$320,000
$5K PRICE DROP

3524 Mill Point Cove Panama City, FL 32404

Estimated payment $1,887/month

Total Views 399
3 Beds
2 Baths
1,302 Sq Ft
$246 Price per Sq Ft

Highlights

  • A-Frame Home
  • Cul-De-Sac
  • Coffered Ceiling
  • A. Crawford Mosley High School Rated A-
  • 1 Car Attached Garage
  • Double Pane Windows

About This Home

3824 Mill Point Cove was built by one of Bay Counties most sought after builders. Brick Home with spacious floor plan, custom solid wood cabinets, quartz counter tops, upgraded light fixtures, doors, insulation, trim, low e windows, vinyl flooring, freshly painted, fenced backyard and entire house has filtered water system. Neighborhood has underground utilities, lighted streets, zoysia grass and landscaping. Murphy Bed in bedroom 3. 24 Hour Notice to Show. Let Mill Point be your next move.

Listing Agent

Chris Shelton

Beachy Beach Real Estate Listed on: 11/02/2025

Beachy Beach Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,446

Year Built

  • Built in 2022

Lot Details

  • 5,227 Sq Ft Lot
  • Lot Dimensions are 50 x 110
  • Property fronts a county road
  • Cul-De-Sac
  • Fenced
  • Sprinkler System

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • A-Frame Home
  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • Bookcases
  • Coffered Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • Window Treatments
  • Living Room
  • Dining Room
  • Carpet

Kitchen

  • Breakfast Bar
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Home Security

  • Smart Thermostat
  • Fire and Smoke Detector

Eco-Friendly Details

  • ENERGY STAR Qualified Equipment for Heating

Schools

  • Deer Point Elementary School
  • Merritt Brown Middle School
  • Mosley High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities

Community Details

  • Property has a Home Owners Association
  • Association fees include management, legal/accounting, ground maintenance
  • Mill Point Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,446

Year Built

Built in 2022

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 2022
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.12
  • Lot Size: 50 X 110
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Subdivision Name: Mill Point
  • Architectural Style: A-Frame
  • New Construction: No
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator
  • Interior Amenities: Breakfast Bar, Bookcases, Coffered Ceiling(s), Kitchen Island, Recessed Lighting, Smart Thermostat, Window Treatments
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Luxury Vinyl Plank
  • Dining Room Type: Bedroom, Dining Room, Kitchen, Living Room, Primary Bedroom
  • Window Features: Double Pane Windows

Exterior Features

  • Fencing: Fenced
  • Construction Type: Brick, Vinyl Siding, Wood Frame
  • Exterior Features: Sprinkler/Irrigation

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Electricity Available, Trash Collection, Underground Utilities
  • Security Features: Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment
  • Heating: Central, Electric, ENERGY STAR Qualified Equipment
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Legal/Accounting, Maintenance Grounds

Schools

  • Middle Or Junior School: Merritt Brown

Lot Info

  • Lot Features: Cul-De-Sac, Subdivision, Sprinkler System, Paved
  • Lot Size Sq Ft: 5227.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Tax Info

  • Tax Annual Amount: 2446.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Deer Point
  • High School: Mosley

Map

Range of Values:

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Average Value
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,983 $234,109 $53,855 $180,254
2023 $2,983 $234,996 $52,180 $182,816
2022 $40 $3,496 $3,496 $0
2021 $40 $3,346 $3,346 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/07/2025 11/07/25 Price Changed $320,000 -1.5% $246 / Sq Ft
11/02/2025 11/02/25 For Sale $325,000 -- $250 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $275,000 --
Warranty Deed $275,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $50,000 New Conventional
Open $231,404 New Conventional
Closed $231,404 New Conventional
Closed $50,000 No Value Available
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 781126

Central Panhandle Association of REALTORS®

APN: 11514-400-180

Florida Bay County Panama City 32404

3524 Mill Point Cove, Panama City, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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Chris Shelton
Listing Agent
Chris Shelton
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Beachy Beach Real Estate
(448) 230-3100