NOT LISTED FOR SALE

3516 Cottage Ln Bumpass, VA 23024

Bumpass Area

Estimated Value: $1,046,425

4 Beds
3.5 Baths
2,434 Sq Ft
$430/Sq Ft Est. Value

Sale Details

Date Sold: September 13, 2019

Last sale price $670,000 $275 Per Sq Ft

Est. 56% increase in value since last sale

Current estimated payment $6,368 / mo

50 Days on Market

Highlights

  • Lake Front
  • Water Access
  • Boat Lift
  • Docks
  • Boat Ramp
  • Deck

About This Home

As of September 2019

Adorable lakefront home on the public side of Lake Anna with over 2400 square feet of living. Lake views from every room! 2 Master bedrooms with en suite baths, SS kitchen appliances, W/D, gas FP and large garage complete with workbench! Plenty of outside space for entertaining including an over sized deck, screened porch and a large fire pit overlooking the lake. Convenient to several marinas and lakefront dining. MOVE-IN READY

Last Agent to Sell the Property

Jane Merle

RVA Realty, Inc License #0225224652 Listed on: 07/07/2019

Last Buyer's Agent

NON MLS USER MLS

NON MLS OFFICE

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,593

Year Built

  • Built in 1988

Lot Details

  • 1 Acre Lot
  • Lake Front
  • Landscaped
  • Sprinkler System
  • Zoning described as RR

Parking

  • 2 Car Direct Access Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Contemporary Architecture
  • Fire Rated Drywall
  • Frame Construction
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,434 Sq Ft Home
  • 3-Story Property
  • Wired For Data
  • Ceiling Fan
  • Recessed Lighting
  • Track Lighting
  • Gas Fireplace
  • Window Treatments
  • French Doors
  • Sliding Doors
  • Screened Porch
  • Water Views

Kitchen

  • Breakfast Area or Nook
  • Oven
  • Gas Cooktop
  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Partially Carpeted
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Double Vanity

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Water Access
  • Walking Distance to Water
  • Riparian rights to water flowing past the property
  • Boat Lift
  • Boat Ramp
  • Docks
  • Balcony
  • Deck
  • Shed

Schools

  • Livingston Elementary School
  • Post Oak Middle School
  • Spotsylvania High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Heat Pump System
  • The lake is a source of water for the property
  • Well
  • Propane Water Heater
  • Septic Tank
  • High Speed Internet
  • Satellite Dish

Community Details

  • Community Bulkhead

Listing and Financial Details

  • Tax Lot B
  • Assessor Parcel Number 79-A-29T

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,593

Year Built

Built in 1988

Lot Details

1 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1988
  • Property Attached Yn: No
  • Lot Size Acres: 1.0
  • Water Body Name: Lake
  • Ownership: Individuals
  • MLS Status: Closed
  • Standard Status: Closed
  • Subdivision Name: None
  • Architectural Style: Contemporary
  • Garage Yn: Yes
  • Unit Levels: Three Or More
  • New Construction: No
  • Building Stories: 3
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Appraiser
  • Property Sub Type Additional: Single Family Residence
  • General Property Information Below Grade Unfinished Area: 204.0
  • Special Features: None
  • Stories: 3

Interior Features

  • Flooring: Partially Carpeted, Tile, Wood
  • Basement: Full, Partially Finished, Walk-Out Access
  • Appliances: Dryer, Dishwasher, Gas Cooking, Ice Maker, Microwave, Oven, Propane Water Heater, Refrigerator, Stove, Washer
  • Other Equipment: Satellite Dish
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 731.0
  • Door Features: French Doors, Sliding Doors
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Breakfast Area, Ceiling Fan(s), Double Vanity, French Door(s)/Atrium Door(s), Granite Counters, High Speed Internet, Bath in Primary Bedroom, Pantry, Recessed Lighting, Track Lighting, Wired for Data, Window Treatments
  • Living Area: 2434.0
  • Stories: 3
  • Window Features: Window Treatments
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Roof: Composition, Shingle
  • Lot Features: Landscaped, Waterfront
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: Lake, Lake Front, Riparian Rights, Water Access, Walk to Water, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Disclosures: Seller Disclosure
  • Construction Type: Drywall, Frame, Vinyl Siding
  • Exterior Features: Boat Lift, Deck, Dock, Sprinkler/Irrigation, Porch, Storage, Shed, Paved Driveway
  • Other Structures: Shed(s)
  • Patio And Porch Features: Balcony, Screened, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Direct Access, Driveway, Garage, Garage Door Opener, Paved, Two Spaces

Utilities

  • Heating: Forced Air, Heat Pump, Propane
  • Cooling: Central Air, Electric, Heat Pump
  • Sewer: Septic Tank
  • Water Source: Well
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Bulkhead

Schools

  • Middle Or Junior School: Post Oak

Lot Info

  • Parcel Number: 79-A-29T
  • Zoning Description: RR
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2019
  • Tax Annual Amount: 4593.0
  • Tax Lot: B

MLS Schools

  • Elementary School: Livingston
  • High School: Spotsylvania

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 7, 2019
Closed on
Sep 6, 2019
Sold by
Forbes Jeffrey K and Forbes Stephanie R
Bought by
Seller's Agent
Jane Merle
RVA Realty, Inc
Buyer's Agent
NON MLS USER MLS
NON MLS OFFICE
List Price
$689,000
Sold Price
$670,000
Premium/Discount to List
-$19,000
-2.76%
Current Estimated Value
$1,046,425

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$376,425
Avg. Annual Appreciation
6.54%
Original Mortgage
$546,050
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 28, 2003
Sold by
Peterman Jerome
Bought by
Forbes Jeffrey

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,000
Interest Rate
5.98%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Bumpass, VA

  • Julie Garrett Real Estate Agent - Rappahannock Real Estate, LLC.

    Julie Garrett

    Rappahannock Real Estate, LLC.

    (540) 792-4948

    77 Total Sales

    1 in Bumpass

    $200,000 Price

    Julie Garrett
     Section Image
  • Jennifer Donaldson Real Estate Agent - Real Broker, LLC

    Jennifer Donaldson

    Real Broker, LLC

    (540) 701-4358

    147 Total Sales

    4 in Bumpass

    $225K - $2M Price Range

    Jennifer Donaldson
     Section Image
  • Carmen Vasquez Real Estate Agent - Home Connect Realty Inc

    Carmen Vasquez

    Responds Quickly

    Home Connect Realty Inc

    (571) 520-4657

    31 Total Sales

    1 in Bumpass

    $249,000 Price

    Carmen Vasquez
     Section Image
  • Justin Brown Real Estate Agent - Berkshire Hathaway HomeServices PenFed Realty

    Justin Brown

    Berkshire Hathaway HomeServices PenFed Realty

    (540) 779-8619

    95 Total Sales

    2 in Bumpass

    $364,000 Price Range

    Justin Brown
     Section Image
  • Charlene Mitchell Real Estate Agent - Weichert Home Run Realty

    Charlene Mitchell

    Weichert Home Run Realty

    (804) 409-4508

    66 Total Sales

    1 in Bumpass

    $424,950 Price

    Charlene Mitchell
     Section Image
  • Bryan Turner Real Estate Agent - EXP Realty, LLC

    Bryan Turner

    EXP Realty, LLC

    (804) 404-8662

    61 Total Sales

    1 in Bumpass

    $399,950 Price

    Bryan Turner
     Section Image
See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$670,000 The Settlement Company
Forbes Jeffrey $445,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $528,000
Closed Johnson Joshua Kane $528,000
Closed Johnson Joshua Kane $546,050
Previous Owner Forbes Jeffrey $185,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/13/2019 09/13/19 Sold $670,000 -2.8% $275 / Sq Ft
08/26/2019 08/26/19 Pending -- -- --
08/24/2019 08/24/19 For Sale $689,000 0.0% $283 / Sq Ft
08/08/2019 08/08/19 Pending -- -- --
07/07/2019 07/07/19 For Sale $689,000 -- $283 / Sq Ft
Source: Central Virginia Regional MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,994 $677,400 $360,000 $317,400
2025 $4,719 $642,700 $313,700 $329,000
2024 $4,719 $642,700 $313,700 $329,000
2023 $4,441 $575,500 $286,400 $289,100
2022 $4,245 $575,500 $286,400 $289,100
2021 $4,198 $518,600 $259,100 $259,500
2020 $4,198 $518,600 $259,100 $259,500
2019 $4,313 $509,000 $259,100 $249,900
2018 $4,240 $509,000 $259,100 $249,900
2017 $4,293 $505,000 $259,100 $245,900
2016 $4,293 $505,000 $259,100 $245,900
2015 -- $503,200 $259,100 $244,100
2014 -- $503,200 $259,100 $244,100
Source: Public Records

Agents Affiliated with this Home

  • Jane Merle Real Estate Agent - RVA Realty, Inc

    Seller's Agent in 2019

    Jane Merle

    RVA Realty, Inc

    (804) 516-4309

    23 Total Sales

    Jane Merle
    Section Image

  • NM

    Buyer's Agent in 2019

    NON MLS USER MLS

    NON MLS OFFICE

See All Agents

Map

Source: Central Virginia Regional MLS

MLS Number: 1922862

Central Virginia Regional MLS

APN: 79-A-29T

Virginia Spotsylvania County Bumpass 23024

3516 Cottage Ln, Bumpass, VA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.