$1,400,000
SOLD APR 30, 2025

35 Chatham Ln Palmyra, VA 22963

5 Beds
3 Baths
4,758 Sq Ft
0.52 Acres

Recently Sold

$294 Per Sq Ft

6% Above List Price

6 Days on Market

Highlights

  • Boat Ramp
  • Beach
  • Bar or Lounge
  • Water Views
  • Golf Club
  • Water Oriented

About This Home

As of April 2025

Stunning Waterfront Dream Home at Lake Monticello! Welcome to this breathtaking custom-built home, perfectly designed for spectacular main lake views from the moment you arrive on the property. Gentle, easy access to the water, offering excellent swimming water & an expansive grassy backyard making it the ultimate retreat for gathering w/ friends & family. A Parade of Homes Winner for Best Primary Bedroom & Overall Home, this masterpiece was built by Southern Homes w/ an emphasis on craftsmanship & comfort. Interior Highlights: Primary suite w/ tray ceiling, lake views, double walk-in closets & 2 separate private bathrooms. Open-concept living, vaulted ceilings, sunroom, hardwoods, expansive Anderson windows framing stunning lake views, 3 fireplaces, including 1 in the dedicated office space. Gourmet wet bar, perfect for entertaining. Pocket doors, elegant columns & detailed trim work. Main-level laundry. Private Walk-Out Terrace Level: A Spacious Layout Perfect for guests! Featuring its own beds/bath, living spaces. Bonus room above the garage (potential additional living space) 2 screened porches, gazebo w/glider, boat lift, awning, concrete patio, wired for hot tub, storage room. New roof 2024!! Roughly 200' of waterfrontage.,Formica Counter,Wood Cabinets,Fireplace in Family Room,Fireplace in Home Office,Fireplace in Living Room

Last Agent to Sell the Property

Maggie Gunnels Fornecker

(434) 361-4987 maggie@thegunnelsgroup.com LONG & FOSTER - LAKE MONTICELLO License #0225265900[2756] Listed on: 02/19/2025

LONG & FOSTER - LAKE MONTICELLO

Last Buyer's Agent

CHERYL SPRANGEL

(434) 981-6695 cherylre3@comcast.net REAL ESTATE III, INC. License #0225097311[1961]

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,031

Year Built

  • Built in 2002

Lot Details

  • 0.52 Acre Lot
  • Landscaped
  • Private Lot
  • Level Lot
  • Open Lot
  • Partially Wooded Lot
  • Property is zoned R-4

HOA Fees

  • $100 Monthly HOA Fees

Property Views

  • Water
  • Woods

Home Design

  • Rambler Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 1 Level
  • Tray Ceiling
  • Cathedral Ceiling
  • 3 Fireplaces
  • Gas Fireplace
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Sun or Florida Room

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Interior and Exterior Basement Entry
  • Basement Windows

Home Security

  • Home Security System
  • Security Gate

Outdoor Features

  • Water Oriented
  • Property is near a lake

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System
  • Heating System Powered By Owned Propane
  • Underground Utilities

Community Details

Overview

  • Association fees include insurance, management, reserve funds, road maintenance, snow removal, trash, pier/dock maintenance
  • The Getaway Community
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center
  • Meeting Room
  • Bar or Lounge

Recreation

  • Boat Ramp
  • Beach
  • Golf Club
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Jogging Path

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,031

Year Built

Built in 2002

Lot Details

0

HOA Fees

$100 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Building Total Sq Ft: 6460.00
  • New Construction: No
  • Story List: Main
  • Year Built: 2002
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer/Dryer Hookups Only, Washer
  • Flooring Type: Carpet, Ceramic Tile, Hardwood
  • Interior Amenities: Entry Level Bedroom, Primary Bath(s)
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 3
  • Fireplace: Yes
  • Wall Ceiling Types: 9'+ Ceilings, Tray Ceilings, Vaulted Ceilings, Cathedral Ceilings
  • Foundation Details: Block
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Kitchen, Family Room, Foyer, Sun/Florida Room, Laundry, Office, Full Bath, Additional Bedroom
  • Basement: Yes
  • Basement Type: Fully Finished, Heated, Interior Access, Outside Entrance, Walkout Level, Windows
  • Living Area Units: Square Feet
  • Total Sq Ft: 5748
  • Living Area Sq Ft: 4758
  • Price Per Sq Ft: 480.42
  • Above Grade Finished Sq Ft: 2758
  • Above Grade Unfinished Sq Ft: 712
  • Below Grade Finished Sq Ft: 2000
  • Below Grade Sq Ft: 278
  • Total Below Grade Sq Ft: 2278
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 2
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Vinyl Siding
  • Construction Completed: No
  • Roof: Architectural Shingle
  • View: Water, Trees/Woods
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Water View: Yes

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: Yes
  • Cooling Type: Central A/C
  • Cooling: No
  • Electric Service: Underground
  • Heating Fuel: Electric, Propane - Owned
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Security: Security System, Security Gate
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Cable, Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 100.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 800.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Tot Lots/Playground, Security, Tennis Courts, Bar/Lounge, Baseball Field, Basketball Courts, Club House, Community Center, Golf Club, Lake, Meeting Room, Picnic Area, Swimming Pool, Soccer Field, Jog/Walk Path
  • HOA Condo Co-Op Fee Includes: Insurance, Management, Reserve Funds, Road Maintenance, Snow Removal, Trash, Pier/Dock Maintenance
  • HOA: Yes

Schools

  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Green Features

  • Green Sustainability: Conserving Materials/Methods
  • Green Water Conservation: Low-Flow Fixtures

Lot Info

  • Lot Features: Landscaping, Level, Private, Open, Sloping, Partly Wooded
  • Lot Size Acres: 0.52
  • Zoning: R-4
  • Zoning Description: Residential

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 7031.00
  • Tax Year: 2023

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 19, 2025
Closed on
Apr 16, 2025
Sold by
Goffin Living Trust and Goffin Ralph H
Bought by
Esser Mark Thomas and Esser Kathy Elizabeth
Seller's Agent
Maggie Gunnels Fornecker
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
CHERYL SPRANGEL
REAL ESTATE III, INC.
List Price
$1,325,000
Sold Price
$1,400,000
Premium/Discount to List
$75,000
5.66%
Views
23
Current Estimated Value
$1,390,988

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,012
Avg. Annual Appreciation
-1.04%

Purchase Details

Closed on
Aug 29, 2006
Sold by
Goffin Ralph H and Goffin Suzanne M
Bought by
Goffin Ralph H and Goffin Suzanne M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $1,400,000 Stewart Title Guaranty Company
Gift Deed -- None Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/30/2025 04/30/25 Sold $1,400,000 +5.7% $294 / Sq Ft
02/25/2025 02/25/25 Pending -- -- --
02/19/2025 02/19/25 For Sale $1,325,000 -- $278 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,759 $1,034,530 $218,000 $816,530
2024 $70 $833,100 $218,000 $615,100
2023 $7,031 $833,100 $218,000 $615,100
2022 $6,468 $743,400 $207,500 $535,900
2021 $6,468 $743,400 $207,500 $535,900
2020 $6,425 $694,600 $207,500 $487,100
2019 $6,425 $694,600 $207,500 $487,100
2018 $6,182 $681,600 $207,500 $474,100
2017 $6,182 $681,600 $207,500 $474,100
2016 $6,029 $657,500 $187,500 $470,000
2015 $5,744 $657,500 $187,500 $470,000
2014 $5,744 $652,700 $187,500 $465,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 661024

Bright MLS

APN: 18A-1-352