Original Mortgage
$437,000
Outstanding Balance
$427,784
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$72,110
Purchase Details
Closed on
Sep 29, 2008
Sold by
Hsbc Mortgage Services Inc
Bought by
Moffett Michelle and Moffett Troy D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$259,681
Interest Rate
6.48%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 8, 2008
Sold by
Quinones Alex and Quinones Lydia
Bought by
Hsbc Mortgage Services Inc
Purchase Details
Closed on
Jun 28, 2004
Sold by
Schmidt John C and Schmidt Lorie E
Bought by
Quinones Alex and Quinones Lydia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$249,600
Interest Rate
7.5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 30, 2000
Sold by
The Old Second National Bank Of Aurora
Bought by
Schmidt John C and Schmidt Lorie E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
7.8%
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Arnaut Anka | $460,000 | -- | |
| Moffett Michelle | $264,000 | None Available | |
| Hsbc Mortgage Services Inc | -- | None Available | |
| Quinones Alex | $312,000 | Chicago Title Insurance Co | |
| Schmidt John C | $237,000 | Ticor Title Insurance Compan |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Arnaut Anka | $437,000 | |
| Previous Owner | Moffett Troy D | $216,500 | |
| Previous Owner | Moffett Troy D | $217,000 | |
| Previous Owner | Moffett Michelle | $253,951 | |
| Previous Owner | Moffett Troy D | $269,990 | |
| Previous Owner | Moffett Michelle | $259,681 | |
| Previous Owner | Quinones Alex | $306,000 | |
| Previous Owner | Quinones Alex | $36,000 | |
| Previous Owner | Quinones Alex | $249,600 | |
| Previous Owner | Schmidt John C | $228,000 | |
| Previous Owner | Schmidt John C | $228,000 | |
| Previous Owner | Schmidt John C | $225,000 | |
| Closed | Quinones Alex | $62,400 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/07/2023 04/07/23 | Sold | $460,000 | +2.2% | $108 / Sq Ft |
| 02/21/2023 02/21/23 | Pending | -- | -- | -- |
| 02/16/2023 02/16/23 | For Sale | $450,000 | -- | $106 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $8,592 | $111,265 | $24,024 | $87,241 |
| 2022 | $8,592 | $101,150 | $21,840 | $79,310 |
| 2021 | $8,539 | $97,260 | $21,000 | $76,260 |
| 2020 | $8,186 | $92,629 | $20,000 | $72,629 |
| 2019 | $8,531 | $94,876 | $20,000 | $74,876 |
| 2018 | $8,604 | $94,752 | $22,347 | $72,405 |
| 2017 | $8,337 | $87,329 | $20,596 | $66,733 |
| 2016 | $7,986 | $82,776 | $19,522 | $63,254 |
| 2015 | $7,785 | $77,361 | $18,245 | $59,116 |
| 2014 | -- | $75,108 | $17,714 | $57,394 |
| 2013 | -- | $79,061 | $18,646 | $60,415 |
Source: Public Records
Agents Affiliated with this Home
-
Kim Heller
Seller's Agent in 2023
Kim Heller
Baird Warner
(630) 712-9696
3 in this area
245 Total Sales
-
Andrei Andronic
Buyer's Agent in 2023
Andrei Andronic
RE/MAX
(773) 999-5939
1 in this area
56 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11717995
APN: 03-18-220-003
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