$520,000
SOLD MAR 20, 2025

345 Silver Reef Ln Saint Augustine, FL 32095

4 Beds
2 Baths
2,269 Sq Ft
0.26 Acres

Recently Sold

$229 Per Sq Ft

4% Below List Price

115 Days on Market

Highlights

  • Water Views
  • Fitness Center
  • Clubhouse
  • Ocean Palms Elementary School Rated A
  • Home fronts a pond
  • Screened Porch

About This Home

As of March 2025

INCENTIVE! Sellers are offering $10K towards buying down the interest rate or closing costs with acceptable offer! Come tour this amazing home, on a huge lot, in a desirable St. Johns County neighborhood! This beauty is only 3 years old & has many desirable features, like an open floor plan with lots of natural light & tray ceilings. Imagine sipping your coffee in your screened lanai with relaxing backyard water view which is also accessible by the primary bedroom. The owner's suite features a spacious walk-in closet & spa-like master bath with quartz countertops, double sinks, soaking tub & separate shower. Let's not forget the gourmet kitchen that includes an ample quartz bar - there's even a flex area off the kitchen, as well as a lovely separate dining room. Did I mention the 3 car garage with built in cabinets for lots of storage? The neighborhood also includes some great amenities like a sparkling pool, play ground and gym. It's ready for you to move in and make memories!

Last Agent to Sell the Property

PATTY JONES

UNITED REAL ESTATE GALLERY License #3410547 Listed on: 11/09/2024

UNITED REAL ESTATE GALLERY

Last Buyer's Agent

Leslie Duncan

HOVER GIRL PROPERTIES License #3266153

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,587

Year Built

  • Built in 2021

Lot Details

  • 0.26 Acre Lot
  • Home fronts a pond

HOA Fees

  • $114 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Interior Spaces

  • 2,269 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Screened Porch
  • Water Views
  • Washer and Electric Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Separate Shower in Primary Bathroom
  • Bathtub With Separate Shower Stall

Additional Features

  • Screened Patio
  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 0237134580

Community Details

Overview

  • Creekside Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Fitness Center

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,587

Year Built

Built in 2021

Lot Details

0

HOA Fees

$114 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2021
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.26
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Creekside
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Living Area2: 2269.0
  • General Property Information Waterfront YN: Yes
  • General Property Information New Construction YN: No
  • General Property Information List PriceSqFt2: 237.99
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: No
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.26
  • Utilities Electricity Available: Yes
  • Utilities Water Available: Yes
  • General Property Information Carport YN: No
  • Levels One: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Disposal, Electric Oven, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Carpet, Tile
  • Living Area: 2269.0
  • ResoLivingAreaSource: PublicRecords
  • Appliances Dishwasher: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes

Exterior Features

  • Waterfront: Yes
  • View: Water
  • Waterfront Features: Pond
  • Patio And Porch Features: Covered, Patio, Screened
  • Waterfront Features:Pond2: Yes
  • Patio And Porch Features:Covered2: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio And Porch Features:Screened: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features: Attached, Garage
  • General Property Information:Garage Spaces: 3.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Electricity Available, Water Available
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association Fee: 341.61
  • Association Fee Frequency: Quarterly
  • Senior Community: No
  • Amenities: Clubhouse, Fitness Center, Playground
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 341.61
  • General Property Information:Association Fee Frequency: Quarterly
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Fitness Center: Yes
  • Association Amenities:Playground: Yes

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 11325.6
  • Parcel #: 0237134580
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6586.7
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 9, 2024
Closed on
Mar 20, 2025
Sold by
Santos Alisson Pereira and Gomes Daiane M
Bought by
Falzon Steven and Falzon Kaila
Seller's Agent
PATTY JONES
UNITED REAL ESTATE GALLERY
Buyer's Agent
Leslie Duncan
HOVER GIRL PROPERTIES
List Price
$540,000
Sold Price
$520,000
Premium/Discount to List
-$20,000
-3.7%
Views
53
Current Estimated Value
$523,683

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,683
Avg. Annual Appreciation
0.93%
Original Mortgage
$320,000
Outstanding Balance
$318,368
Interest Rate
6.89%
Mortgage Type
VA
Estimated Equity
$205,315

Purchase Details

Closed on
Apr 23, 2021
Sold by
Lennar Homes Llc
Bought by
Santos Alisson Pereira and Gomes Daiane M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$351,961
Interest Rate
3.05%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $520,000 Attorneys Title Services
Special Warranty Deed $370,500 Lennar Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $320,000 VA
Previous Owner $351,961 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/20/2025 03/20/25 Sold $520,000 -3.7% $229 / Sq Ft
03/04/2025 03/04/25 Pending -- -- --
11/09/2024 11/09/24 For Sale $540,000 -- $238 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,587 $436,711 $105,000 $331,711
2024 $6,587 $448,885 $105,000 $343,885
2023 $6,587 $372,767 $95,000 $277,767
2022 $6,494 $363,909 $84,000 $279,909
2021 $2,621 $60,000 $0 $0
2020 $2,378 $70,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2055362

realMLS (Northeast Florida Multiple Listing Service)

APN: 023713-4580