345 Ruby Lake Loop Winter Haven, FL 33884
Lake Ashton Neighborhood
4
Beds
3
Baths
2,374
Sq Ft
10,628
Sq Ft Lot
Highlights
- Private Pool
- High Ceiling
- 2 Car Attached Garage
- Frank E. Brigham Academy Rated 9+
- Family Room Off Kitchen
- Eat-In Kitchen
About This Home
As of March 2023The property you are inquiring about is located in Winter Haven, FL in the Ruby Lake area of Polk County. What joy this home portrays with the natural light and beauty. No deferred maintenance in this triple split 4 bedroom, 3 bathroom, screened lanai, pool home in the heart of the action in SE Winter Haven, and a gated community! 12 foot and 10 foot soaring ceilings, boasting the volume of a current effective life, while being located in a tree lined, established community. Featuring almost 2,400 sqft living and 85x125 foot lot. This is a rare find, Call it home today!
Last Agent to Sell the Property
BROKERS REALTY OF CENTRAL FLOR License #316015 Listed on: 02/28/2019
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,630
Year Built
- Built in 1998
Lot Details
- 10,628 Sq Ft Lot
- West Facing Home
- Well Sprinkler System
HOA Fees
- $56 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,374 Sq Ft Home
- Crown Molding
- High Ceiling
- Ceiling Fan
- Family Room Off Kitchen
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 3 Full Bathrooms
Outdoor Features
- Private Pool
- Rain Gutters
Utilities
- Central Heating and Cooling System
Community Details
- Don Asher & Associates Association, Phone Number (407) 483-1301
- Ruby Lake Ph 02 Pb 106 Pg 10 Subdivision
Listing and Financial Details
- Down Payment Assistance Available
- Homestead Exemption
- Visit Down Payment Resource Website
- Tax Lot 370
- Assessor Parcel Number 27-29-07-855605-000370
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 12, 2022
Closed on
Mar 10, 2023
Sold by
Rider Frederic and Rider Patricia
Bought by
Mcchesney Kenneth Arthur and Mcchesney Darlene Ann
Seller's Agent
Wayne Weathersby, Jr.
KELLER WILLIAMS REALTY SMART 1
Buyer's Agent
Fatma Higdon
HIGDON HOMES REALTY LLC
List Price
$519,000
Sold Price
$450,000
Premium/Discount to List
-$69,000
-13.29%
Views
84
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,389
Avg. Annual Appreciation
-0.09%
Original Mortgage
$235,000
Outstanding Balance
$228,887
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$220,118
Purchase Details
Listed on
Mar 27, 2021
Closed on
Apr 23, 2021
Sold by
Chomas Joseph W and Quinn Terry L
Bought by
Rider Frederic and Oconner Patricia
Seller's Agent
Peggy Lewellen
LA ROSA REALTY PRESTIGE
Buyer's Agent
Wayne Weathersby, Jr.
KELLER WILLIAMS REALTY SMART 1
List Price
$345,000
Sold Price
$345,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.27%
Purchase Details
Listed on
Feb 28, 2019
Closed on
Apr 19, 2019
Sold by
Fasking William E and Fasking Jennifer L
Bought by
Chomas Joseph W and Quinn Terry L
Seller's Agent
Renee Butler
BROKERS REALTY OF CENTRAL FLOR
Buyer's Agent
Peggy Lewellen
LA ROSA REALTY PRESTIGE
List Price
$299,000
Sold Price
$290,000
Premium/Discount to List
-$9,000
-3.01%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.02%
Original Mortgage
$261,000
Interest Rate
4.3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 29, 2008
Sold by
Noble William Robert
Bought by
Fasking William E and Fasking Jennifer L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
6.61%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 7, 2001
Sold by
Noble Peggy S
Bought by
Noble William R Trust
Purchase Details
Closed on
Oct 27, 1998
Sold by
The Cassidy Organization Inc
Bought by
Noble Peggy S and Noble William R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
6.76%
Mortgage Type
New Conventional
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $450,000 | Smart Title | |
| Warranty Deed | $345,000 | Real Estate Title Svcs Inc | |
| Warranty Deed | $290,000 | United Ttl Group Of Lakeland | |
| Warranty Deed | $270,000 | Emerald Title Of Ctrl Fl Inc | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $193,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $235,000 | New Conventional | |
| Previous Owner | $261,000 | New Conventional | |
| Previous Owner | $160,500 | New Conventional | |
| Previous Owner | $170,000 | Purchase Money Mortgage | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $50,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/10/2023 03/10/23 | Sold | $450,000 | -8.0% | $190 / Sq Ft |
| 02/12/2023 02/12/23 | Pending | -- | -- | -- |
| 02/03/2023 02/03/23 | Price Changed | $489,000 | -2.0% | $206 / Sq Ft |
| 01/20/2023 01/20/23 | Price Changed | $499,000 | -2.0% | $210 / Sq Ft |
| 01/05/2023 01/05/23 | Price Changed | $509,000 | -1.9% | $214 / Sq Ft |
| 12/12/2022 12/12/22 | For Sale | $519,000 | +50.4% | $219 / Sq Ft |
| 04/26/2021 04/26/21 | Sold | $345,000 | 0.0% | $145 / Sq Ft |
| 03/28/2021 03/28/21 | Pending | -- | -- | -- |
| 03/27/2021 03/27/21 | For Sale | $345,000 | +19.0% | $145 / Sq Ft |
| 04/23/2019 04/23/19 | Sold | $290,000 | -3.0% | $122 / Sq Ft |
| 03/24/2019 03/24/19 | Pending | -- | -- | -- |
| 02/27/2019 02/27/19 | For Sale | $299,000 | -- | $126 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $6,593 | $349,061 | $74,000 | $275,061 |
| 2022 | $4,750 | $292,412 | $0 | $0 |
| 2021 | $4,825 | $244,016 | $56,000 | $188,016 |
| 2020 | $4,792 | $240,928 | $53,000 | $187,928 |
| 2018 | $2,839 | $180,891 | $0 | $0 |
| 2017 | $2,630 | $177,170 | $0 | $0 |
| 2016 | $2,757 | $173,526 | $0 | $0 |
| 2015 | $2,634 | $172,320 | $0 | $0 |
| 2014 | $2,716 | $170,952 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2023
Wayne Weathersby, Jr.
KELLER WILLIAMS REALTY SMART 1
(863) 632-9489
5 in this area
18 Total Sales
-
Buyer's Agent in 2023
Fatma Higdon
HIGDON HOMES REALTY LLC
(863) 209-5243
1 in this area
35 Total Sales
-
Seller's Agent in 2021
Peggy Lewellen
LA ROSA REALTY PRESTIGE
(863) 412-7692
4 in this area
27 Total Sales
-
Seller's Agent in 2019
Renee Butler
BROKERS REALTY OF CENTRAL FLOR
(863) 412-1070
37 in this area
463 Total Sales
Map
Source: Stellar MLS
MLS Number: P4904891
APN: 27-29-07-855605-000370
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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