Seller's Agent in 2025
Marnie Long
Group Harmony
(970) 481-8613
12 in this area
196 Total Sales
3521 Shallow Pond Dr Fort Collins, CO 80528
Fossil Lake Neighborhood
5
Beds
4
Baths
4,517
Sq Ft
8,783
Sq Ft Lot
Highlights
- Home Theater
- Spa
- Clubhouse
- Zach Elementary School Rated A
- Open Floorplan
- Contemporary Architecture
About This Home
As of September 2025This beautifully updated two-story home sits on a spacious lot backing to a lush greenbelt, offering privacy, comfort, and modern living in one of Fort Collins' most desirable neighborhoods. Inside, you'll be welcomed by freshly refinished hardwood floors, new paint, and an open, inviting layout. The main level features a soaring great room with custom built-ins and fireplace, a dedicated home office with vaulted ceilings, a formal dining room designed for entertaining, and a chef's kitchen with granite countertops, double ovens, abundant cabinetry, a center island with built-in bookcase, command center, and cozy dining nook. Upstairs, retreat to the expansive primary suite with a spa-inspired bath, along with three additional bedrooms and a full bath. The fully finished basement delivers ultimate flexibility-complete with a wet bar and mini fridge, media area, space for a home gym or playroom, plus a private bedroom and full bath perfect for guests, teens, or multigenerational living. Step outside to your private backyard oasis featuring an oversized patio, pergola, cafe lights, outdoor speakers, and mature landscaping-all backing to green space and trails for a serene Colorado setting. Energy efficiency is maximized with 28 owned solar panels and a 14kWh Powerwall battery, keeping utility costs incredibly low (less than $18 over the past 12 months) while providing reliable backup power. A 3-car garage offers plenty of room for vehicles and toys. Conveniently located near top-rated schools, parks, trails, shopping, and dining-plus there's a neighborhood pool and pond area to enjoy in the community. This home truly has it all: style, space, efficiency, and location.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,985
Year Built
- Built in 2003
Lot Details
- 8,783 Sq Ft Lot
- Open Space
- Wood Fence
- Level Lot
- Sprinkler System
- Landscaped with Trees
- Property is zoned LMN
HOA Fees
- $67 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Door Opener
Home Design
- Contemporary Architecture
- Brick Veneer
- Wood Frame Construction
- Composition Roof
- Retrofit for Radon
Interior Spaces
- 4,517 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Wet Bar
- Bar Fridge
- Cathedral Ceiling
- Ceiling Fan
- Gas Fireplace
- Double Pane Windows
- Window Treatments
- Wood Frame Window
- French Doors
- Great Room with Fireplace
- Family Room
- Dining Room
- Home Theater
- Home Office
Kitchen
- Eat-In Kitchen
- Double Self-Cleaning Oven
- Gas Oven or Range
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 5 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- Bathtub and Shower Combination in Primary Bathroom
- Spa Bath
Laundry
- Laundry on main level
- Dryer
- Washer
- Sink Near Laundry
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Home Security
- Radon Detector
- Fire and Smoke Detector
Eco-Friendly Details
- Energy-Efficient Thermostat
Outdoor Features
- Spa
- Patio
- Exterior Lighting
Schools
- Zach Elementary School
- Preston Middle School
- Fossil Ridge High School
Utilities
- Humidity Control
- Forced Air Heating and Cooling System
- High Speed Internet
- Satellite Dish
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number R1608492
Community Details
Overview
- Association fees include common amenities, management
- Fossil Lake Ranch Association, Phone Number (970) 407-9990
- Fossil Lake Subdivision
Amenities
- Clubhouse
- Recreation Room
Recreation
- Community Playground
- Community Pool
- Park
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 6, 2016
Closed on
Jun 13, 2016
Sold by
Fargo Victoria
Bought by
Lesser Jeffrey Ryan and Lesser Karen Joy
Seller's Agent
Damien Parrish
eXp Realty - Hub
Buyer's Agent
Non-IRES Agent
Non-IRES
List Price
$619,900
Sold Price
$619,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.54%
Original Mortgage
$495,920
Interest Rate
3.64%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 25, 2011
Sold by
Fargo Victoria and Fargo Michael D
Bought by
Fargo Victoria
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$276,550
Interest Rate
4.91%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 20, 2011
Sold by
Fargo Victoria
Bought by
Fargo Victoria and Fargo Michael D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$276,550
Interest Rate
4.91%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 28, 2010
Sold by
Fargo Victoria and Fargo Michael D
Bought by
Fargo Victoria
Purchase Details
Closed on
Nov 16, 2009
Sold by
Negron Ana M and Gonzalez Figueroa Fabian O
Bought by
Fargo Victoria and Fargo Michael D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
4.93%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 15, 2007
Sold by
Freeman Damon E and Groendyke Freeman Melanie
Bought by
Negron Ana M and Gonzalez Figueroa Fabian O
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$420,003
Interest Rate
6.37%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 28, 2003
Sold by
Northern Enterprises Inc
Bought by
Freeman Damon E and Groendyke Freeman Melanie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
5.71%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 3, 2002
Sold by
Everline Llc
Bought by
Northern Enterprises Inc and Stonybrook Homes Inc
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $619,900 | First American | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | Heritage Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $479,000 | Tggt | |
| Warranty Deed | $460,000 | None Available | |
| Warranty Deed | $407,764 | Guardian Title Agency Ft Col | |
| Warranty Deed | $85,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $495,920 | New Conventional | |
| Previous Owner | $276,550 | New Conventional | |
| Previous Owner | $200,000 | New Conventional | |
| Previous Owner | $420,003 | Purchase Money Mortgage | |
| Previous Owner | $300,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/15/2025 09/15/25 | Sold | $985,000 | 0.0% | $218 / Sq Ft |
| 08/18/2025 08/18/25 | For Sale | $985,000 | +58.9% | $218 / Sq Ft |
| 01/28/2019 01/28/19 | Off Market | $619,900 | -- | -- |
| 06/30/2016 06/30/16 | Sold | $619,900 | 0.0% | $138 / Sq Ft |
| 05/31/2016 05/31/16 | Pending | -- | -- | -- |
| 05/06/2016 05/06/16 | For Sale | $619,900 | -- | $138 / Sq Ft |
Source: IRES MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,985 | $64,936 | $15,745 | $49,191 |
| 2024 | $5,703 | $64,936 | $15,745 | $49,191 |
| 2022 | $4,691 | $48,657 | $5,421 | $43,236 |
| 2021 | $4,743 | $50,057 | $5,577 | $44,480 |
| 2020 | $4,936 | $51,652 | $5,577 | $46,075 |
| 2019 | $4,955 | $51,652 | $5,577 | $46,075 |
| 2018 | $4,157 | $44,633 | $5,616 | $39,017 |
| 2017 | $4,143 | $44,633 | $5,616 | $39,017 |
| 2016 | $4,297 | $46,057 | $6,209 | $39,848 |
| 2015 | $4,265 | $46,060 | $6,210 | $39,850 |
| 2014 | $3,815 | $40,930 | $6,210 | $34,720 |
Source: Public Records
Agents Affiliated with this Home
-
Marnie Long
-
Emily Heinz
Buyer's Agent in 2025
Emily Heinz
Downtown Real Estate Brokers
(970) 988-9367
3 in this area
226 Total Sales
-
Damien Parrish
Seller's Agent in 2016
Damien Parrish
eXp Realty - Hub
(970) 682-2251
74 Total Sales
-
N
Buyer's Agent in 2016
Non-IRES Agent
CO_IRES
Map
Source: IRES MLS
MLS Number: 1041727
APN: 86092-32-004
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information source: Information and Real Estate Services, LLC. Provided for limited non-commercial use only under IRES Rules © Copyright IRES.
Listing information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information deemed reliable but not guaranteed by the MLS.
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