$442,337
OPEN SAT 10AM - 2PM NEW CONSTRUCTION $88K PRICE DROP

3528 Cottage Cove Ln Panama City, FL 32408

Estimated payment $2,374/month

3 Beds
2.5 Baths
1,765 Sq Ft
$251 Price per Sq Ft

Highlights

  • New Construction
  • Gated Community
  • Community Pool
  • J.R. Arnold High School Rated A-
  • Contemporary Architecture
  • Covered Patio or Porch

About This Home

Welcome to 3528 Cottage Cove Lane, a new home at Sanctuary Beach in Panama City Beach Florida. This home is under construction and is situated on an interior lot. It features a grand entry foyer with stairs leading to the second level bedrooms and a hall leading to the spacious downstairs living area. The foyer offers a coat closet and garage access just off the entry and a powder room. As you enter the open living area you will find an open kitchen with peninsula bar and space for bar seating. The dining area is spacious and looks over to the living area. The main living area serves as the heart of the home, as all bedrooms are on the second level. The stairs located off the foyer lead to a second level landing and hall with all bedrooms and a laundry area. The primary bedroom is located just off the landing and overlooks the back of the home. This space is the perfect retreat and has a large closet and private ensuite bathroom with a large soak tub and separate shower as well as a dual sink vanity. Leaving the primary bedroom, you will find two additional bedrooms that feature a Jack and Jill bathroom with separate single sink vanities and a shower tub combination. The additional bedrooms are spacious and feature large closets for storage. Give us a call today to see this beautiful new home in the gated community of Sanctuary Beach!

Listing Agent

Pamela Hawkins

DR Horton Realty of Emerald Coast, LLC License #SL3486468 Listed on: 03/05/2025

DR Horton Realty of Emerald Coast, LLC

Co-Listing Agent

Paul Hanlon

DR Horton Realty of Emerald Coast, LLC License #SL3494040

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $646

Year Built

  • Built in 2025 | New Construction

Lot Details

  • 3,048 Sq Ft Lot
  • Property fronts a private road

Parking

  • 1 Car Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • HardiePlank Type

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Living Room
  • Dining Room
  • Laundry Room

Kitchen

  • Electric Oven
  • Gas Range
  • Plumbed For Ice Maker

Bedrooms and Bathrooms

  • 3 Bedrooms

Home Security

  • Smart Home
  • Smart Thermostat
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Tankless Water Heater

Additional Features

  • Smart Technology
  • Covered Patio or Porch

Community Details

Overview

  • Property has a Home Owners Association
  • Sanctuary Beach Subdivision

Recreation

  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$646

Year Built

Built in 2025 | New Construction

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Accessibility Features: Smart Technology
  • Year Built: 2025
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.07
  • Lot Size: irr
  • Road Frontage Type: Private Road
  • Co List Office Mls Id: DROFEC
  • Co List Office Phone: 850-660-1701
  • Subdivision Name: Sanctuary Beach
  • Architectural Style: Contemporary
  • Unit Levels: Two
  • New Construction: Yes
  • Building Stories: 2
  • Property Sub Type Additional: Single Family Residence
  • Special Features: 3
  • Stories: 2

Interior Features

  • Appliances: Electric Oven, Electric Water Heater, Gas Range, Plumbed For Ice Maker, Tankless Water Heater
  • Interior Amenities: Interior Steps, Smart Home, Smart Thermostat
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Luxury Vinyl Plank
  • Dining Room Type: Bedroom, Dining Room, Kitchen, Living Room, Primary Bedroom
  • Stories: 2

Exterior Features

  • Pool Features: Community
  • Construction Type: HardiPlank Type, Wood Frame
  • Exterior Features: Patio
  • Patio And Porch Features: Patio, Covered, Porch

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Garage, Garage Door Opener
  • Garage: Yes
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available
  • Security Features: Carbon Monoxide Detector(s), Gated Community, Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Pool, Gated
  • Association: Yes

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Sprinkler System
  • Lot Size Sq Ft: 3048.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: None

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $646 $40,923 -- --
2023 $646 $37,203 $70,167 $0
2022 $512 $33,821 $0 $0
2021 $488 $30,746 $0 $0
2020 $383 $35,088 $35,088 $0
2019 $314 $25,500 $25,500 $0
2018 $304 $23,100 $0 $0
2017 $265 $21,000 $0 $0
2016 $270 $21,000 $0 $0
2015 $277 $21,000 $0 $0
2014 $277 $21,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/05/2025 12/05/25 Price Changed $414,900 -6.2% $234 / Sq Ft
11/27/2025 11/27/25 Price Changed $442,337 +4.7% $250 / Sq Ft
11/20/2025 11/20/25 Price Changed $422,337 +3.0% $238 / Sq Ft
11/19/2025 11/19/25 Price Changed $409,900 -6.3% $231 / Sq Ft
11/11/2025 11/11/25 Price Changed $437,400 -0.6% $247 / Sq Ft
11/04/2025 11/04/25 Price Changed $439,900 -3.8% $248 / Sq Ft
10/30/2025 10/30/25 Price Changed $457,500 +1.4% $258 / Sq Ft
10/23/2025 10/23/25 Price Changed $451,100 -0.4% $255 / Sq Ft
10/17/2025 10/17/25 Price Changed $453,000 -4.6% $256 / Sq Ft
10/02/2025 10/02/25 Price Changed $474,900 -2.8% $268 / Sq Ft
09/26/2025 09/26/25 Price Changed $488,685 -2.4% $276 / Sq Ft
09/23/2025 09/23/25 Price Changed $500,574 -7.3% $283 / Sq Ft
09/13/2025 09/13/25 Price Changed $539,900 -0.6% $305 / Sq Ft
08/27/2025 08/27/25 Price Changed $542,900 +1.9% $307 / Sq Ft
07/31/2025 07/31/25 Price Changed $532,900 -0.4% $301 / Sq Ft
06/24/2025 06/24/25 For Sale $534,900 -- $302 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $2,062,500 Dhi Title Of Florida
Warranty Deed $2,062,500 Dhi Title Of Florida
Deed $100 --
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 769771

Central Panhandle Association of REALTORS®

APN: 31368-103-000