NOT LISTED FOR SALE

3516 Cottage Ln Bumpass, VA 23024

Estimated Value: $929,933 - $1,159,000

4 Beds
3.5 Baths
2,434 Sq Ft
$411/Sq Ft Est. Value

Sale Details

Date Sold: September 13, 2019

Last sale price $670,000 $275 Per Sq Ft

Est. 49% increase in value since last sale

Current estimated payment $5,790 / mo

50 Days on Market

Highlights

  • Lake Front
  • Water Access
  • Boat Lift
  • Docks
  • Boat Ramp
  • Deck

About This Home

As of September 2019

Adorable lakefront home on the public side of Lake Anna with over 2400 square feet of living. Lake views from every room! 2 Master bedrooms with en suite baths, SS kitchen appliances, W/D, gas FP and large garage complete with workbench! Plenty of outside space for entertaining including an over sized deck, screened porch and a large fire pit overlooking the lake. Convenient to several marinas and lakefront dining. MOVE-IN READY

Last Agent to Sell the Property

Jane Merle

RVA Realty, Inc License #0225224652 Listed on: 07/07/2019

RVA Realty, Inc

Last Buyer's Agent

NON MLS USER MLS

NON MLS OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,593

Year Built

  • Built in 1988

Lot Details

  • 1 Acre Lot
  • Lake Front
  • Landscaped
  • Sprinkler System
  • Zoning described as RR

Parking

  • 2 Car Direct Access Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Contemporary Architecture
  • Fire Rated Drywall
  • Frame Construction
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,434 Sq Ft Home
  • 3-Story Property
  • Wired For Data
  • Ceiling Fan
  • Recessed Lighting
  • Track Lighting
  • Gas Fireplace
  • Window Treatments
  • French Doors
  • Sliding Doors
  • Screened Porch
  • Water Views

Kitchen

  • Breakfast Area or Nook
  • Oven
  • Gas Cooktop
  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Partially Carpeted
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Double Vanity

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Water Access
  • Walking Distance to Water
  • Riparian rights to water flowing past the property
  • Boat Lift
  • Boat Ramp
  • Docks
  • Balcony
  • Deck
  • Shed

Schools

  • Livingston Elementary School
  • Post Oak Middle School
  • Spotsylvania High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Heat Pump System
  • The lake is a source of water for the property
  • Well
  • Propane Water Heater
  • Septic Tank
  • High Speed Internet
  • Satellite Dish

Community Details

  • Community Bulkhead

Listing and Financial Details

  • Tax Lot B
  • Assessor Parcel Number 79-A-29T

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,593

Year Built

Built in 1988

Lot Details

1 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1988
  • Property Attached Yn: No
  • Lot Size Acres: 1.0
  • Water Body Name: Lake
  • Ownership: Individuals
  • Subdivision Name: None
  • Architectural Style: Contemporary
  • Garage Yn: Yes
  • Unit Levels: Three Or More
  • New Construction: No
  • Building Stories: 3
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Appraiser
  • Property Sub Type Additional: Single Family Residence
  • General Property Information Below Grade Unfinished Area: 204.0
  • Special Features: None
  • Stories: 3

Interior Features

  • Flooring: Partially Carpeted, Tile, Wood
  • Basement: Full, Partially Finished, Walk-Out Access
  • Appliances: Dryer, Dishwasher, Gas Cooking, Ice Maker, Microwave, Oven, Propane Water Heater, Refrigerator, Stove, Washer
  • Other Equipment: Satellite Dish
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 731.0
  • Door Features: French Doors, Sliding Doors
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Breakfast Area, Ceiling Fan(s), Double Vanity, French Door(s)/Atrium Door(s), Granite Counters, High Speed Internet, Bath in Primary Bedroom, Pantry, Recessed Lighting, Track Lighting, Wired for Data, Window Treatments
  • Living Area: 2434.0
  • Stories: 3
  • Window Features: Window Treatments
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Roof: Composition, Shingle
  • Lot Features: Landscaped, Waterfront
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: Lake, Lake Front, Riparian Rights, Water Access, Walk to Water, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Disclosures: Seller Disclosure
  • Construction Type: Drywall, Frame, Vinyl Siding
  • Exterior Features: Boat Lift, Deck, Dock, Sprinkler/Irrigation, Porch, Storage, Shed, Paved Driveway
  • Other Structures: Shed(s)
  • Patio And Porch Features: Balcony, Screened, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Direct Access, Driveway, Garage, Garage Door Opener, Paved, Two Spaces

Utilities

  • Heating: Forced Air, Heat Pump, Propane
  • Cooling: Central Air, Electric, Heat Pump
  • Sewer: Septic Tank
  • Water Source: Well
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Bulkhead

Schools

  • Middle Or Junior School: Post Oak

Lot Info

  • Parcel Number: 79-A-29T
  • Zoning Description: RR
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2019
  • Tax Annual Amount: 4593.0
  • Tax Lot: B

MLS Schools

  • Elementary School: Livingston
  • High School: Spotsylvania

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 7, 2019
Closed on
Sep 6, 2019
Sold by
Bought by
Seller's Agent
Jane Merle
RVA Realty, Inc
Buyer's Agent
NON MLS USER MLS
NON MLS OFFICE
List Price
$689,000
Sold Price
$670,000
Premium/Discount to List
-$19,000
-2.76%
Current Estimated Value
$1,001,233

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$331,233
Avg. Annual Appreciation
6.11%
Original Mortgage
$546,050
Outstanding Balance
$476,158
Interest Rate
3.7%
Mortgage Type
New Conventional
Estimated Equity
$525,075

Purchase Details

Closed on
Feb 28, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,000
Interest Rate
5.98%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$670,000 The Settlement Company
$445,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $546,050
Previous Owner $185,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/13/2019 09/13/19 Sold $670,000 -2.8% $275 / Sq Ft
08/26/2019 08/26/19 Pending -- -- --
08/24/2019 08/24/19 For Sale $689,000 0.0% $283 / Sq Ft
08/08/2019 08/08/19 Pending -- -- --
07/07/2019 07/07/19 For Sale $689,000 -- $283 / Sq Ft
Source: Central Virginia Regional MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,719 $642,700 $313,700 $329,000
2024 $4,719 $642,700 $313,700 $329,000
2023 $4,441 $575,500 $286,400 $289,100
2022 $4,245 $575,500 $286,400 $289,100
2021 $4,198 $518,600 $259,100 $259,500
2020 $4,198 $518,600 $259,100 $259,500
2019 $4,313 $509,000 $259,100 $249,900
2018 $4,240 $509,000 $259,100 $249,900
2017 $4,293 $505,000 $259,100 $245,900
2016 $4,293 $505,000 $259,100 $245,900
2015 -- $503,200 $259,100 $244,100
2014 -- $503,200 $259,100 $244,100
Source: Public Records

Agents Affiliated with this Home

  • Jane Merle

    Seller's Agent in 2019

    Jane Merle

    RVA Realty, Inc

    (804) 516-4309

    25 Total Sales

    Jane Merle
    Section Image

  • N

    Buyer's Agent in 2019

    NON MLS USER MLS

    NON MLS OFFICE

See All Agents

Map

Source: Central Virginia Regional MLS

MLS Number: 1922862

Central Virginia Regional MLS

APN: 79-A-29T

Virginia Spotsylvania County Bumpass 23024

3516 Cottage Ln, Bumpass, VA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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