NOT LISTED FOR SALE

3490 Kettering Rd Saginaw, MI 48603

Estimated Value: $185,000 - $206,000

3 Beds
1.5 Baths
1,384 Sq Ft
$143/Sq Ft Est. Value

Last Sold April 24, 2023

Last sale price $179,800 $130 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $1,300/month

6 Days on Market

Highlights

  • Ranch Style House
  • Ground Level Unit
  • Stainless Steel Appliances
  • Sherwood Elementary School Rated A-
  • No HOA
  • Porch

About This Home

As of April 2023

MUST SEE! Renovated 3 bedrooms, 2 baths in Saginaw township with an open floor design. The design offers a very large living room, spacious dining room and kitchen that is equipped with an island that can seat 5 people, dining room and kitchen has recessed lighting. Kitchen has a garbage disposal, stainless steel dishwasher, refrig ., electric stove, microwave that stays with the property. Two bedrooms have wood floors, One bedroom has laminate flooring. Main bathroom has lots of room with storage and is plumbed for laundry.
Basement is updated with carpet on one side and the other side has new washer/dry, heater and hot water heater and lots of room for storage. Washer and dryer stay with property.
Two car detached garage, large fenced in yard.

Last Agent to Sell the Property

Scott Fader

Joseph Walter Realty, LLC License #6502431011 Listed on: 03/14/2023

Last Buyer's Agent

Vicky Sowden

RE/MAX New Image License #6501313698

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1961

Lot Details

  • 0.3 Acre Lot
  • Lot Dimensions are 98.00 x 132.00

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Block Foundation
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 1,384 Sq Ft Home
  • Ceiling Fan
  • Awning
  • Unfinished Basement
  • Natural lighting in basement

Kitchen

  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Accessible Home Design

  • Accessible Full Bathroom
  • Adaptable Bathroom Walls
  • Accessible Bedroom
  • Accessible Common Area
  • Accessible Kitchen
  • Kitchen Appliances
  • Stairway
  • Central Living Area
  • Accessible Hallway
  • Accessible Closets
  • Accessible Washer and Dryer
  • Accessible Doors
  • Accessible Entrance

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Net Metering or Smart Meter

Additional Features

  • Porch
  • Ground Level Unit

Community Details

  • No Home Owners Association
  • Edward Meyer & Son Plat No 1 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 23124104177000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,916

Year Built

Built in 1961

Lot Details

0

Listing Details

  • Property Type: Residential
  • Architecture Style: Ranch
  • Architecture Level: 1 Story
  • Assessment: 1404.00
  • Year Built: 1961
  • State Equalized Value: 53600.0000
  • Accessibility Features: Accessible Bedroom, Accessible Central Living Area, Accessible Closets, Accessible Common Area, Accessible Doors, Accessible Entrance, Accessible Full Bath, Accessible Hallway(s), Accessible Kitchen, Accessible Kitchen Appliances, Accessible Stairway, Accessible Washer/Dryer, Adaptable Bathroom Walls, Central Living Area
  • Entry Location: Ground Level
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Interior Amenities: Utility Smart Meter
  • Room Count: 8
  • Total Bedrooms: 3
  • Total Bathrooms: 1.10
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Basement: Yes
  • Basement Type: Daylight, Unfinished
  • Kitchen Appliances: Dishwasher, Disposal, Dryer, Free-Standing Refrigerator, Stainless Steel Appliance(s), Washer
  • Sq Ft Combined: 1384
  • Total Sq Ft: 1384
  • Sq Ft Total Bsmt: 988

Exterior Features

  • Roof Material: Asphalt
  • Foundation Details: Basement
  • Construction Materials: Aluminum, Vinyl
  • Exterior Features: Awning/Overhang(s)
  • Foundation Materials: Block
  • Frontage Feet: 93
  • Porch Type: Porch
  • Road Frontage Type: Paved

Garage/Parking

  • Garage Size: 2 Car
  • Garage Features: Attached
  • Garage: Yes

Utilities

  • Heating Fuel: Natural Gas
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
  • Sewer: Public Sewer (Sewer-Sanitary)
  • Water Source: Public (Municipal)
  • Laundry Facilities: No

Condo/Co-op/Association

  • Association Fee: No

Schools

  • School District: Saginaw Twp

Lot Info

  • List Price per Acre: 566333.3300
  • Lot Size Area: 0.30
  • Lot Dimensions: 98.00 x 132.00
  • Parcel Number: 23124104177000

Tax Info

  • Tax Amount Summer: 843.0000
  • Tax Amount Winter: 2073.0000
  • Total Tax: 2916.0000
  • Taxable Value: 42007.0000

MLS Schools

  • School District: Saginaw Twp

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 14, 2023
Closed on
Apr 13, 2023
Sold by
Walker Jody
Bought by
Siler Mitchell
Seller's Agent
Scott Fader
Joseph Walter Realty, LLC
Buyer's Agent
Vicky Sowden
RE/MAX New Image
List Price
$169,900
Sold Price
$179,800
Premium/Discount to List
$9,900
5.83%
Views
82
Current Estimated Value
$197,992

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,192
Avg. Annual Appreciation
3.98%
Original Mortgage
$143,840
Outstanding Balance
$139,937
Interest Rate
6.73%
Mortgage Type
New Conventional
Estimated Equity
$58,055

Purchase Details

Closed on
Oct 31, 2022
Sold by
Pagano Christopher R
Bought by
Walker Jody

Purchase Details

Closed on
Sep 30, 2009
Sold by
Koski Thomas F and Koski James A
Bought by
Pagano Christopher R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$83,264
Interest Rate
5.19%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 21, 2009
Sold by
Koski Marsha M
Bought by
Koski Thomas F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$83,264
Interest Rate
5.19%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 26, 2008
Sold by
Koski Priscilla B
Bought by
Koski Priscilla B

Purchase Details

Closed on
Aug 6, 2008
Sold by
Koski C F & P B Trust
Bought by
Koski Priscilla B

Purchase Details

Closed on
Sep 22, 1999
Sold by
Koski Cyril F and Koski Priscilla B
Bought by
Koski Cyrill F and Koski Priscilla B

Purchase Details

Closed on
Oct 5, 1983
Sold by
Laframboise Jerome J and Laframboise Patricia
Bought by
Koski Cyril F and Koski Priscilla B
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Siler Mitchell $179,800 Homeland Title Services
Walker Jody $80,000 Homeland Title Services
Pagano Christopher R $84,800 --
Koski Thomas F -- --
Koski Priscilla B -- --
Koski Priscilla B -- --
Koski Cyrill F -- --
Koski Cyril F & Priscilla B Trust -- --
Koski Cyril F $39,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Siler Mitchell $143,840
Previous Owner Pagano Christopher R $83,264
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/24/2023 04/24/23 Sold $179,800 +5.8% $130 / Sq Ft
03/20/2023 03/20/23 Pending -- -- --
03/14/2023 03/14/23 For Sale $169,900 -- $123 / Sq Ft
Source: Realcomp

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,015 $84,100 $0 $0
2024 $1,536 $72,300 $0 $0
2023 $1,197 $56,400 $0 $0
2022 $2,915 $53,600 $0 $0
2021 $2,182 $49,600 $0 $0
2020 $1,603 $47,800 $0 $0
2019 $1,537 $44,700 $5,500 $39,200
2018 $694 $40,500 $0 $0
2017 $1,317 $39,400 $0 $0
2016 $1,301 $38,200 $0 $0
2014 $1,262 $40,100 $0 $33,500
2013 -- $41,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realcomp

MLS Number: 20230017948

Realcomp

APN: 23124104177000