345 Whitewater Ln Oswego, IL 60543
Northwest Oswego NeighborhoodEstimated Value: $414,000 - $482,000
4
Beds
4
Baths
2,744
Sq Ft
$166/Sq Ft
Est. Value
Highlights
- Spa
- Updated Kitchen
- Recreation Room
- Oswego High School Rated A-
- Mature Trees
- Vaulted Ceiling
About This Home
As of April 2021Prepare to FALL IN LOVE with this 4BR/3.1BA/3 Car/ Finished Basement in River Run*UPGRADED inside & out*1st Flr features NEWER Kitchen remodel w/refinished hdwd floors w/white custom milled tall baseboards*Your Gourmet Kitchen boasts oversized island/breakfast bar, white cabinetry & Quartz countertops*Bright spacious Family Room features vaulted ceiling with surround sound w/speakers & fireplace with gas logs*French doors to Office*Laundry room offers plentiful built-in cabinetry, utility sink, & side access door to paved walkway to HOT TUB*Your Notable Master Suite has a vaulted ceiling,WIC & bath w/soaker tub, sep shower, & double bowl vanity*2nd FL loft can be converted to 5th bdrm*Need more room? ENJOY your Full FINISHED basement that is meant for entertainment-rec room wired for surround sound, 13ft. bar, bonus room, 4th BDRM, Full bathroom + storage*RECENT UPDATES: 2020 - Furnace & AC*2019 - garage doors & openers, Invisible Fence rewired & updated*2018 - ejector pit*2017 - Roof, Complete kitchen remodel, appliances, refinished hardwood flrs, & hot tub patio & sidewalk*Other Improvements: garage walls fully insulated & drywalled, irrigation system, bathroom/laundry flooring, solid doors & hardware, newer blinds, light fixtures & ceiling fans on 1st floor*WELCOME HOME*
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,795
Year Built
- 2001
Lot Details
- Property has an invisible fence for dogs
- Mature Trees
HOA Fees
- $21 per month
Parking
- Attached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Traditional Architecture
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- Wet Bar
- Vaulted Ceiling
- Gas Log Fireplace
- Home Office
- Recreation Room
- Loft
- Bonus Room
Kitchen
- Updated Kitchen
- Breakfast Bar
- Walk-In Pantry
- Double Oven
- Cooktop
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Wood
- Laminate
Bedrooms and Bathrooms
- Walk-In Closet
- Dual Sinks
- Primary Bathroom Bathtub Only
- Separate Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Spa
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Water Softener
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 25, 2021
Closed on
Apr 9, 2021
Sold by
Dodson Christopher S and Dodson Laura L
Bought by
Ackerman Matthew Jay and Wurth Ashley
Seller's Agent
Dee Hoffner
Baird & Warner
Buyer's Agent
Cindy Pierce
Baird & Warner
List Price
$349,900
Sold Price
$380,000
Premium/Discount to List
$30,100
8.6%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$76,762
Avg. Annual Appreciation
3.96%
Original Mortgage
$215,000
Outstanding Balance
$197,862
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$248,752
Purchase Details
Closed on
Aug 25, 2017
Sold by
Dodson Christopher S and Dodson Laura L
Bought by
Dodson Christopher S and Dodson Laura L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$256,000
Interest Rate
3.75%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 14, 2009
Sold by
Dodson Jennifer K
Bought by
Dodson Christopher S
Purchase Details
Closed on
Jan 8, 2001
Sold by
The Old Second National Bank Of Aurora
Bought by
Dodson Christopher S and Dodson Jennifer K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,100
Interest Rate
6.91%
Mortgage Type
Balloon
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ackerman Matthew Jay | $380,000 | Baird & Warner Ttl Svcs Inc | |
| Dodson Christopher S | -- | Cemngton Title Partners Llc | |
| Dodson Christopher S | -- | None Available | |
| Dodson Christopher S | $264,500 | Ticor Title Insurance Compan |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Ackerman Matthew Jay | $215,000 | |
| Previous Owner | Dodson Christopher S | $227,500 | |
| Previous Owner | Dodson Christopher S | $256,000 | |
| Previous Owner | Dodson Christopher S | $191,186 | |
| Previous Owner | Dodson Christopher S | $100,000 | |
| Previous Owner | Dodson Christopher S | $235,000 | |
| Previous Owner | Dodson Christopher S | $75,000 | |
| Previous Owner | Dodson Christopher S | $210,100 | |
| Closed | Dodson Christopher S | $26,263 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/23/2021 04/23/21 | Sold | $380,000 | +8.6% | $138 / Sq Ft |
| 03/01/2021 03/01/21 | Pending | -- | -- | -- |
| 02/25/2021 02/25/21 | For Sale | $349,900 | -- | $128 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $8,795 | $113,739 | $24,024 | $89,715 |
| 2022 | $8,795 | $103,399 | $21,840 | $81,559 |
| 2021 | $8,741 | $99,422 | $21,000 | $78,422 |
| 2020 | $8,380 | $94,688 | $20,000 | $74,688 |
| 2019 | $8,735 | $96,998 | $20,000 | $76,998 |
| 2018 | $8,695 | $95,685 | $22,347 | $73,338 |
| 2017 | $8,426 | $88,189 | $20,596 | $67,593 |
| 2016 | $8,070 | $83,591 | $19,522 | $64,069 |
| 2015 | $7,868 | $78,123 | $18,245 | $59,878 |
| 2014 | -- | $75,848 | $17,714 | $58,134 |
| 2013 | -- | $79,840 | $18,646 | $61,194 |
Source: Public Records
Agents Affiliated with this Home
-
Dee Hoffner
Seller's Agent in 2021
Dee Hoffner
Baird Warner
(630) 788-6469
3 in this area
10 Total Sales
-
Cindy Pierce
Buyer's Agent in 2021
Cindy Pierce
Baird Warner
(630) 669-9849
1 in this area
171 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD11003355
APN: 03-18-121-021
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