NOT LISTED FOR SALE

3524 Saint Germaine Ct Louisville, KY 40207

Estimated Value: $517,000 - $538,136

3 Beds
2.5 Baths
2,521 Sq Ft
$208/Sq Ft Est. Value

Last Sold August 24, 2021

Last sale price $424,500 $168 Per Sq Ft

Est. 23% increase in value since last sale

Current estimated payment $3,288/month

4 Days on Market

Highlights

  • Cape Cod Architecture
  • Deck
  • 1 Car Detached Garage
  • Barret Traditional Middle School Rated A-
  • No HOA
  • Patio

About This Home

As of August 2021

Conveniently located in the heart of St Matthews, this updated 3 bedroom, 2.5 bathroom home sits on a large lot with a finished basement and detached garage perfect for storage. The current owners have meticulously renovated this home by opening it up and creating a fantastic space for entertaining. Entering into this home you will immediately notice the beautiful hard wood floors on the first and second floors. On the first floor you will find a living room perfectly situated across from the dining area. The dining room opens to the recently renovated kitchen with newer appliances, including a gas range. You'll find white cabinetry, quartz and butcher block counter tops and you'll love the additional storage that is created by the custom built-ins with additional seating conveniently located near the kitchen door. There is a half bathroom tucked away near the kitchen with stunning wall paper and newer tile flooring. A first floor primary suite rounds out the first floor. The primary does not disappoint with a large walk-in closet and full bathroom with double vanity and shower. The shower has subway and penny tile with an accent tile design. Upstairs you will find two spacious bedrooms with large closets and an additional full bath room with a tub/shower combo. Each bedroom has a dormer window that allows for an abundance of natural light. The basement is partially finished to provide an additional space for entertaining with a custom shiplap feature wall, recess lighting and padded carpet flooring. The unfinished section of the basement serves as storage and houses the laundry area. The basement was waterproofed in 2015 with a transferrable warranty. The back yard is perfect for outdoor living with a large deck and plenty of room for a garden and fire pit. This home sits on a quiet street that does not cut through to Cannons Lane and is in close proximity to Seneca park and all of the restaurants and shops that St Matthews has to offer. Schedule a private showing today before it's too late!

Last Agent to Sell the Property

Meghan Smith

Kentucky Select Properties License #223504 Listed on: 07/01/2021

Kentucky Select Properties

Last Buyer's Agent

Julie Hermann

Julie Pogue Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,383

Year Built

  • Built in 1950

Lot Details

  • Property is Fully Fenced
  • Wood Fence
  • Chain Link Fence

Parking

  • 1 Car Detached Garage

Home Design

  • Cape Cod Architecture
  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • 2-Story Property
  • Basement

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Deck
  • Patio

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association
  • English Village Subdivision

Listing and Financial Details

  • Legal Lot and Block 0042 / 516
  • Assessor Parcel Number 051600420000
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,383

Year Built

Built in 1950

Lot Details

0

Parking

1

Listing Details

  • Cooling System: Central Air
  • Stories: 2
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: Yes
  • Subdivision Name: ENGLISH VILLAGE
  • Above Grade Finished Sq Ft: 1931.0
  • Architectural Style: Cape Cod
  • ResoBuildingAreaSource: Appraiser
  • Utilities Electricity Connected: Yes
  • Dining Room Level: First
  • Full Bathroom Level: Second
  • Half Bathroom Level: First
  • Rooms:Living Room5: Yes
  • Primary Bathroom Level: First
  • Primary Bedroom Level: First
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Fencing Wood4: Yes
  • Sewer:Public Sewer: Yes
  • Architectural Style Cape Cod: Yes
  • Special Features: VirtualTour

Interior Features

  • Basement: Partially Finished
  • Bedroom Level: Second
  • Kitchen Level: First
  • Laundry Level: Basement
  • Living Room Level: First
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 590.0
  • Total Bedrooms: 10
  • ResoLivingAreaSource: Appraiser
  • BasementFoundation:Poured Concrete: Yes
  • Basement:Partially Finished: Yes

Exterior Features

  • Fencing: Full, Wood, Chain Link
  • Roof: Shingle
  • Acres: 0.22
  • Construction Type: Brick Veneer
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck, Patio
  • Exterior Features:Fencing - Full: Yes
  • Patio And Porch Features:Deck2: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Attached Garage: No
  • Parking Features: Detached
  • General Property Description:Garage Spaces: 1
  • GarageParking:Detached: Yes

Utilities

  • Utilities: Electricity Connected, Fuel:Natural
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 9583.2
  • ResoLotSizeUnits: Acres
  • Parcel #: 051600420000
  • ResoLotSizeUnits: Acres

Building Info

  • Year Built: 1950

Tax Info

  • Tax Block: 516
  • Tax Lot: 0042

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 1, 2021
Closed on
Aug 26, 2021
Sold by
Snyder Morgan Camille and Morgan Snyder Trust
Bought by
Watts Baker Julie R
Seller's Agent
Meghan Smith
Kentucky Select Properties
Buyer's Agent
Julie Hermann
Julie Pogue Properties
List Price
$420,000
Sold Price
$424,500
Premium/Discount to List
$4,500
1.07%
Current Estimated Value
$521,189

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$96,689
Avg. Annual Appreciation
5.06%
Original Mortgage
$403,275
Outstanding Balance
$370,432
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$146,194

Purchase Details

Closed on
Aug 10, 2005
Sold by
Hickey Sharon C and Hickey Edward
Bought by
Funk Randall D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
5.48%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 17, 2001
Sold by
Henderson Mary E
Bought by
Henderson Ronnie J and Henderson Irrevocable Trust
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Watts Baker Julie R $424,500 None Available
Funk Randall D $257,000 None Available
Henderson Ronnie J -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Watts Baker Julie R $403,275
Previous Owner Snyder Morgan $145,000
Previous Owner Snyder Morgan $68,000
Previous Owner Snyder Morgan $222,400
Previous Owner Snyder Morgan $228,000
Previous Owner Funk Randall D $200,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/24/2021 08/24/21 Sold $424,500 +1.1% $168 / Sq Ft
07/01/2021 07/01/21 For Sale $420,000 +75.0% $167 / Sq Ft
10/09/2013 10/09/13 Sold $240,000 -5.1% $104 / Sq Ft
08/29/2013 08/29/13 Pending -- -- --
08/14/2013 08/14/13 For Sale $253,000 -- $110 / Sq Ft
Source: Metro Search (Greater Louisville Association of REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,383 $482,750 $80,000 $402,750
2023 $4,873 $424,500 $70,000 $354,500
2022 $5,739 $310,830 $70,000 $240,830
2021 $3,884 $310,830 $70,000 $240,830
2020 $3,932 $339,830 $50,000 $289,830
2019 $3,853 $339,830 $50,000 $289,830
2018 $759 $339,830 $50,000 $289,830
2017 $3,736 $339,830 $50,000 $289,830
2013 $2,797 $279,650 $30,500 $249,150
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Metro Search (Greater Louisville Association of REALTORS®)

MLS Number: 1589812

Metro Search (Greater Louisville Association of REALTORS®)

APN: 051600420000