345 Ruby Lake Loop Winter Haven, FL 33884
Lake Ashton Neighborhood
4
Beds
3
Baths
2,374
Sq Ft
10,735
Sq Ft Lot
Highlights
- Waterfront Community
- Screened Pool
- Open Floorplan
- Frank E. Brigham Academy Rated 9+
- Gated Community
- Separate Formal Living Room
About This Home
As of March 2023You will love this beautiful home from the moment you drive up to it The home is located in one of the most desirable communities in the area - Ruby Lake! Well manicured lawn and lovely landscaping welcome you to the home. Enter the leaded glass double doors to start your new home tour. You walk in to a lovely formal living room. On the left is a formal dining room with a coffered ceiling. Straight ahead is a great view of the crystal clear pool with waterfalls. A mitered glass corner window allows a beautiful view of the pool and back yard. The large master bedroom and bath are to the right. The master has sliding glass doors to go right out into the lanai and pool area. The master bath has double separated vanities, a garden tub and a separate shower as well as two walk-in closets. A granite breakfast bar overlooks the family room with built-in cabinetry for your TV and stereo equipment. The kitchen has lots of counter space and a closet pantry. The inside laundry room, complete with washer and dryer that stay with the home, is just to the right of the kitchen. Large arches and crown molding accent most of the home. On the left of the family room are two bedrooms and a guest bath. As you go toward the back of the home, there is a 4th bedroom and a bath that exits out to the pool area. All carpeting in the home is new! The home has recently been painted inside as well. 12 and 10 foot ceilings accentuate the great space in the home! The lovely back yard is completely privacy fenced for your pool parties or just spending a quiet afternoon or evening outside. The pool is complete with a rainbow of lighting for your evening swims or just relaxing in the lanai. This gated community is close to all shopping with easy access to Cypress Gardens Blvd. and Highway 27. Life doesn't get much better than this! Book your appointment to see this great home before it is gone!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,792
Year Built
- Built in 1998
Lot Details
- 10,735 Sq Ft Lot
- Lot Dimensions are 70x126x85x126
- West Facing Home
- Vinyl Fence
- Mature Landscaping
- Well Sprinkler System
HOA Fees
- $56 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,374 Sq Ft Home
- Open Floorplan
- Built-In Features
- Crown Molding
- Coffered Ceiling
- High Ceiling
- Ceiling Fan
- Blinds
- Sliding Doors
- Family Room Off Kitchen
- Separate Formal Living Room
- Formal Dining Room
- Utility Room
Kitchen
- Range
- Microwave
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
- Disposal
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
Pool
- Screened Pool
- In Ground Pool
- Gunite Pool
- Fence Around Pool
- Pool Lighting
Outdoor Features
- Screened Patio
- Exterior Lighting
- Rain Gutters
Location
- City Lot
Schools
- Chain O Lakes Elementary School
- Denison Middle School
- Lake Region High School
Utilities
- Central Heating and Cooling System
- Thermostat
- Underground Utilities
- Well
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 27-29-07-855605-000370
Community Details
Overview
- Association fees include security
- Don Asher & Associates Association, Phone Number (407) 425-4561
- Ruby Lake Phase 02 Pb 106 Pg 10 Subdivision
Recreation
- Waterfront Community
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 12, 2022
Closed on
Mar 10, 2023
Sold by
Rider Frederic and Rider Patricia
Bought by
Mcchesney Kenneth Arthur and Mcchesney Darlene Ann
Seller's Agent
Wayne Weathersby, Jr.
KELLER WILLIAMS REALTY SMART 1
Buyer's Agent
Fatma Higdon
HIGDON HOMES REALTY LLC
List Price
$519,000
Sold Price
$450,000
Premium/Discount to List
-$69,000
-13.29%
Total Days on Market
1
Views
84
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,829
Avg. Annual Appreciation
-0.22%
Original Mortgage
$235,000
Outstanding Balance
$228,887
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$218,993
Purchase Details
Listed on
Mar 27, 2021
Closed on
Apr 23, 2021
Sold by
Chomas Joseph W and Quinn Terry L
Bought by
Rider Frederic and Oconner Patricia
Seller's Agent
Peggy Lewellen
LA ROSA REALTY PRESTIGE
Buyer's Agent
Wayne Weathersby, Jr.
KELLER WILLIAMS REALTY SMART 1
List Price
$345,000
Sold Price
$345,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.27%
Purchase Details
Listed on
Feb 28, 2019
Closed on
Apr 19, 2019
Sold by
Fasking William E and Fasking Jennifer L
Bought by
Chomas Joseph W and Quinn Terry L
Seller's Agent
Renee Butler
BROKERS REALTY OF CENTRAL FLOR
Buyer's Agent
Peggy Lewellen
LA ROSA REALTY PRESTIGE
List Price
$299,000
Sold Price
$290,000
Premium/Discount to List
-$9,000
-3.01%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.02%
Original Mortgage
$261,000
Interest Rate
4.3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 29, 2008
Sold by
Noble William Robert
Bought by
Fasking William E and Fasking Jennifer L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
6.61%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 7, 2001
Sold by
Noble Peggy S
Bought by
Noble William R Trust
Purchase Details
Closed on
Oct 27, 1998
Sold by
The Cassidy Organization Inc
Bought by
Noble Peggy S and Noble William R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
6.76%
Mortgage Type
New Conventional
Map
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $450,000 | Smart Title | |
| Warranty Deed | $345,000 | Real Estate Title Svcs Inc | |
| Warranty Deed | $290,000 | United Ttl Group Of Lakeland | |
| Warranty Deed | $270,000 | Emerald Title Of Ctrl Fl Inc | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $193,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $235,000 | New Conventional | |
| Previous Owner | $261,000 | New Conventional | |
| Previous Owner | $160,500 | New Conventional | |
| Previous Owner | $170,000 | Purchase Money Mortgage | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $50,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/10/2023 03/10/23 | Sold | $450,000 | -8.0% | $190 / Sq Ft |
| 02/12/2023 02/12/23 | Pending | -- | -- | -- |
| 02/03/2023 02/03/23 | Price Changed | $489,000 | -2.0% | $206 / Sq Ft |
| 01/20/2023 01/20/23 | Price Changed | $499,000 | -2.0% | $210 / Sq Ft |
| 01/05/2023 01/05/23 | Price Changed | $509,000 | -1.9% | $214 / Sq Ft |
| 12/12/2022 12/12/22 | For Sale | $519,000 | +50.4% | $219 / Sq Ft |
| 04/26/2021 04/26/21 | Sold | $345,000 | 0.0% | $145 / Sq Ft |
| 03/28/2021 03/28/21 | Pending | -- | -- | -- |
| 03/27/2021 03/27/21 | For Sale | $345,000 | +19.0% | $145 / Sq Ft |
| 04/23/2019 04/23/19 | Sold | $290,000 | -3.0% | $122 / Sq Ft |
| 03/24/2019 03/24/19 | Pending | -- | -- | -- |
| 02/27/2019 02/27/19 | For Sale | $299,000 | -- | $126 / Sq Ft |
Source: Stellar MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $6,593 | $349,061 | $74,000 | $275,061 |
| 2022 | $4,750 | $292,412 | $0 | $0 |
| 2021 | $4,825 | $244,016 | $56,000 | $188,016 |
| 2020 | $4,792 | $240,928 | $53,000 | $187,928 |
| 2018 | $2,839 | $180,891 | $0 | $0 |
| 2017 | $2,630 | $177,170 | $0 | $0 |
| 2016 | $2,757 | $173,526 | $0 | $0 |
| 2015 | $2,634 | $172,320 | $0 | $0 |
| 2014 | $2,716 | $170,952 | $0 | $0 |
Source: Public Records
Source: Stellar MLS
MLS Number: P4915051
APN: 27-29-07-855605-000370
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