$435,000
SOLD APR 15, 2025

3520 Saxony Ln Saint Cloud, FL 34772

5 Beds
2.5 Baths
2,518 Sq Ft
0.29 Acres

Recently Sold

$173 Per Sq Ft

7% Below List Price

157 Days on Market

Highlights

  • View of Trees or Woods
  • Contemporary Architecture
  • Game Room
  • Valdez Elementary School Rated A-
  • Separate Formal Living Room
  • Formal Dining Room

About This Home

As of April 2025

Update: Brand New Roof January 14th 2025! This immaculate home is your perfect piece of the Florida sun on a quiet street with a large lot. Home backs the wooded conservation area, and feels very private with the layout of the back porch. Back yard also has a paver patio perfect for enjoying a fire pit, laying out in the sun, Barbeque with friends or just relaxing with nature. Lots of space for your guests with Five Bedrooms and two and half baths! Huge game room could also be used as formal sitting and Dining room if desired. Amazing upgrades including stunning granite counters and stainless appliances in the kitchen. Home has recently installed upgraded luxury vinyl flooring for durability and distinguished appeal! Electronic lock system on the front door for ease in letting in your guests. Subdivision is just 3.1 miles to the Florida turnpike for easy access to Theme Parks, Downtown Orlando, etc. Subdivision is walking distance to grocery shopping, bus routes, and restaurants. This property shows amazing be sure to check out the virtual tour.

Last Agent to Sell the Property

Sean DeCoster, LLC

FIERCE REALTY Brokerage Phone: 407-758-5179 License #3015212 Listed on: 09/09/2024

Co-Listed By

Cindy Decoster

FIERCE REALTY Brokerage Phone: 407-758-5179 License #3015465

Last Buyer's Agent

Sean DeCoster, LLC

FIERCE REALTY Brokerage Phone: 407-758-5179 License #3015212 Listed on: 09/09/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,668

Year Built

  • Built in 2014

Lot Details

  • 0.29 Acre Lot
  • Lot Dimensions are 80x170x86x141
  • Northeast Facing Home
  • Property is zoned SR1B

HOA Fees

  • $65 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,518 Sq Ft Home
  • Crown Molding
  • Ceiling Fan
  • Blinds
  • Family Room Off Kitchen
  • Separate Formal Living Room
  • Formal Dining Room
  • Game Room
  • Inside Utility
  • Laundry Room
  • Utility Room
  • Views of Woods
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Closet Cabinetry
  • Walk-In Closet

Outdoor Features

  • Screened Patio
  • Rear Porch

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

Community Details

Overview

  • Vista Community Association Management Association, Phone Number (407) 682-3443
  • Mallard Pond Ph 3 Subdivision
  • The community has rules related to deed restrictions
  • Near Conservation Area

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,668

Year Built

Built in 2014

Lot Details

0

HOA Fees

$65 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2518
  • Lot Size Acres: 0.29
  • New Construction: No
  • Year Built: 2014
  • Building Area Total: 3115
  • Lot Size Sq Ft: 12676
  • Status: Sold
  • Co List Office Mls Id: MFR261017151
  • Co List Office Phone: 407-758-5179
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Building Area Total Srch Sq M: 289.39
  • Escrow City: Saint Cloud
  • Escrow State: FL
  • Escrow Street Name: Pennsylvania Avenue
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 172.76
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • Planned Unit Development Yn: 1
  • AG Exemption YN: 0
  • MFR_BedroomClosetType: Walk-in Closet
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 407-758-5179
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Luxury Vinyl
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Kitchen/Family Room Combo
  • Appliances Included: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: One
  • Spa Yn: No
  • Window Features: Blinds
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Formal Dining Room Separate,Formal Living Room Separate,Inside Utility
  • Living Area Meters: 233.93

Exterior Features

  • Direction Faces: Northeast
  • Exterior Features: Sidewalk
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • View: Trees/Woods
  • Waterfront: No
  • Patio and Porch Features: Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0260G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener

Utilities

  • Utilities: Electricity Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public
  • Number Of Septics: 0
  • Number of Wells: 0

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Park
  • Association Fee: 65
  • Association Fee Frequency: Monthly
  • Association Name: Vista Community Association Management
  • Phone: 407-682-3443
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Buyer to confirm any pet restrictions directly with HOA and Osceola County.
  • Association Fee Requirement: Required
  • Association Email: Billing@vistacamfl.com

Fee Information

  • Total Annual Fees: 780.00
  • Total Monthly Fees: 65.00
  • Monthly HOA Amount: 65.00

Lot Info

  • Zoning: SR1B
  • Parcel Number: 27-26-30-0565-0001-2950
  • Additional Parcels: No
  • Lot Features: Conservation Area, Sidewalk
  • Lot Dimensions: 80x170x86x141
  • Property Attached Yn: No
  • Flood Zone Code: A

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer to confirm any lease restrictions directly with HOA and Osceola County.
  • Month To Month Or Weekly YN: 0

Tax Info

  • Tax Annual Amount: 4668
  • Tax Block: 1
  • Tax Book Number: 20-151-158
  • Tax Lot: 295

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 9, 2024
Closed on
Apr 14, 2025
Sold by
White Roger
Bought by
Paniagua George and Paniagua George
Seller's Agent
Sean DeCoster, LLC
FIERCE REALTY
Buyer's Agent
Sean DeCoster, LLC
FIERCE REALTY
List Price
$469,900
Sold Price
$435,000
Premium/Discount to List
-$34,900
-7.43%
Views
52
Current Estimated Value
$440,323

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,323
Avg. Annual Appreciation
1.75%

Purchase Details

Closed on
Jul 2, 2020
Sold by
Eugene White Roger
Bought by
White Roger Eugene

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,000
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 11, 2014
Sold by
Avh Acquisition Llc
Bought by
White Roger Eugene and White Leanny

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,023
Interest Rate
4.09%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 26, 2014
Sold by
Avh Acquisition Llc
Bought by
Ng Norman and Liu Tracy Xu Hua

Purchase Details

Closed on
May 15, 2014
Sold by
Land South At Mallard Pond Llc
Bought by
Royal Oak Homes Llc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $435,000 Land Title Professionals
Warranty Deed $435,000 Land Title Professionals
Quit Claim Deed -- Amrock
Special Warranty Deed $230,023 Fidelity Natl Title Of Fl In
Special Warranty Deed $239,999 Fidelity Natl Title Fl Inc
Special Warranty Deed $525,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $65,000 New Conventional
Previous Owner $65,023 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/15/2025 04/15/25 Sold $435,000 -3.3% $173 / Sq Ft
02/13/2025 02/13/25 Pending -- -- --
01/14/2025 01/14/25 Price Changed $449,900 -2.2% $179 / Sq Ft
10/15/2024 10/15/24 Price Changed $459,900 -2.1% $183 / Sq Ft
09/09/2024 09/09/24 For Sale $469,900 -- $187 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,787 $324,655 -- --
2024 $4,668 $315,506 -- --
2023 $4,668 $306,317 $0 $0
2022 $3,924 $277,898 $0 $0
2021 $3,584 $236,780 $0 $0
2020 $3,513 $231,330 $0 $0
2019 $3,355 $220,291 $0 $0
2018 $3,311 $216,073 $0 $0
2017 $3,264 $210,089 $0 $0
2016 $3,172 $203,800 $0 $0
2015 $3,898 $195,200 $35,000 $160,200
2014 $476 $28,000 $28,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6239962

Stellar MLS

APN: 27-26-30-0565-0001-2950