$315,000
$3K PRICE DROP

3499 Cedar Ln Palm Harbor, FL 34684

Estimated payment $2,194/month

Total Views 3,563
2 Beds
2 Baths
1,230 Sq Ft
$256 Price per Sq Ft

Highlights

  • Golf Course Community
  • Open Floorplan
  • Solid Surface Countertops
  • Active Adult
  • Clubhouse
  • Community Pool

About This Home

One or more photo(s) has been virtually staged. Welcome to this beautifully updated 2-bedroom, 2-bathroom villa located in the highly desirable 55+ community of Highland Lakes in Palm Harbor! This charming residence combines modern upgrades with low-maintenance living, offering both comfort and style. Highlights include a newer roof (2017), water heater (2020), and appliances (2021). The oversized attached one-car garage offers ample storage space. Step through the inviting foyer, with a convenient coat closet, into a spacious open-concept living and dining area featuring wood-look laminate flooring and plantation shutters throughout. The updated kitchen is light and bright, showcasing shaker cabinets, granite countertops, subway tile backsplash with under-cabinet lighting, matching appliances, and an updated light fixture. A separate pantry adds extra storage and convenience. The primary suite includes a large walk-in closet and a private ensuite bath with a walk-in shower. The remodeled guest bath features a new vanity, sink, and toilet, and the guest bedroom also offers its own generous walk-in closet. A bright sunroom at the back of the home provides the perfect spot to relax and enjoy the Florida sunshine year-round. Enjoy resort-style living in this ACTIVE 55+ community, which offers 3 executive golf courses, boat/RV storage, heated pools, tennis and pickleball courts, and a vibrant social calendar. Conveniently located near top dining, shopping, and beautiful Gulf beaches, this home is move-in ready and waiting for you! Don’t miss your opportunity to experience the best of Palm Harbor living. Schedule your showing today!

Listing Agent

Jeffrey Borham

EXP REALTY LLC Brokerage Phone: 866-308-7109 License #3115528 Listed on: 10/16/2025

EXP REALTY LLC

Co-Listing Agent

Denis Falcon

EXP REALTY LLC Brokerage Phone: 866-308-7109 License #3513593

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,679

Year Built

  • Built in 1986

Lot Details

  • 6,072 Sq Ft Lot
  • West Facing Home
  • Property is zoned RPD-7.5

HOA Fees

  • $235 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Villa
  • Slab Foundation
  • Shingle Roof

Interior Spaces

  • 1,230 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Plantation Shutters
  • Combination Dining and Living Room
  • Laminate Flooring

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Outdoor Features

  • Exterior Lighting
  • Rain Gutters

Schools

  • Highland Lakes Elementary School
  • Carwise Middle School
  • East Lake High School

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include cable TV, common area taxes, pool, escrow reserves fund, internet, maintenance structure, ground maintenance, management, private road, recreational facilities, trash
  • $164 Other Monthly Fees
  • Sutton Place Hoa/Mnagement & Associates Association, Phone Number (813) 433-2000
  • Visit Association Website
  • Highland Lakes Subdivision
  • On-Site Maintenance
  • Association Owns Recreation Facilities
  • The community has rules related to building or community restrictions, deed restrictions, fencing, allowable golf cart usage in the community, vehicle restrictions

Amenities

  • Clubhouse
  • Community Storage Space

Recreation

  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Recreation Facilities
  • Shuffleboard Court
  • Community Pool
  • Community Spa

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,679

Year Built

Built in 1986

Lot Details

0

HOA Fees

$235 per month

Parking

1

Listing Details

  • HOA Fee Includes: Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Internet, Maintenance Structure, Maintenance Grounds, Management, Private Road, Recreational Facilities, Trash
  • Property Type: Residential
  • Property Sub Type: Villa
  • Construction Materials: Other
  • Fireplace: No
  • Living Area: 1230
  • Lot Size Acres: 0.14
  • New Construction: No
  • Year Built: 1986
  • Building Area Total: 1230
  • Lot Size Sq Ft: 6072
  • Status: Active
  • Co List Office Mls Id: MFR260033666
  • Co List Office Phone: 866-308-7109
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 114.27
  • Escrow City: Palm Harbor
  • Escrow State: FL
  • Escrow Street Name: US Alt 19, Ste B
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 256.10
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Other Fees Amount: 164
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 866-308-7109
  • Tax Year: 2024
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Living Area Meters: 114.27

Exterior Features

  • Direction Faces: West
  • Exterior Features: Lighting, Rain Gutters
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12103C0079H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Cable Connected, Electricity Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Deed Restrictions, Golf Carts OK, Pool, Special Community Restrictions, Tennis Court(s)
  • Association Amenities: Cable TV, Clubhouse, Fence Restrictions, Golf Course, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Vehicle Restrictions
  • Association Fee: 235
  • Association Fee Frequency: Monthly
  • Association Name: Sutton Place HOA/Mnagement & Associates
  • Phone: (813) 433-2000
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Indoor cats are allowed and dogs are allowed if they are emotional support or service animals. Pet restrictions to be verified with HOA.
  • Association Fee Requirement: Required
  • Association Email: jgrant@mgmt-assoc.com
  • Association URL: https://mgmt-assoc.com

Fee Information

  • Total Annual Fees: 4788.00
  • Total Monthly Fees: 399.00
  • Other Fees Term: Monthly
  • Monthly HOA Amount: 235.00

Schools

  • Elementary School: Highland Lakes Elementary-PN
  • High School: East Lake High-PN
  • Middle Or Junior School: Carwise Middle-PN

Lot Info

  • Zoning: RPD-7.5
  • Parcel Number: 05-28-16-38919-000-0290
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Cats OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Lease Restrictions to be verified by the HOA

Tax Info

  • Tax Annual Amount: 3679
  • Tax Block: 00
  • Tax Book Number: 88-94
  • Tax Lot: 29

Multi Family

  • Approval Process: Approval Process to be verified by the HOA

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,679 $255,298 -- --
2024 $3,611 $248,103 -- --
2023 $3,611 $240,877 $0 $0
2022 $3,503 $233,861 $0 $233,861
2021 $1,136 $95,902 $0 $0
2020 $1,125 $94,578 $0 $0
2019 $1,096 $92,452 $0 $0
2018 $1,082 $90,728 $0 $0
2017 $1,064 $88,862 $0 $0
2016 $1,047 $87,034 $0 $0
2015 $1,015 $86,429 $0 $0
2014 $994 $85,743 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/06/2025 11/06/25 Price Changed $315,000 -0.9% $256 / Sq Ft
10/16/2025 10/16/25 For Sale $318,000 +15.6% $259 / Sq Ft
08/23/2021 08/23/21 Sold $275,000 +1.9% $224 / Sq Ft View Prior Sale
07/13/2021 07/13/21 Pending -- -- --
07/10/2021 07/10/21 For Sale $269,900 -- $219 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $275,000 Sunbelt Title Agency
Warranty Deed $160,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $275,000 VA
Previous Owner $112,000 Purchase Money Mortgage
Source: Public Records

Source: Stellar MLS

MLS Number: TB8437763

Stellar MLS

APN: 05-28-16-38919-000-0290