NOT LISTED FOR SALE

3420 Rugby Ct Palm Harbor, FL 34684

Estimated Value: $370,000 - $420,000

2 Beds
2 Baths
1,420 Sq Ft
$274/Sq Ft Est. Value

Last Sold November 21, 2024

Last sale price $388,500 $274 Per Sq Ft

Current estimated payment $2,699/month

23 Days on Market

Highlights

  • Golf Course Community
  • View of Trees or Woods
  • Vaulted Ceiling
  • Active Adult
  • Private Lot
  • Great Room

About This Home

As of November 2024

No storm damage or flooding from Hurricanes Helene or Milton! This property is high & dry, located in an X Flood Zone and a Non-Evacuation Zone! Won't last long! Enjoy this move in ready home, located in popular Highland Lakes the Premier 55+ community in Palm Harbor. NEW WINDOWS!! This updated single home offers 1,420 sf with 2 bedrooms, 2 bathrooms and 2 car garage. This floor plan offers vaulted ceilings in the living/dining room combination and a separate room off the kitchen that can be used as a eat-in kitchen area or separate dining area. Master suite has a private bath. Other features include convenient inside garage laundry utility, screened patio, recently painted interior and exterior 2021, AC Unit 2018, Roof 2017, Electrical Panel 2017, Hot Water Heater 2009. Highland Lakes $154.50 HOA Fee includes golf membership for 2 with No Greens Fees, 27 Hole Course, 2 Community Pools, 4 Tennis/Pickle Ball Courts, Shuffleboard, Main Clubhouse with Auditorium, Library with Computers & Meeting Rooms, Performing Arts, Boat Access to Lake Tarpon, RV & Boat Storage, Art & Crafts Clubs. This is an Active 55+ Community. Room dimensions are approximate, buyers to verify. This is a must see!

Last Agent to Sell the Property

Gail Underwood

SMITH & ASSOCIATES REAL ESTATE Brokerage Phone: 813-839-3800 License #3382537 Listed on: 09/30/2024

SMITH & ASSOCIATES REAL ESTATE

Last Buyer's Agent

Suzanne Byrnes

LPT REALTY, LLC. License #3513988

LPT REALTY, LLC.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,445

Year Built

  • Built in 1981

Lot Details

  • 10,210 Sq Ft Lot
  • West Facing Home
  • Private Lot
  • Irrigation Equipment
  • Cleared Lot
  • Property is zoned RPD-7.5

HOA Fees

  • $155 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Block Foundation
  • Shingle Roof
  • Concrete Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,420 Sq Ft Home
  • Partially Furnished
  • Vaulted Ceiling
  • Ceiling Fan
  • Sliding Doors
  • Great Room
  • Combination Dining and Living Room
  • Tile Flooring
  • Views of Woods
  • Laundry in Garage

Kitchen

  • Cooktop
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Schools

  • Highland Lakes Elementary School
  • Carwise Middle School
  • East Lake High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Rain Gutters
  • Property is near a golf course

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Scarlette Roach Association
  • Visit Association Website
  • Highland Lakes Subdivision
  • On-Site Maintenance
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Recreation

  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Shuffleboard Court
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,445

Year Built

Built in 1981

Lot Details

0

HOA Fees

$155 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Concrete, Stucco
  • Fireplace: No
  • Living Area: 1420
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 1981
  • Building Area Total: 2064
  • Lot Size Sq Ft: 10210
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 191.75
  • Escrow City: Tampa
  • Escrow State: FL
  • Escrow Street Name: Bay to Bay Blvd.
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 273.59
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-839-3800
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Living Room/Dining Room Combo, Thermostat, Vaulted Ceiling(s)
  • Appliances Included: Cooktop, Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator
  • Foundation Details: Block
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Living Area Meters: 131.92

Exterior Features

  • Direction Faces: West
  • Exterior Features: Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Trees/Woods
  • Waterfront: No
  • Road Surface Type: Asphalt, Concrete, Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12103C0078G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks, Tennis Court(s)
  • Association Amenities: Golf Course, Maintenance, Pickleball Court(s), Shuffleboard Court
  • Association Fee: 154.5
  • Association Fee Frequency: Monthly
  • Association Name: Scarlette Roach
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Please check with HOA for the most current restrictions.
  • Association Fee Requirement: Required
  • Association Email: sroach@highlandhoa.net
  • Pet Size: Medium (36-60 Lbs.)
  • Association URL: https://highlandlakeshoa.org/

Fee Information

  • Total Annual Fees: 1854.00
  • Total Monthly Fees: 154.50
  • Monthly HOA Amount: 154.50

Schools

  • Elementary School: Highland Lakes Elementary-PN
  • High School: East Lake High-PN
  • Middle Or Junior School: Carwise Middle-PN

Lot Info

  • Zoning: RPD-7.5
  • Parcel Number: 05-28-16-38903-000-0410
  • Additional Parcels: No
  • Lot Features: Cleared, Near Golf Course, Private
  • Flood Zone Code: X

Rental Info

  • Furnished: Partially
  • Pets Allowed: Breed Restrictions
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please check with the HOA for Restrictions. At least 1 occupant must be 55+, see docs for additional restriction details.

Tax Info

  • Tax Annual Amount: 5445
  • Tax Block: 1
  • Tax Book Number: 82-61
  • Tax Lot: 41

Multi Family

  • Approval Process: Please check with the HOA for Approval Process.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 30, 2024
Closed on
Nov 21, 2024
Sold by
Taylor Jonathan and Taylor Ali
Bought by
Lubert Marsha Anne and Lubert John
Seller's Agent
Gail Underwood
SMITH & ASSOCIATES REAL ESTATE
Buyer's Agent
Suzanne Byrnes
LPT REALTY, LLC.
List Price
$407,999
Sold Price
$388,500
Premium/Discount to List
-$19,499
-4.78%
Views
6
Current Estimated Value
$388,747

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$247
Avg. Annual Appreciation
0.06%

Purchase Details

Listed on
Feb 2, 2021
Closed on
Mar 10, 2021
Sold by
Broadleaf Properties Llc
Bought by
Taylor Jonathan and Taylor Ali
Seller's Agent
Chuck Bachteler, Jr
BHHS FLORIDA PROPERTIES GROUP
Buyer's Agent
Gail Underwood
SMITH & ASSOCIATES REAL ESTATE
List Price
$280,000
Sold Price
$280,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.26%
Original Mortgage
$222,000
Interest Rate
2.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 1, 2016
Bought by
Broadleaf Properties Llc

Purchase Details

Closed on
Apr 8, 2011
Sold by
Weller Lois and Obert Raymond G
Bought by
Broadleaf Property Management Llc

Purchase Details

Closed on
Sep 23, 2010
Sold by
Weller Lois
Bought by
Weller Lois and Obert Raymond G
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lubert Marsha Anne $388,500 Luxe Title Services
Lubert Marsha Anne $388,500 Luxe Title Services
Taylor Jonathan $280,000 Consumer T&E Svcs Co
Broadleaf Properties Llc -- --
Broadleaf Property Management Llc $68,000 Consumer Title & Escrow Serv
Weller Lois -- Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Taylor Jonathan $222,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/21/2024 11/21/24 Sold $388,500 -4.8% $274 / Sq Ft
10/23/2024 10/23/24 Pending -- -- --
09/30/2024 09/30/24 For Sale $407,999 +45.7% $287 / Sq Ft
03/10/2021 03/10/21 Sold $280,000 0.0% $197 / Sq Ft View Prior Sale
02/08/2021 02/08/21 Pending -- -- --
02/02/2021 02/02/21 For Sale $280,000 0.0% $197 / Sq Ft
11/05/2017 11/05/17 Off Market $1,350 -- --
08/07/2017 08/07/17 Rented $1,350 0.0% --
08/04/2017 08/04/17 Under Contract -- -- --
08/02/2017 08/02/17 For Rent $1,350 -- --
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,990 $145,298 -- --
2024 $5,445 $344,291 $122,786 $221,505
2023 $5,445 $294,054 $114,380 $179,674
2022 $4,988 $267,062 $140,324 $126,738
2021 $4,264 $217,245 $0 $0
2020 $3,988 $199,881 $0 $0
2019 $3,884 $192,682 $69,227 $123,455
2018 $3,635 $178,370 $0 $0
2017 $3,505 $169,128 $0 $0
2016 $3,131 $152,463 $0 $0
2015 $2,934 $140,029 $0 $0
2014 $2,772 $137,381 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8305740

Stellar MLS

APN: 05-28-16-38903-000-0410