NOT LISTED FOR SALE

Estimated Value: $429,000 - $461,000

3 Beds
2.5 Baths
2,403 Sq Ft
$187/Sq Ft Est. Value

Last Sold October 09, 2024

Last sale price $428,000 $178 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $3,218/month

Highlights

  • Open Floorplan
  • Community Lake
  • Traditional Architecture
  • Landscaped Professionally
  • Property is near a park
  • Loft

About This Home

As of October 2024

HOME is only 3 years. Welcome to this delightful residence located in the desirable community of Oswego. This inviting home features 3 spacious bedrooms, a versatile loft, and a comfortable den, providing ample space for both relaxation and productivity. The layout includes 2.1 bathrooms, thoughtfully designed to accommodate both family and guests with ease. The well-appointed kitchen opens up to a bright and airy living area, perfect for entertaining or unwinding after a long day. Enjoy the benefits of a private backyard ideal for outdoor activities or quiet retreats. With its welcoming atmosphere and functional design, this property offers a perfect blend of comfort and convenience. Don't miss the opportunity to make this charming home yours. Schedule a viewing today!

Last Agent to Sell the Property

Anna Villarejo Ruiz

RE/MAX Plaza License #475198702 Listed on: 09/04/2024

RE/MAX Plaza

Last Buyer's Agent

Anna Villarejo Ruiz

RE/MAX Plaza License #475198702 Listed on: 09/04/2024

RE/MAX Plaza

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,991

Year Built

  • Built in 2021

Lot Details

  • 0.27 Acre Lot
  • Lot Dimensions are 131x76x131x76
  • Landscaped Professionally
  • Paved or Partially Paved Lot

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • No Garage
  • Driveway
  • Off-Street Parking
  • Parking Included in Price
  • Unassigned Parking

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,403 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling height of 9 feet or more
  • Family Room
  • Living Room
  • Breakfast Room
  • Combination Kitchen and Dining Room
  • Den
  • Loft
  • Unfinished Attic
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Low Flow Plumbing Fixtures

Laundry

  • Laundry Room
  • Laundry on upper level
  • Gas Dryer Hookup

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Basement Ceilings are 8 Feet High
  • Sump Pump
  • Basement Window Egress

Schools

  • Southbury Elementary School
  • Traughber Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Cable TV Available

Additional Features

  • Porch
  • Property is near a park

Community Details

  • Association fees include insurance
  • Gina Cashman Association, Phone Number (815) 866-6241
  • Ashcroft Place Subdivision, Dearborn Floorplan
  • Property managed by Foster Premier
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,991

Year Built

Built in 2021

Lot Details

0

HOA Fees

$42 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Ashcroft Place
  • Year Built: 2021
  • Age: 1-5 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Disposal, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Interior Amenities: Second Floor Laundry, Walk-In Closet(s), Ceilings - 9 Foot, Open Floorplan
  • LivingArea: 2403
  • Other Equipment: TV-Cable, CO Detectors, Sump Pump, Radon Mitigation System
  • Room Type: Breakfast Room, Den, Loft
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished,Egress Window,8 ft + pour,Concrete (Basement)
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 0
  • Attic: Unfinished
  • ResoLivingAreaSource: Builder

Exterior Features

  • ExteriorFeatures: Porch
  • Foundation Details: Concrete Perimeter
  • Lot Features: Landscaped, Sidewalks, Streetlights
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Unassigned, Off Street, Driveway
  • ParkingTotal: 6
  • Driveway: Asphalt
  • Garage Details: None/NA
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage,Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 42
  • Association Fee Frequency: Monthly
  • Community Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Foster Premier
  • Management Contact Name: Gina Cashman
  • Management Phone: 815-866-6241
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Insurance, Other

Schools

  • Elementary School: Southbury Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Traughber Junior High School

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.2697
  • Lot Dimensions: 131X76X131X76
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Green Features

  • Green Building Verification Type: Other
  • GreenEnergyEfficient: Low flow fixtures

Rental Info

  • Board Number: 3
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 8991
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 4, 2024
Closed on
Oct 1, 2024
Sold by
Nguyen Nhu Thuy Thi and Nguyen Sinh
Bought by
Do Chau N
Seller's Agent
Anna Villarejo Ruiz
RE/MAX Plaza
Buyer's Agent
Anna Villarejo Ruiz
RE/MAX Plaza
List Price
$430,000
Sold Price
$428,000
Premium/Discount to List
-$2,000
-0.47%
Views
4
Current Estimated Value
$448,665

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,665
Avg. Annual Appreciation
4.15%
Original Mortgage
$385,200
Outstanding Balance
$380,979
Interest Rate
6.13%
Mortgage Type
New Conventional
Estimated Equity
$67,686

Purchase Details

Closed on
Dec 1, 2021
Sold by
D R Horton Inc Midwest
Bought by
Nguyen Sinh and Thi Nhu Thuy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$308,092
Interest Rate
3.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 25, 2021
Sold by
Ashlots Llc
Bought by
D R Horton Inc

Purchase Details

Closed on
Oct 28, 2010
Sold by
Mi Ashcroft Llc
Bought by
Ashlots Llc

Purchase Details

Closed on
Sep 30, 2010
Sold by
Ashcroft Place Llc
Bought by
Mi Ashcroft Llc

Purchase Details

Closed on
Mar 31, 2009
Sold by
Wiseman Hughes Enterprises Inc
Bought by
Ashcroft Place Llc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Do Chau N -- Chicago Title
Nguyen Sinh $390,000 Dhi Title
D R Horton Inc $1,972,000 Chicago Title
Ashlots Llc -- Chicago Title Insurance Co
Mi Ashcroft Llc $2,000,000 Chicago Title Insurance Co
Ashcroft Place Llc -- Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Do Chau N $385,200
Previous Owner Nguyen Sinh $308,092
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/09/2024 10/09/24 Sold $428,000 -0.5% $178 / Sq Ft
09/04/2024 09/04/24 Pending -- -- --
09/04/2024 09/04/24 For Sale $430,000 +10.3% $179 / Sq Ft
03/01/2022 03/01/22 Sold $389,990 0.0% $162 / Sq Ft View Prior Sale
02/28/2022 02/28/22 Off Market $389,990 -- --
02/07/2022 02/07/22 Pending -- -- --
02/07/2022 02/07/22 For Sale -- -- --
01/31/2022 01/31/22 Off Market $389,990 -- --
07/26/2021 07/26/21 Pending -- -- --
07/17/2021 07/17/21 For Sale $389,990 -- $162 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,796 $127,736 $29,165 $98,571
2023 $8,991 $116,124 $26,514 $89,610
2022 $8,991 $105,568 $24,104 $81,464
2021 $0 $21 $21 $0
2020 $0 $21 $21 $0
2019 $0 $21 $21 $0
2018 $0 $20 $20 $0
2017 $0 $18 $18 $0
2016 $0 $17 $17 $0
2015 -- $16 $16 $0
2014 -- $15 $15 $0
2013 -- $15 $15 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12156127

Midwest Real Estate Data (MRED)

APN: 03-21-375-035