$662,500
SOLD JUN 6, 2025

34349 Urbans Point Rd Crosslake, MN 56442

2 Beds
2 Baths
720 Sq Ft
0.29 Acres

Recently Sold

$920 Per Sq Ft

12% Below List Price

71 Days on Market

Highlights

  • 50 Feet of Waterfront
  • Lake View
  • Stainless Steel Appliances
  • Beach Access
  • No HOA
  • The kitchen features windows

About This Home

As of June 2025

Escape to this charming 2-bedroom, 2-bath home situated on Cross Lake of the famous Whitefish Chain. You'll love the west-facing lot, which offers breathtaking sunset views, a beautifully landscaped shoreline, and an excellent beach for swimming both in and out of the water. In addition to the stunning surroundings, the property was completely updated in 2023, including a complete interior remodel, a new roof for the home, a new roof and rafters for the garage, and composite decking on the lakeside and side decks. This modernized home features one-level living, an open floor plan, a gas-burning fireplace, and more. The detached 1-stall garage, measuring 20 x 16, provides ample storage space. Explore the Whitefish Chain for a fun-filled day of boating, fishing, swimming, and other water activities. After a long day on the water, unwind on the lakeside deck or relax on the beach with a drink while you enjoy the beautiful sunsets over the lake. This fantastic location is only a few minutes away from all the amenities in Crosslake, including excellent restaurants, various retail shops, and premier golf courses. Take a walk, run, or bike ride on the nearby trail systems. Don’t wait—schedule a showing today and make this Whitefish Chain property your own! Own it now to fully experience lake life this summer!

Last Agent to Sell the Property

Mike O'Connell

Larson Group Real Estate/Kelle Listed on: 03/13/2025

Last Buyer's Agent

Eli Kohorst

LPT Realty, LLC

LPT Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,791

Year Built

  • Built in 1985

Lot Details

  • 0.29 Acre Lot
  • Lot Dimensions are 50 x 212 x 52 x 229
  • 50 Feet of Waterfront
  • Lake Front
  • Partial crossed fence
  • Partially Fenced Property
  • Wood Fence

Parking

  • 1 Car Garage

Home Design

  • Pitched Roof

Interior Spaces

  • 720 Sq Ft Home
  • 1-Story Property
  • Self Contained Fireplace Unit Or Insert
  • Family Room
  • Living Room with Fireplace
  • Lake Views
  • Unfinished Basement
  • Crawl Space

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • The kitchen features windows

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Beach Access

Utilities

  • Underground Utilities
  • 100 Amp Service
  • Private Water Source
  • Sand Point Well
  • Well
  • Septic System

Community Details

  • No Home Owners Association
  • Urbans Point Subdivision

Listing and Financial Details

  • Assessor Parcel Number 14300584

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,791

Year Built

Built in 1985

Lot Details

0

Parking

1

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Ductless Mini-Split
  • Garage Spaces: 1
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Private, Sand Point, Well
  • Year Built: 1985
  • Above Grade Finished Sq Ft: 720
  • Water Body Name: Cross Lake Reservoir
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Fiber Optic
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Crawl Space, Concrete, Unfinished
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Washer
  • Fireplace Features: Gas, Insert, Living Room
  • Living Area: 720
  • Fireplace: Yes
  • Basement YN: Yes
  • Dining Room Type: Kitchen, Family Room, Bedroom 1, Bedroom 2, Laundry

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt, Pitched
  • Fencing: Partial Cross, Partial, Wood
  • View: Lake, Panoramic, South, West
  • Other Structures: Additional Garage
  • ConstructionMaterialsDesc: Frame
  • PatioPorchType: Composite Decking,Deck,Front Porch,Porch
  • Lake Acres: 1815
  • Lake Bottom: Excellent Sand
  • LakeChain: Y
  • Elevation Highpoint to Waterfront Feet: 4-10
  • Waterfront Frontage: 50
  • Lake Chain Acreage: 14442
  • Lake Chain Name: Whitefish

Garage/Parking

  • Parking Features: Detached, Asphalt
  • Garage Square Feet: 320

Utilities

  • Heating: Fireplace(s), Other
  • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
  • Electric: 100 Amp Service
  • Fuel: Electric,Natural Gas
  • Power Company: Crow Wing Power

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Dock,Kitchen Window,Local Area Network,Main Floor Primary Bedroom,Natural Woodwork,Porch,In-Ground Sprinkler,Washer/Dryer Hookup

Schools

  • Junior High Dist: Pequot Lakes
  • SchoolDistrictNumber: 186
  • SchoolDistrictPhone: 218-568-4996

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 50 x 212 x 52 x 229
  • Lot Size Sq Ft: 12632.4
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Many Trees, Underground Utilities
  • Additional Parcels: No
  • Zoning Description: Shoreline,Residential-Single Family
  • AssessmentPending: Unknown
  • Yearly/Seasonal: Seasonal

Building Info

  • Construction Materials: Brick/Stone, Fiber Cement, Metal Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 14300584
  • Tax Annual Amount: 4791
  • TaxWithAssessments: 4816.0000

Multi Family

  • WaterfrontFeatures: Lake Front, Lake View

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 18, 2020
Sold by
Jacobs Thomas Thomas
Bought by
Stone Michael Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$294,000
Outstanding Balance
$263,716
Interest Rate
2.87%
Estimated Equity
$450,836
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $420,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $294,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/06/2025 06/06/25 Sold $662,500 -4.7% $920 / Sq Ft
05/23/2025 05/23/25 Pending -- -- --
05/08/2025 05/08/25 Price Changed $695,000 -4.0% $965 / Sq Ft
04/17/2025 04/17/25 Price Changed $724,000 -3.3% $1,006 / Sq Ft
03/13/2025 03/13/25 For Sale $749,000 -- $1,040 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,816 $748,500 $654,500 $94,000
2023 $4,064 $758,100 $656,800 $101,300
2022 $3,852 $597,900 $505,100 $92,800
2021 $3,788 $450,400 $393,500 $56,900
2020 $3,390 $414,000 $360,800 $53,200
2019 $3,188 $364,500 $311,300 $53,200
2018 $3,084 $340,600 $293,200 $47,400
2017 $2,996 $334,100 $287,100 $47,000
2016 $3,040 $323,200 $283,300 $39,900
2015 $2,384 $260,200 $221,400 $38,800
2014 $1,195 $255,700 $216,600 $39,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6674273

NorthstarMLS

APN: 141810020030009