$455,000
$25K PRICE DROP

3504 Cayugas Loop Saint Cloud, FL 34772

Estimated payment $2,821/month

Total Views 9,709
4 Beds
2 Baths
2,317 Sq Ft
$196 Price per Sq Ft

Highlights

  • Open Floorplan
  • Covered patio or porch
  • 3 Car Attached Garage
  • Solid Surface Countertops
  • Family Room Off Kitchen
  • Walk-In Closet

About This Home

Welcome to this stunning 4-bedroom, 2-bathroom home with a 3-car garage, nestled on a serene conservation lot in St. Cloud’s sought-after Mallard Pond community. Featuring a paver driveway, upgraded finishes, and an open split floor plan, this home is designed for modern comfort and style. Inside, you'll find spacious formal living and dining areas, a large family room ideal for gatherings, and a gourmet kitchen with upgraded cabinetry, premium countertops, and a generous island—perfect for the home chef. Stylish tile flooring flows throughout, with plush carpet in the bedrooms for added comfort. The luxurious primary suite offers a spa-like retreat with a garden tub, walk-in shower, private water closet with bidet, and a massive walk-in closet. The split layout provides privacy, with secondary bedrooms and a double-sink bathroom with a separate shower and water closet. Enjoy the outdoors in the expansive screened-in lanai overlooking lush gardens and peaceful conservation views. With ample storage and meticulous upkeep, this move-in-ready home truly has it all. Conveniently located near Publix, Walmart Marketplace, the upcoming Aldi, top-rated schools, hospitals, dining, and with easy Turnpike access. Low HOA and a beautifully maintained community this home is a must-see! Call today for your private tour!

Listing Agent

Phillip Mariani

EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3321157 Listed on: 06/20/2025

EXP REALTY LLC

Co-Listing Agent

Yuliya Mariani

EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3325749

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,163

Year Built

  • Built in 2015

Lot Details

  • 8,712 Sq Ft Lot
  • Northwest Facing Home
  • Irrigation Equipment
  • Property is zoned PUD

HOA Fees

  • $66 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Slab Foundation
  • Shingle Roof
  • Concrete Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,317 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Covered patio or porch

Schools

  • St Cloud Elementary School
  • St. Cloud Middle School
  • Harmony High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • Vista Community Association Mgmt / Carl Thompson Association, Phone Number (407) 682-3443
  • Visit Association Website
  • Mallard Pond Ph 4B Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,163

Year Built

Built in 2015

Lot Details

0

HOA Fees

$66 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Concrete, Stucco
  • Fireplace: No
  • Living Area: 2317
  • Lot Size Acres: 0.2
  • New Construction: No
  • Year Built: 2015
  • Building Area Total: 3115
  • Lot Size Sq Ft: 8712
  • Directions to Property: Take Exit 240, then turn right onto Florida National Scenic Trail / Old Canoe Creek Road. Continue on Old Canoe Creek Road and turn right onto Mallard Pond Boulevard. Next, turn left onto Cayugas Loop. The house will be on your right.
  • Status: Active
  • Co List Office Mls Id: MFR261015010
  • Co List Office Phone: 888-883-8509
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Ocoee
  • Escrow Postal Code: 34761
  • Escrow State: FL
  • Escrow Street Name: Moore Rd
  • Escrow Street Number: 356
  • List Office Head Office Key Nume: 1041803
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 196.37
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 888-883-8509
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Street Number Modifier: 3504
  • Living Area Meters: 215.26
  • Room Count: 8

Exterior Features

  • Direction Faces: Northwest
  • Exterior Features: Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Screened
  • Road Surface Type: Paved
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2013-06-18
  • Flood Zone Panel: 12097C0260G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Oversized

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 66
  • Association Fee Frequency: Monthly
  • Association Name: Vista Community Association Mgmt / Carl Thompson
  • Phone: 407-682-3443
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: New buyer to verify any and all pet restrictions with HOA.
  • Association Fee Requirement: Required
  • Association Email: CThompson@vistacamFL.com
  • Association URL: www.vistacamfl.com

Fee Information

  • Total Annual Fees: 792.00
  • Total Monthly Fees: 66.00
  • Monthly HOA Amount: 66.00

Schools

  • Elementary School: St Cloud Elem
  • High School: Harmony High
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: PUD
  • Parcel Number: 27-26-30-0180-0001-5240
  • Additional Parcels: No
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 809

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: New buyer to verify any and all lease restrictions with HOA.

Tax Info

  • Tax Annual Amount: 3163
  • Tax Block: 1
  • Tax Book Number: 23-1
  • Tax Lot: 524

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,075 $231,183 -- --
2023 $3,075 $224,450 $0 $0
2022 $2,960 $217,913 $0 $0
2021 $2,905 $210,719 $0 $0
2020 $2,877 $207,810 $0 $0
2019 $3,042 $203,138 $0 $0
2018 $3,002 $199,351 $0 $0
2017 $2,982 $195,251 $0 $0
2016 $2,933 $191,236 $0 $0
2015 $645 $35,000 $35,000 $0
2014 $562 $28,000 $28,000 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/08/2025 07/08/25 Price Changed $455,000 -5.2% $196 / Sq Ft
06/20/2025 06/20/25 For Sale $480,000 -- $207 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Deed -- None Listed On Document
Deed -- None Listed On Document
Special Warranty Deed $270,108 Fidelity Natl Title Of Fl In
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $100,000 Adjustable Rate Mortgage/ARM
Source: Public Records

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See All Homes in Saint Cloud

Source: Stellar MLS

MLS Number: O6320478

Stellar MLS

APN: 27-26-30-0180-0001-5240

Florida Osceola County Saint Cloud 34772

3504 Cayugas Loop, Saint Cloud, FL

This home is located at 3504 Cayugas Loop, Saint Cloud, FL 34772 and is currently priced at $455,000, approximately $196 per square foot. This property was built in 2015. 3504 Cayugas Loop is a home with nearby schools including St. Cloud Elementary School, St. Cloud Middle School, and Harmony High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.



Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

Nearby Homes
Phillip Mariani
Listing Agent
Phillip Mariani
Section Image
EXP REALTY LLC
(407) 257-3609