345 Ruby Lake Loop Winter Haven, FL 33884
Lake Ashton Neighborhood
4
Beds
3
Baths
2,374
Sq Ft
10,735
Sq Ft Lot
Highlights
- Waterfront Community
- Screened Pool
- Gated Community
- Frank E. Brigham Academy Rated 9+
- Solar Power System
- Open Floorplan
About This Home
As of March 2023You absolutley have to put this Amazing 4 bedroom 3 bath home on your list! Featuring a Newer Roof (Less than 2 years old) New Solar Bear Solar Panels, New Flooring through out makes it a Must See. The home is situated in Ruby Lake, one of the most sought-after neighborhoods in South-East Polk County. To begin your tour of the new home, enter the double doors with leaded glass You enter a beautiful formal open and spacious living room. A formal dining room with a coffered ceiling is located on the left. The waterfall-filled pool is clearly visible straight ahead. The pool and back yard can be seen beautifully through a window with mitered glass corners in the breakfast area. To the right are the spacious master bedroom and bathroom, Sliding glass doors in the master bedroom lead directly to the lanai. Well manicured lawn and lovely landscaping welcome you to the home. Straight ahead is a great view of the crystal clear pool. The master bath has double separated vanities, a garden tub and a separate shower as well as two walk-in closets. A granite breakfast bar overlooks the family room with built-in cabinetry for your TV and stereo equipment. The kitchen has genrous amounts of counter space and a closet pantry with updated appliances. The inside laundry room, complete with (washer and dryer that stay with the home), is just to the right of the kitchen. Large arches and crown molding accent most of the home. On the left of the family room are two bedrooms and a guest bath. As you go toward the back of the home, there is a 4th bedroom and a bath that exits out to the pool area. All flooring in the home is new! 10 and 12 foot ceilings accentuate the great space in the home! The lovely back yard is completely privacy fenced for your pool parties or just spending a quiet afternoon or evening outside. The pool is complete with a rainbow of lighting for your evening swims or just relaxing in the lanai. This gated community is close to all shopping with easy access to Cypress Gardens Blvd. and Highway 27 with easy accessto Orlando and Tampa. Life doesn't get much better than this! Book your appointment to see this great home before it is gone!
Last Agent to Sell the Property
KELLER WILLIAMS REALTY SMART 1 License #3307757 Listed on: 12/12/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,792
Year Built
- Built in 1998
Lot Details
- 10,735 Sq Ft Lot
- Lot Dimensions are 70x126x85x126
- Property fronts a private road
- West Facing Home
- Vinyl Fence
- Mature Landscaping
- Well Sprinkler System
HOA Fees
- $56 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Open Parking
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,374 Sq Ft Home
- Open Floorplan
- Built-In Features
- Crown Molding
- Coffered Ceiling
- High Ceiling
- Ceiling Fan
- Blinds
- Sliding Doors
- Family Room Off Kitchen
- Separate Formal Living Room
- Formal Dining Room
- Inside Utility
Kitchen
- Range
- Microwave
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
- Disposal
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
Pool
- Screened Pool
- Solar Heated In Ground Pool
- Gunite Pool
- Fence Around Pool
- Pool Lighting
Outdoor Features
- Screened Patio
- Exterior Lighting
- Rain Gutters
Schools
- Chain O Lakes Elementary School
- Denison Middle School
- Lake Region High School
Utilities
- Central Heating and Cooling System
- Thermostat
- Underground Utilities
- Electric Water Heater
- Cable TV Available
Additional Features
- Solar Power System
- City Lot
Listing and Financial Details
- Down Payment Assistance Available
- Visit Down Payment Resource Website
- Assessor Parcel Number 27-29-07-855605-000370
Community Details
Overview
- Association fees include security
- Don Asher & Assoc. Michellette Ramos Association, Phone Number (407) 425-4561
- Visit Association Website
- Ruby Lake Phase 02 Pb 106 Pg 10 Subdivision
- Rental Restrictions
Recreation
- Waterfront Community
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 12, 2022
Closed on
Mar 10, 2023
Sold by
Rider Frederic and Rider Patricia
Bought by
Mcchesney Kenneth Arthur and Mcchesney Darlene Ann
Seller's Agent
Wayne Weathersby, Jr.
KELLER WILLIAMS REALTY SMART 1
Buyer's Agent
Fatma Higdon
HIGDON HOMES REALTY LLC
List Price
$519,000
Sold Price
$450,000
Premium/Discount to List
-$69,000
-13.29%
Views
84
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$146
Avg. Annual Appreciation
-0.09%
Original Mortgage
$235,000
Outstanding Balance
$228,887
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$220,118
Purchase Details
Listed on
Mar 27, 2021
Closed on
Apr 23, 2021
Sold by
Chomas Joseph W and Quinn Terry L
Bought by
Rider Frederic and Oconner Patricia
Seller's Agent
Peggy Lewellen
LA ROSA REALTY PRESTIGE
Buyer's Agent
Wayne Weathersby, Jr.
KELLER WILLIAMS REALTY SMART 1
List Price
$345,000
Sold Price
$345,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.27%
Purchase Details
Listed on
Feb 28, 2019
Closed on
Apr 19, 2019
Sold by
Fasking William E and Fasking Jennifer L
Bought by
Chomas Joseph W and Quinn Terry L
Seller's Agent
Renee Butler
BROKERS REALTY OF CENTRAL FLOR
Buyer's Agent
Peggy Lewellen
LA ROSA REALTY PRESTIGE
List Price
$299,000
Sold Price
$290,000
Premium/Discount to List
-$9,000
-3.01%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.02%
Original Mortgage
$261,000
Interest Rate
4.3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 29, 2008
Sold by
Noble William Robert
Bought by
Fasking William E and Fasking Jennifer L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
6.61%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 7, 2001
Sold by
Noble Peggy S
Bought by
Noble William R Trust
Purchase Details
Closed on
Oct 27, 1998
Sold by
The Cassidy Organization Inc
Bought by
Noble Peggy S and Noble William R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
6.76%
Mortgage Type
New Conventional
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $450,000 | Smart Title | |
| Warranty Deed | $345,000 | Real Estate Title Svcs Inc | |
| Warranty Deed | $290,000 | United Ttl Group Of Lakeland | |
| Warranty Deed | $270,000 | Emerald Title Of Ctrl Fl Inc | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $193,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $235,000 | New Conventional | |
| Previous Owner | $261,000 | New Conventional | |
| Previous Owner | $160,500 | New Conventional | |
| Previous Owner | $170,000 | Purchase Money Mortgage | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $50,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/10/2023 03/10/23 | Sold | $450,000 | -8.0% | $190 / Sq Ft |
| 02/12/2023 02/12/23 | Pending | -- | -- | -- |
| 02/03/2023 02/03/23 | Price Changed | $489,000 | -2.0% | $206 / Sq Ft |
| 01/20/2023 01/20/23 | Price Changed | $499,000 | -2.0% | $210 / Sq Ft |
| 01/05/2023 01/05/23 | Price Changed | $509,000 | -1.9% | $214 / Sq Ft |
| 12/12/2022 12/12/22 | For Sale | $519,000 | +50.4% | $219 / Sq Ft |
| 04/26/2021 04/26/21 | Sold | $345,000 | 0.0% | $145 / Sq Ft |
| 03/28/2021 03/28/21 | Pending | -- | -- | -- |
| 03/27/2021 03/27/21 | For Sale | $345,000 | +19.0% | $145 / Sq Ft |
| 04/23/2019 04/23/19 | Sold | $290,000 | -3.0% | $122 / Sq Ft |
| 03/24/2019 03/24/19 | Pending | -- | -- | -- |
| 02/27/2019 02/27/19 | For Sale | $299,000 | -- | $126 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $6,593 | $349,061 | $74,000 | $275,061 |
| 2022 | $4,750 | $292,412 | $0 | $0 |
| 2021 | $4,825 | $244,016 | $56,000 | $188,016 |
| 2020 | $4,792 | $240,928 | $53,000 | $187,928 |
| 2018 | $2,839 | $180,891 | $0 | $0 |
| 2017 | $2,630 | $177,170 | $0 | $0 |
| 2016 | $2,757 | $173,526 | $0 | $0 |
| 2015 | $2,634 | $172,320 | $0 | $0 |
| 2014 | $2,716 | $170,952 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2023
Wayne Weathersby, Jr.
KELLER WILLIAMS REALTY SMART 1
(863) 632-9489
5 in this area
18 Total Sales
-
Buyer's Agent in 2023
Fatma Higdon
HIGDON HOMES REALTY LLC
(863) 209-5243
1 in this area
35 Total Sales
-
Seller's Agent in 2021
Peggy Lewellen
LA ROSA REALTY PRESTIGE
(863) 412-7692
4 in this area
27 Total Sales
-
Seller's Agent in 2019
Renee Butler
BROKERS REALTY OF CENTRAL FLOR
(863) 412-1070
37 in this area
464 Total Sales
Map
Source: Stellar MLS
MLS Number: P4923786
APN: 27-29-07-855605-000370
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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