$900,000
SOLD OCT 21, 2025

3438 Token Rd Panama City, FL 32405

6 Beds
4 Baths
3,814 Sq Ft
2.93 Acres

Recently Sold

$236 Per Sq Ft

5% Below List Price

3 Days on Market

Highlights

  • In Ground Pool
  • Bonus Room
  • Bar Fridge
  • Traditional Architecture
  • No HOA
  • Living Room

About This Home

As of October 2025

Welcome to the country in the city. This beautifully renovated expansive home with a whole guest house sitting on nearly 3 acres in the heart of Panama City. What is better than privacy and location!!! The main home features nearly 3,000 sq ft of exquisite updates inside, a scenic paver circular driveway, plenty of space for entertaining inside and out. Updated designer kitchen, spacious living area and a Florida room overlooking the magnificent pool! that's right all this and your own private pool. This home also features a whole other home built in 2018 that includes 2 bedrooms and 1 bath. Perfect to use as a mother-in-law sweet or teenage or college kid quarters. There are 2 barns on the property as well that have some damage but are easily still able to be redone and used for whatever your heart desires. Imagine the country lifestyle while still being close to everything Panama City has to offer. Enjoy the summer evenings by the pool with your family. This home definitely has a little bit for everyone in your family and might even make your friends jealous.

Last Agent to Sell the Property

Matt Keaton

Counts Real Estate Group Inc Listed on: 09/02/2025

Counts Real Estate Group Inc

Last Buyer's Agent

Kelly McGrath

Realty One Group Emerald Coast License #SL3590673

Realty One Group Emerald Coast

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,341

Year Built

  • Built in 1968

Lot Details

  • 2.93 Acre Lot
  • Lot Dimensions are 310x378

Home Design

  • Traditional Architecture
  • Brick Exterior Construction

Interior Spaces

  • Bar Fridge
  • Ceiling Fan
  • Family Room
  • Living Room
  • Dining Room
  • Bonus Room

Kitchen

  • Electric Cooktop
  • ENERGY STAR Qualified Appliances

Bedrooms and Bathrooms

  • 6 Bedrooms
  • 4 Full Bathrooms

Pool

  • In Ground Pool

Schools

  • Northside Elementary School
  • Mowat Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,341

Year Built

Built in 1968

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1968
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 2.93
  • Lot Size: 310x378
  • Subdivision Name: No Named Subdivision
  • Architectural Style: Traditional
  • New Construction: No
  • Efficiency: Appliances
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Bar Fridge, ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Range, Electric Water Heater
  • Full Bathrooms: 4
  • Total Bedrooms: 6
  • Dining Room Type: Dining Room, Family Room, Kitchen, Living Room, Primary Bedroom, Bonus Room

Exterior Features

  • Pool Features: In Ground, Private
  • Pool Private: Yes
  • Construction Type: Brick

Garage/Parking

  • Garage: No

Utilities

  • Utilities: Electricity Available
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Middle Or Junior School: Mowat

Lot Info

  • Lot Size Sq Ft: 127631.0
  • Mobile Dim Units: Feet

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 5341.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Northside
  • High School: Bay

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 2, 2025
Closed on
Oct 22, 2025
Sold by
Merritt Eric
Bought by
Garland Jennifer and Brown Curtis Maurice
Seller's Agent
Matt Keaton
Counts Real Estate Group Inc
Buyer's Agent
Kelly McGrath
Realty One Group Emerald Coast
List Price
$945,000
Sold Price
$900,000
Premium/Discount to List
-$45,000
-4.76%
Views
6

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.82%
Original Mortgage
$810,000
Outstanding Balance
$810,000
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$80,706

Purchase Details

Closed on
Feb 17, 2017
Sold by
Duncan Robert C and Duncan Celia Ann
Bought by
Merritt Eric and Merritt Ramona

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Interest Rate
4.2%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $900,000 None Listed On Document
Warranty Deed $275,000 Mti Title Insurance Agency I
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $810,000 New Conventional
Previous Owner $220,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/21/2025 10/21/25 Sold $900,000 -4.8% $236 / Sq Ft
09/05/2025 09/05/25 Pending -- -- --
09/02/2025 09/02/25 For Sale $945,000 -- $248 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,564 $393,930 -- --
2024 $5,692 $380,381 -- --
2023 $5,692 $371,646 $110,167 $261,879
2022 $5,743 $343,912 $104,793 $239,119
2021 $5,458 $325,918 $0 $0
2020 $4,058 $232,911 $99,419 $133,492
2019 $3,612 $223,456 $88,939 $134,517
2018 $3,566 $235,527 $0 $0
2017 $2,809 $226,879 $0 $0
2016 $2,803 $222,213 $0 $0
2015 $2,864 $220,668 $0 $0
2014 $2,813 $218,917 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 778444

Central Panhandle Association of REALTORS®

APN: 11755-000-000