$412,000
SOLD OCT 31, 2025

3504 Cayugas Loop Saint Cloud, FL 34772

4 Beds
2 Baths
2,317 Sq Ft
8,712 Sq Ft Lot

Recently Sold

$178 Per Sq Ft

14% Below List Price

103 Days on Market

Highlights

  • Open Floorplan
  • Solid Surface Countertops
  • Family Room Off Kitchen
  • Valdez Elementary School Rated A-
  • Covered Patio or Porch
  • 3 Car Attached Garage

About This Home

As of October 2025

Welcome to this stunning 4-bedroom, 2-bathroom home with a 3-car garage, nestled on a serene conservation lot in St. Cloud’s sought-after Mallard Pond community. Featuring a paver driveway, upgraded finishes, and an open split floor plan, this home is designed for modern comfort and style. Inside, you'll find spacious formal living and dining areas, a large family room ideal for gatherings, and a gourmet kitchen with upgraded cabinetry, premium countertops, and a generous island—perfect for the home chef. Stylish tile flooring flows throughout, with plush carpet in the bedrooms for added comfort. The luxurious primary suite offers a spa-like retreat with a garden tub, walk-in shower, private water closet with bidet, and a massive walk-in closet. The split layout provides privacy, with secondary bedrooms and a double-sink bathroom with a separate shower and water closet. Enjoy the outdoors in the expansive screened-in lanai overlooking lush gardens and peaceful conservation views. With ample storage and meticulous upkeep, this move-in-ready home truly has it all. Conveniently located near Publix, Walmart Marketplace, the upcoming Aldi, top-rated schools, hospitals, dining, and with easy Turnpike access. Low HOA and a beautifully maintained community this home is a must-see! Call today for your private tour!

Last Agent to Sell the Property

Phillip Mariani

EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3321157 Listed on: 06/20/2025

EXP REALTY LLC

Co-Listed By

Yuliya Mariani

EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3325749

Last Buyer's Agent

Kristy Hall

IAD FLORIDA LLC License #3617622

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,163

Year Built

  • Built in 2015

Lot Details

  • 8,712 Sq Ft Lot
  • Northwest Facing Home
  • Irrigation Equipment
  • Property is zoned PUD

HOA Fees

  • $66 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Slab Foundation
  • Shingle Roof
  • Concrete Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,317 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch

Schools

  • St Cloud Elementary School
  • St. Cloud Middle School
  • Harmony High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • Vista Community Association Mgmt / Carl Thompson Association, Phone Number (407) 682-3443
  • Visit Association Website
  • Mallard Pond Ph 4B Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,163

Year Built

Built in 2015

Lot Details

0

HOA Fees

$66 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Concrete, Stucco
  • Fireplace: No
  • Living Area: 2317
  • Lot Size Acres: 0.2
  • New Construction: No
  • Year Built: 2015
  • Building Area Total: 3115
  • Lot Size Sq Ft: 8712
  • Status: Sold
  • Co List Office Mls Id: MFR261015010
  • Co List Office Phone: 888-883-8509
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 289.39
  • Escrow City: Ocoee
  • Escrow State: FL
  • Escrow Street Name: Moore Rd
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 177.82
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 888-883-8509
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Living Area Meters: 215.26

Exterior Features

  • Direction Faces: Northwest
  • Exterior Features: Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Screened
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0260G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Oversized

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 66
  • Association Fee Frequency: Monthly
  • Association Name: Vista Community Association Mgmt / Carl Thompson
  • Phone: 407-682-3443
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: New buyer to verify any and all pet restrictions with HOA.
  • Association Fee Requirement: Required
  • Association Email: CThompson@vistacamFL.com
  • Association URL: www.vistacamfl.com

Fee Information

  • Total Annual Fees: 792.00
  • Total Monthly Fees: 66.00
  • Monthly HOA Amount: 66.00

Schools

  • Elementary School: St Cloud Elem
  • High School: Harmony High
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: PUD
  • Parcel Number: 27-26-30-0180-0001-5240
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: New buyer to verify any and all lease restrictions with HOA.

Tax Info

  • Tax Annual Amount: 3163
  • Tax Block: 1
  • Tax Book Number: 23-1
  • Tax Lot: 524

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 20, 2025
Closed on
Oct 31, 2025
Sold by
Doyle Maurice and Doyle Celeste
Bought by
Blog Matthew P and Blog Susan M
Seller's Agent
Phillip Mariani
EXP REALTY LLC
Buyer's Agent
Kristy Hall
IAD FLORIDA LLC
List Price
$480,000
Sold Price
$412,000
Premium/Discount to List
-$68,000
-14.17%
Views
35

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.52%

Purchase Details

Closed on
May 19, 2025
Sold by
Doyle Maurice and Doyle Celeste
Bought by
Doyle Maurice and Doyle Celeste

Purchase Details

Closed on
Feb 17, 2015
Sold by
Avh Acquisition Llc
Bought by
Doyle Maurice and Doyle Celeste

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
3.25%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $412,000 None Listed On Document
Deed -- None Listed On Document
Deed -- None Listed On Document
Special Warranty Deed $270,108 Fidelity Natl Title Of Fl In
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $100,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/31/2025 10/31/25 Sold $412,000 -1.9% $178 / Sq Ft
10/01/2025 10/01/25 Pending -- -- --
09/09/2025 09/09/25 Price Changed $420,000 -7.7% $181 / Sq Ft
07/08/2025 07/08/25 Price Changed $455,000 -5.2% $196 / Sq Ft
06/20/2025 06/20/25 For Sale $480,000 -- $207 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,163 $237,887 -- --
2024 $3,075 $231,183 -- --
2023 $3,075 $224,450 $0 $0
2022 $2,960 $217,913 $0 $0
2021 $2,905 $210,719 $0 $0
2020 $2,877 $207,810 $0 $0
2019 $3,042 $203,138 $0 $0
2018 $3,002 $199,351 $0 $0
2017 $2,982 $195,251 $0 $0
2016 $2,933 $191,236 $0 $0
2015 $645 $35,000 $35,000 $0
2014 $562 $28,000 $28,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6320478

Stellar MLS

APN: 27-26-30-0180-0001-5240