NOT LISTED FOR SALE

3521 Treasure Cir Panama City, FL 32408

Estimated Value: $818,000 - $850,000

4 Beds
2.5 Baths
1,908 Sq Ft
$436/Sq Ft Est. Value

Last Sold June 17, 2022

Last sale price $787,000 $412 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $5,173/month

2 Days on Market

Highlights

  • In Ground Pool
  • Craftsman Architecture
  • Covered Patio or Porch
  • Patronis Elementary School Rated A-
  • Main Floor Primary Bedroom
  • Walk-In Pantry

About This Home

As of June 2022

CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS. Location, location, location! Nestled between the lagoon and the gulf is this exquisite coastal home on the east end of Panama City Beach. This 4 bedroom 2 1/2 bath custom built home was built in 2018 and includes numerous interior upgrades such as crown molding in the main living areas, granite countertops, luxury vinyl plank flooring throughout, stainless steel appliances, huge master closet, tiled shower and soaker tub in master bath, oversized garage, electric fireplace, custom lighting, and dual-zone HVAC system. Exterior features include an automatic sprinkler system, fenced-in backyard, saltwater pool and storage building.

Last Agent to Sell the Property

Andrea Banks

Eleven Beaches Real Estate Group License #3526139 Listed on: 05/18/2022

Last Buyer's Agent

Test Test

ECN - Unknown Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,346

Year Built

  • Built in 2018

Lot Details

  • Lot Dimensions are 75 x 100
  • Property fronts a county road
  • Privacy Fence
  • Sprinkler System
  • Property is zoned Resid Multi-Family,

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Craftsman Architecture
  • Metal Roof
  • Shake Siding
  • Cement Board or Planked

Interior Spaces

  • 1,908 Sq Ft Home
  • 2-Story Property
  • Fireplace
  • Double Pane Windows
  • Living Room
  • Dining Area
  • Vinyl Flooring
  • Fire and Smoke Detector
  • Exterior Washer Dryer Hookup

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Induction Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Pool

  • In Ground Pool
  • Gunite Pool

Outdoor Features

  • Covered Patio or Porch
  • Shed

Location

  • Flood Insurance May Be Required

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • Cable TV Available

Community Details

  • Treasure Island Section 1 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 31477-000-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,346

Year Built

Built in 2018

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 75 x 100
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Subdivision Name: TREASURE ISLAND Section 1
  • Directions: Coming from Hathaway Bridge, turn left onto Thomas Drive. Cross over North Lagoon bridge and turn right on Trelawny Ave. and then right on Treasure Circle. Home is around the corner on left.
  • Architectural Style: Craftsman Style
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2018
  • Utilities Electric: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Living Room: Yes
  • Utilities:Septic Tank: Yes
  • Appliances Microwave: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Dining Area: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Interior Amenities: Fireplace, Floor Vinyl, Kitchen Island, Pantry, Washer/Dryer Hookup
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Floor Vinyl: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Fireplace: Yes

Exterior Features

  • Lot Features: Flood Insurance Req
  • Pool Features: Pool Type
  • Construction Type: Roof Metal, Siding CmntFbrHrdBrd, Shake Siding
  • Exterior Features: Fenced Privacy, Fireplace, Patio Covered, Pool - Gunite Concrt, Pool - In-Ground, Sprinkler System, Yard Building
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Roof Metal: Yes
  • ConstructionSiding:Siding Shake: Yes
  • Lot Features:Flood Insurance Req: Yes
  • Exterior:Patio Covered: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:Fireplace2: Yes
  • Exterior:Pool - Gunite Concrt: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Electric, Septic Tank, TV Cable
  • Utility: Yes

Schools

  • Elementary School: Patronis
  • High School: Arnold
  • Middle Or Junior School: Surfside

Lot Info

  • Parcel #: 31477-000-000
  • Zoning: Resid Multi-Family,
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 18, 2022
Closed on
Jun 17, 2022
Sold by
Banks and Andrea
Bought by
Sullivan Robert
Seller's Agent
Andrea Banks
Eleven Beaches Real Estate Group
Buyer's Agent
Test Test
ECN - Unknown Office
List Price
$787,000
Sold Price
$787,000
Current Estimated Value
$821,552

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$34,552
Avg. Annual Appreciation
1.40%
Original Mortgage
$629,600
Outstanding Balance
$603,415
Interest Rate
5.3%
Mortgage Type
New Conventional
Estimated Equity
$219,095

Purchase Details

Closed on
Jun 1, 2018
Sold by
Stacey S Wilson Llc
Bought by
Banks Steven and Banks Andrea

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$294,500
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 28, 2017
Closed on
Nov 3, 2017
Sold by
Achilles Holdings Llc
Bought by
Stacey S Wilson Llc
Seller's Agent
Don Janovyak
Emerald Coast Realty Group
Buyer's Agent
Teresa Dyer
Coldwell Banker Carroll Realty
List Price
$69,900
Sold Price
$65,000
Premium/Discount to List
-$4,900
-7.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
38.51%

Purchase Details

Listed on
Aug 31, 2016
Closed on
Nov 1, 2016
Bought by
Achilles Holdings Llc
Seller's Agent
Katie Patronis
CENTURY 21 Ryan Realty Inc
Buyer's Agent
Katie Patronis
CENTURY 21 Ryan Realty Inc
List Price
$98,000
Sold Price
$82,500
Premium/Discount to List
-$15,500
-15.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-21.79%

Purchase Details

Closed on
Aug 20, 2015
Sold by
Darley Mark
Bought by
Darley Alison C
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sullivan Robert $787,000 None Listed On Document
Banks Steven $310,000 First International Title
Stacey S Wilson Llc $65,000 First Intl Title
Achilles Holdings Llc $82,500 --
Darley Alison C -- Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sullivan Robert $629,600
Previous Owner Banks Steven $295,800
Previous Owner Banks Steven $294,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/15/2022 09/15/22 Off Market $787,000 -- --
06/20/2022 06/20/22 Off Market $82,500 -- --
06/20/2022 06/20/22 Off Market $65,000 -- --
06/17/2022 06/17/22 Sold $787,000 0.0% $412 / Sq Ft
06/17/2022 06/17/22 Sold $787,000 0.0% $412 / Sq Ft
05/20/2022 05/20/22 Pending -- -- --
05/18/2022 05/18/22 For Sale $787,000 +1.0% $412 / Sq Ft
03/28/2022 03/28/22 Price Changed $779,000 -8.2% $408 / Sq Ft
03/26/2022 03/26/22 For Sale $849,000 +1206.2% $445 / Sq Ft
11/03/2017 11/03/17 Sold $65,000 -7.0% --
10/09/2017 10/09/17 Pending -- -- --
08/28/2017 08/28/17 For Sale $69,900 -15.3% --
11/15/2016 11/15/16 Sold $82,500 -15.8% --
10/20/2016 10/20/16 Pending -- -- --
08/31/2016 08/31/16 For Sale $98,000 -- --
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,346 $671,575 $191,100 $480,475
2023 $8,346 $664,375 $182,022 $482,353
2022 $2,908 $286,068 $0 $0
2021 $2,917 $277,736 $0 $0
2020 $2,913 $273,901 $0 $0
2019 $2,871 $267,743 $72,208 $195,535
2018 $725 $57,944 $0 $0
2017 $456 $36,172 $0 $0
2016 $451 $35,148 $0 $0
2015 $452 $34,261 $0 $0
2014 $450 $34,125 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 894011

Emerald Coast Association of REALTORS®

APN: 31477-000-000