$174,900
SOLD JAN 15, 2026

351 Cincinnati St Franklin, IN 46131

3 Beds
1 Bath
1,530 Sq Ft
4,095 Sq Ft

Recently Sold

$114 Per Sq Ft

7% Below List Price

149 Days on Market

Highlights

  • Mature Trees
  • Wood Flooring
  • 2 Car Detached Garage
  • Traditional Architecture
  • Breakfast Room
  • Forced Air Heating and Cooling System

About This Home

As of January 2026

Charming 2-Bedroom Traditional Home Just Minutes from Downtown! Welcome to this beautifully renovated 2-bedroom - 1 bath traditional home nestled in a quiet, established neighborhood just a 10-minute walk from downtown shopping and dining. Thoughtfully updated just three years ago, this home seamlessly blends modern comforts with classic charm. Step inside to find a warm and inviting layout featuring some of the original hardwood floors, preserving the character of the home. The spacious primary bedroom is conveniently located on the main level, offering comfort and privacy. Upstairs, a versatile bonus room provides the perfect space for a home office, playroom, or guest retreat. The exterior boasts durable cement board siding and fresh, modern paint colors for great curb appeal. A backyard privacy fence offers room to relax or entertain. With a 2-car garage and ample off-street parking, you'll have plenty of space for guests and storage. Don't miss the opportunity to live in this move-in-ready gem-classic style, modern updates, and a prime location all in one.

Last Agent to Sell the Property

Mitzi Christian

Modern Realty Group Inc License #RB14048453 Listed on: 07/16/2025

Last Buyer's Agent

Jennifer Wiley

ELEVATED Homes and Properties License #RB25000052

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,536

Year Built

  • Built in 1940

Lot Details

  • 4,094 Sq Ft Lot
  • Mature Trees

Parking

  • 2 Car Detached Garage

Home Design

  • Traditional Architecture
  • Block Foundation
  • Cement Siding

Interior Spaces

  • 2-Story Property
  • Paddle Fans
  • Breakfast Room
  • Laundry on main level

Kitchen

  • Gas Oven
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Vinyl Plank

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Schools

  • Franklin Community Middle School
  • Custer Baker Intermediate School
  • Franklin Community High School

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 130 & 131
  • Assessor Parcel Number 410814013018000009
  • Seller Concessions Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,536

Year Built

Built in 1940

Lot Details

4,094 Sq Ft Lot

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2024
  • Year Built: 1940
  • Building Area Total: 1530
  • Garage Y N: Yes
  • Lot Size Acres: 0.094
  • Subdivision Name: No Subdivision
  • Transaction Type: Sale
  • Accessibility Features YN: No
  • Special Features: None

Interior Features

  • Basement: No
  • Appliances: Dishwasher, Electric Water Heater, Disposal, Gas Oven, Refrigerator
  • Levels: Two
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 3
  • Interior Amenities: Paddle Fan, Hardwood Floors
  • Living Area: 1530
  • Eating Area: Breakfast Room
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 1
  • Main Level Sq Ft: 765
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 0
  • Upper Level Sq Ft: 765

Exterior Features

  • Construction Materials: Cement Siding
  • Foundation Details: Block

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Detached

Utilities

  • Utilities: Electricity Connected, Natural Gas Connected
  • Cooling: Central Air
  • Heating: Forced Air
  • Laundry Features: Main Level
  • Water Source: Public
  • Solid Waste: No

Schools

  • Middle Or Junior School: Franklin Community Middle School
  • MBR_IntermediateSchool: Custer Baker Intermediate School

Lot Info

  • Lot Features: Mature Trees, Wedge
  • Property Attached Yn: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 4094
  • Parcel Number: 410814013018000009
  • Acres: <1/4 Acre

Tax Info

  • Tax Annual Amount: 1535.66
  • Tax Lot: 130 & 131
  • Semi Annual Property Tax Amt: 767.83
  • Tax Exemption: Homestead Tax Exemption

MLS Schools

  • High School: Franklin Community High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 16, 2025
Closed on
Jan 15, 2026
Sold by
Crabb Susan
Bought by
Windhorst Damien C
Seller's Agent
Mitzi Christian
Modern Realty Group Inc
Buyer's Agent
Jennifer Wiley
ELEVATED Homes and Properties
List Price
$187,900
Sold Price
$174,900
Premium/Discount to List
-$13,000
-6.92%
Views
455

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.14%
Original Mortgage
$171,731
Outstanding Balance
$171,731
Interest Rate
6.22%
Mortgage Type
FHA
Estimated Equity
$2,501

Purchase Details

Listed on
Dec 13, 2022
Closed on
Mar 22, 2023
Sold by
Toon Gerald
Bought by
Crabb Susan
Seller's Agent
Justin Bennett
Bennett Realty
Buyer's Agent
Susan Crabb
Keller Williams Indy Metro S
List Price
$190,000
Sold Price
$165,000
Premium/Discount to List
-$25,000
-13.16%
Views
718

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.09%
Original Mortgage
$160,050
Interest Rate
6.12%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 9, 2021
Closed on
Jul 28, 2021
Sold by
Burrows Properties Inc
Bought by
Toon Gerald
Seller's Agent
Mary Hoover
Crossroads Real Estate Group LLC
Buyer's Agent
Tonya Dowell
The Modglin Group
List Price
$139,000
Sold Price
$90,000
Premium/Discount to List
-$49,000
-35.25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
44.39%

Purchase Details

Listed on
Oct 23, 2017
Closed on
May 11, 2018
Sold by
Erzen Robert
Bought by
Burrows Properties Llc
Seller's Agent
Mark Jones
PMI Midwest
Buyer's Agent
Mark Jones
PMI Midwest
List Price
$54,900
Sold Price
$52,000
Premium/Discount to List
-$2,900
-5.28%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.64%

Purchase Details

Listed on
Mar 19, 2015
Closed on
Jun 26, 2015
Sold by
Gregory James and Gregory Crystal
Bought by
Erzen Robert
Seller's Agent
Misty Lucas
eXp Realty, LLC
Buyer's Agent
Joseph Wootan
Listwithfreedom.com
List Price
$59,900
Sold Price
$55,000
Premium/Discount to List
-$4,900
-8.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.92%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Franklin Title
Warranty Deed -- Quality Title
Warranty Deed -- None Available
Warranty Deed -- None Available
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $171,731 FHA
Previous Owner $160,050 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/15/2026 01/15/26 Sold $174,900 0.0% $114 / Sq Ft
12/12/2025 12/12/25 Pending -- -- --
09/30/2025 09/30/25 Price Changed $174,900 -1.5% $114 / Sq Ft
09/02/2025 09/02/25 Price Changed $177,500 -1.3% $116 / Sq Ft
07/31/2025 07/31/25 Price Changed $179,900 -1.4% $118 / Sq Ft
07/26/2025 07/26/25 Price Changed $182,500 -2.9% $119 / Sq Ft
07/16/2025 07/16/25 For Sale $187,900 +13.9% $123 / Sq Ft
03/22/2023 03/22/23 Sold $165,000 -13.2% $108 / Sq Ft View Prior Sale
02/25/2023 02/25/23 Pending -- -- --
02/13/2023 02/13/23 For Sale $190,000 0.0% $124 / Sq Ft
02/02/2023 02/02/23 Pending -- -- --
01/12/2023 01/12/23 Price Changed $190,000 -2.6% $124 / Sq Ft
12/29/2022 12/29/22 Price Changed $195,000 -2.5% $127 / Sq Ft
12/14/2022 12/14/22 For Sale $199,900 +122.1% $131 / Sq Ft
07/28/2021 07/28/21 Sold $90,000 -35.3% $59 / Sq Ft View Prior Sale
07/13/2021 07/13/21 Pending -- -- --
06/10/2021 06/10/21 For Sale $139,000 +167.3% $91 / Sq Ft
05/15/2018 05/15/18 Sold $52,000 -5.3% $34 / Sq Ft View Prior Sale
05/09/2018 05/09/18 Pending -- -- --
03/31/2018 03/31/18 For Sale $54,900 0.0% $36 / Sq Ft
03/17/2018 03/17/18 Pending -- -- --
02/15/2018 02/15/18 Price Changed $54,900 -8.3% $36 / Sq Ft
11/29/2017 11/29/17 For Sale $59,900 0.0% $39 / Sq Ft
10/30/2017 10/30/17 Pending -- -- --
10/23/2017 10/23/17 For Sale $59,900 0.0% $39 / Sq Ft
10/30/2015 10/30/15 Rented -- -- --
09/15/2015 09/15/15 Off Market $900 -- --
08/25/2015 08/25/15 For Rent $900 0.0% --
06/26/2015 06/26/15 Sold $55,000 -5.0% $36 / Sq Ft View Prior Sale
05/04/2015 05/04/15 Pending -- -- --
04/22/2015 04/22/15 Price Changed $57,900 -3.3% $38 / Sq Ft
03/19/2015 03/19/15 For Sale $59,900 -- $39 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,536 $169,100 $9,300 $159,800
2024 $1,536 $141,200 $9,600 $131,600
2023 $593 $81,800 $9,600 $72,200
2022 $1,594 $71,300 $9,600 $61,700
2021 $1,455 $65,000 $7,700 $57,300
2020 $1,272 $56,800 $7,700 $49,100
2019 $1,187 $53,000 $7,700 $45,300
2018 $1,071 $53,300 $8,000 $45,300
2017 $1,029 $51,200 $8,000 $43,200
2016 $265 $51,200 $8,000 $43,200
2014 $268 $42,700 $10,400 $32,300
2013 $268 $39,700 $10,400 $29,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22051116

MIBOR Broker Listing Cooperative®

APN: 41-08-14-013-018.000-009

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