$899,999
UNDER CONTRACT

3477 Elk Creek Rd Mineral, VA 23117

Estimated payment $5,476/month

Total Views 6,853
3 Beds
2 Baths
1,081 Sq Ft
$833 Price per Sq Ft

Highlights

  • Boathouse
  • 300 Feet of Waterfront
  • Parking available for a boat
  • Thomas Jefferson Elementary School Rated A-
  • 1 Dock Slip
  • Private Beach

About This Home

Premier Waterfront Living at Lake Anna3477 Elk Creek Rd, Mineral, VA 23117No HOA , 300 Ft of Shoreline , .93 Acre LotWelcome to your private lakefront escape on the warm and quiet private side of Lake Anna. Whether you’re searching for a full-time residence, a weekend retreat, or a high-performing investment property, this custom-built waterfront gem checks every box.Situated on a beautifully flat and secluded .93-acre lot, this home boasts approximately 300 feet of water frontage, a sandy beach, and sweeping panoramic views of Lake Anna’s peaceful shoreline. From stunning sunrises to golden sunsets, the views are unforgettable.Step outside and live the lake life with: • Your own personal covered boat slip with an electric lift • Expansive decking for entertaining, grilling, and soaking up the sun • Swim, fish, or boat right from your backyard • High-speed Firefly Fiber internet availableInside, the custom design maximizes the water views with oversized windows, an open-concept layout, and modern updates including: • 2025 Frigidaire Stove • 2022 Heat Pump & Furnace • 2019 KitchenAid Refrigerator • 2017 Water HeaterLocation Perks:Close to Elk Creek Country Store, Lake Anna Taphouse, Vito’s Pizza, Asian Café, and New Bridge Landing (groceries, ABC, nails, and more). Centrally located—only 45 minutes to Richmond, Charlottesville, and Fredericksburg, and about 90 minutes to D.C.Investor-Friendly:Lake Anna is ranked the #1 short-term rental destination in the U.S. This property is ideally positioned for Airbnb or VRBO success with its generous lot, waterfront access, and no HOA restrictions.Don’t miss your chance to own a slice of paradise on Lake Anna. Schedule your private showing today and experience lakeside living at its finest!

Listing Agent

Lisa Perry

Berkshire Hathaway HomeServices PenFed Realty License #0225217699 Listed on: 05/16/2025

Berkshire Hathaway HomeServices PenFed Realty

Co-Listing Agent

kerri delisi

Berkshire Hathaway HomeServices PenFed Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,893

Year Built

  • Built in 1982

Lot Details

  • 0.93 Acre Lot
  • 300 Feet of Waterfront
  • Lake Front
  • Home fronts navigable water
  • Private Beach
  • Sandy Beach
  • Landscaped
  • Private Lot
  • Partially Wooded Lot
  • Back and Front Yard
  • Property is zoned R2

Parking

  • 1 Car Detached Garage
  • Front Facing Garage
  • Circular Driveway
  • Parking available for a boat

Property Views

  • Lake
  • Woods

Home Design

  • A-Frame Home
  • Slab Foundation
  • Wood Walls
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,081 Sq Ft Home
  • Property has 2 Levels
  • Wood Ceilings
  • Casement Windows
  • Family Room Off Kitchen
  • Wood Flooring

Kitchen

  • Electric Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Rip-Rap
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • Boathouse
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • 6 Powered Boats Permitted
  • 6 Non-Powered Boats Permitted
  • Deck

Schools

  • Louisa County High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot B2
  • Assessor Parcel Number 46 5 B2

Community Details

Overview

  • No Home Owners Association
  • Elk Creek Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,893

Year Built

Built in 1982

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: A-Frame, Loft
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1982
  • Automatically Close On Close Date: No
  • Remarks Public: Premier Waterfront Living at Lake Anna 3477 Elk Creek Rd, Mineral, VA 23117 No HOA , 300 Ft of Shoreline , .93 Acre Lot Welcome to your private lakefront escape on the warm and quiet private side of Lake Anna. Whether you’re searching for a full-time residence, a weekend retreat, or a high-performing investment property, this custom-built waterfront gem checks every box. Situated on a beautifully flat and secluded .93-acre lot, this home boasts approximately 300 feet of water frontage, a sandy beach, and sweeping panoramic views of Lake Anna’s peaceful shoreline. From stunning sunrises to golden sunsets, the views are unforgettable. Step outside and live the lake life with: • Your own personal covered boat slip with an electric lift • Expansive decking for entertaining, grilling, and soaking up the sun • Swim, fish, or boat right from your backyard • High-speed Firefly Fiber internet available Inside, the custom design maximizes the water views with oversized windows, an open-concept layout, and modern updates including: • 2025 Frigidaire Stove • 2022 Heat Pump & Furnace • 2019 KitchenAid Refrigerator • 2017 Water Heater Location Perks: Close to Elk Creek Country Store, Lake Anna Taphouse, Vito’s Pizza, Asian Café, and New Bridge Landing (groceries, ABC, nails, and more). Centrally located—only 45 minutes to Richmond, Charlottesville, and Fredericksburg, and about 90 minutes to D.C. Investor-Friendly: Lake Anna is ranked the #1 short-term rental destination in the U.S. This property is ideally positioned for Airbnb or VRBO success with its generous lot, waterfront access, and no HOA restrictions. Don’t miss your chance to own a slice of paradise on Lake Anna. Schedule your private showing today and experience lakeside living at its finest!
  • Special Features: 4224
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Oven/Range - Electric, Refrigerator
  • Flooring Type: Hardwood
  • Interior Amenities: Family Room Off Kitchen
  • Window Features: Casement
  • Fireplace: No
  • Wall Ceiling Types: Wood Ceilings, Wood Walls
  • Foundation Details: Slab
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 1081
  • Living Area Sq Ft: 1081
  • Price Per Sq Ft: 832.56
  • Above Grade Finished Sq Ft: 1081
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 3477

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Boat House
  • Construction Materials: Vinyl Siding
  • Exterior Features: Private Beach, Boat Storage
  • Roof: Asphalt
  • View: Lake, Trees/Woods, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Waterski/Wakeboard, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: LAKE ANNA
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 300

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Circular Driveway
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Driveway, Detached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Water Source: Well
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: LOUISA COUNTY PUBLIC SCHOOLS
  • High School: LOUISA COUNTY
  • School District Key: 121139403138
  • School District Source: Listing Agent
  • High School: LOUISA COUNTY

Lot Info

  • Land Use Code: 2
  • Lot Features: Fishing Available, Front Yard, Landscaping, Partly Wooded, Private, Rear Yard
  • Lot Size Acres: 0.93
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 40510.80
  • Outdoor Living Structures: Deck(s)
  • Year Assessed: 2024
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5893.00
  • Assessor Parcel Number: 46 5 B2
  • Tax Lot: B2
  • Tax Total Finished Sq Ft: 1081
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Mean Low Water Feet: 3
  • Waterfront Features: Private Dock Site, Rip-Rap, Sandy Beach

MLS Schools

  • School District Name: LOUISA COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,893 $818,500 $418,100 $400,400
2023 $5,205 $761,000 $381,100 $379,900
2022 $4,594 $638,100 $347,800 $290,300
2021 $3,196 $540,900 $314,500 $226,400
2020 $3,642 $505,900 $314,500 $191,400
2019 $3,678 $510,800 $314,500 $196,300
2018 $3,502 $486,400 $303,400 $183,000
2017 $3,337 $479,700 $303,400 $176,300
2016 $3,337 $463,500 $310,800 $152,700
2015 $3,324 $461,700 $310,800 $150,900
2013 -- $475,900 $333,000 $142,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/16/2025 05/16/25 For Sale $899,999 +76.5% $833 / Sq Ft
10/14/2016 10/14/16 Sold $510,000 -7.1% $472 / Sq Ft
09/05/2016 09/05/16 Pending -- -- --
06/21/2016 06/21/16 For Sale $549,000 -- $508 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $510,000 None Available
Gift Deed -- None Available
Quit Claim Deed $75,000 None Available
Deed $558,000 Louisa Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $386,700 New Conventional
Closed $408,000 New Conventional
Previous Owner $320,400 Adjustable Rate Mortgage/ARM
Source: Public Records

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Source: Bright MLS

MLS Number: VALA2007772

Bright MLS

APN: 46-5-B2