$420,000
$60K PRICE DROP

3504 Cayugas Loop Saint Cloud, FL 34772

Estimated payment $2,557/month

Total Views 10,417
4 Beds
2 Baths
2,317 Sq Ft
$181 Price per Sq Ft

Highlights

  • Open Floorplan
  • Covered Patio or Porch
  • 3 Car Attached Garage
  • Solid Surface Countertops
  • Family Room Off Kitchen
  • Soaking Tub

About This Home

Welcome to this stunning 4-bedroom, 2-bathroom home with a 3-car garage, nestled on a serene conservation lot in St. Cloud’s sought-after Mallard Pond community. Featuring a paver driveway, upgraded finishes, and an open split floor plan, this home is designed for modern comfort and style. Inside, you'll find spacious formal living and dining areas, a large family room ideal for gatherings, and a gourmet kitchen with upgraded cabinetry, premium countertops, and a generous island—perfect for the home chef. Stylish tile flooring flows throughout, with plush carpet in the bedrooms for added comfort. The luxurious primary suite offers a spa-like retreat with a garden tub, walk-in shower, private water closet with bidet, and a massive walk-in closet. The split layout provides privacy, with secondary bedrooms and a double-sink bathroom with a separate shower and water closet. Enjoy the outdoors in the expansive screened-in lanai overlooking lush gardens and peaceful conservation views. With ample storage and meticulous upkeep, this move-in-ready home truly has it all. Conveniently located near Publix, Walmart Marketplace, the upcoming Aldi, top-rated schools, hospitals, dining, and with easy Turnpike access. Low HOA and a beautifully maintained community this home is a must-see! Call today for your private tour!

Listing Agent

Phillip Mariani

EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3321157 Listed on: 06/20/2025

EXP REALTY LLC

Co-Listing Agent

Yuliya Mariani

EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3325749

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,163

Year Built

  • Built in 2015

Lot Details

  • 8,712 Sq Ft Lot
  • Northwest Facing Home
  • Irrigation Equipment
  • Property is zoned PUD

HOA Fees

  • $66 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Slab Foundation
  • Shingle Roof
  • Concrete Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,317 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch

Schools

  • St Cloud Elementary School
  • St. Cloud Middle School
  • Harmony High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • Vista Community Association Mgmt / Carl Thompson Association, Phone Number (407) 682-3443
  • Visit Association Website
  • Mallard Pond Ph 4B Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,163

Year Built

Built in 2015

Lot Details

0

HOA Fees

$66 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Concrete, Stucco
  • Fireplace: No
  • Living Area: 2317
  • Lot Size Acres: 0.2
  • New Construction: No
  • Year Built: 2015
  • Building Area Total: 3115
  • Lot Size Sq Ft: 8712
  • Directions to Property: Take Exit 240, then turn right onto Florida National Scenic Trail / Old Canoe Creek Road. Continue on Old Canoe Creek Road and turn right onto Mallard Pond Boulevard. Next, turn left onto Cayugas Loop. The house will be on your right.
  • Status: Active
  • Co List Office Mls Id: MFR261015010
  • Co List Office Phone: 888-883-8509
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Ocoee
  • Escrow Postal Code: 34761
  • Escrow State: FL
  • Escrow Street Name: Moore Rd
  • Escrow Street Number: 356
  • List Office Head Office Key Nume: 1041803
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 181.27
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 888-883-8509
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Street Number Modifier: 3504
  • Living Area Meters: 215.26
  • Room Count: 8

Exterior Features

  • Direction Faces: Northwest
  • Exterior Features: Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Screened
  • Road Surface Type: Paved
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2013-06-18
  • Flood Zone Panel: 12097C0260G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Oversized

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 66
  • Association Fee Frequency: Monthly
  • Association Name: Vista Community Association Mgmt / Carl Thompson
  • Phone: 407-682-3443
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: New buyer to verify any and all pet restrictions with HOA.
  • Association Fee Requirement: Required
  • Association Email: CThompson@vistacamFL.com
  • Association URL: www.vistacamfl.com

Fee Information

  • Total Annual Fees: 792.00
  • Total Monthly Fees: 66.00
  • Monthly HOA Amount: 66.00

Schools

  • Elementary School: St Cloud Elem
  • High School: Harmony High
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: PUD
  • Parcel Number: 27-26-30-0180-0001-5240
  • Additional Parcels: No
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 809

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: New buyer to verify any and all lease restrictions with HOA.

Tax Info

  • Tax Annual Amount: 3163
  • Tax Block: 1
  • Tax Book Number: 23-1
  • Tax Lot: 524

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,075 $231,183 -- --
2023 $3,075 $224,450 $0 $0
2022 $2,960 $217,913 $0 $0
2021 $2,905 $210,719 $0 $0
2020 $2,877 $207,810 $0 $0
2019 $3,042 $203,138 $0 $0
2018 $3,002 $199,351 $0 $0
2017 $2,982 $195,251 $0 $0
2016 $2,933 $191,236 $0 $0
2015 $645 $35,000 $35,000 $0
2014 $562 $28,000 $28,000 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/09/2025 09/09/25 Price Changed $420,000 -7.7% $181 / Sq Ft
07/08/2025 07/08/25 Price Changed $455,000 -5.2% $196 / Sq Ft
06/20/2025 06/20/25 For Sale $480,000 -- $207 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Deed -- None Listed On Document
Deed -- None Listed On Document
Special Warranty Deed $270,108 Fidelity Natl Title Of Fl In
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $100,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Source: Stellar MLS

MLS Number: O6320478

Stellar MLS

APN: 27-26-30-0180-0001-5240