Seller's Agent in 2025
Kim Waters
The Norton Agency
(770) 540-3788
166 Total Sales
3528 Cub Cir Gainesville, GA 30506
3
Beds
2
Baths
1,443
Sq Ft
0.32
Acres
Highlights
- 100 Feet of Waterfront
- Lake View
- Vaulted Ceiling
- Docks
- Private Lot
- Loft
About This Home
As of June 2025This Lake Lanier gem is just minutes from Gainesville Marina and big water, yet tucked into a quiet, protected cove for peaceful enjoyment. The new dock (32x32)features a spacious party deck-ideal for entertaining or simply soaking up the lake life. Enjoy year-round water views from the covered front porch and an easy walk to the shoreline. Perfect as a full-time residence, weekend retreat, or investment property for short-term rentals. Conveniently located near Gainesville, GA 400, and I-985. A rare find offering both serenity and accessibility.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,630
Year Built
- Built in 1987
Lot Details
- 0.32 Acre Lot
- 100 Feet of Waterfront
- Lake Front
- Private Lot
Parking
- Carport
Home Design
- Block Foundation
- Metal Roof
- Vinyl Siding
Interior Spaces
- 1,443 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Double Pane Windows
- Combination Dining and Living Room
- Loft
- Carpet
- Lake Views
- Crawl Space
- Dishwasher
- Laundry closet
Bedrooms and Bathrooms
- Walk-In Closet
Eco-Friendly Details
- Energy-Efficient Windows
- Energy-Efficient Doors
Schools
- Sardis Elementary School
- Chestatee Middle School
- Chestatee High School
Utilities
- Heat Pump System
- 220 Volts
- Septic Tank
- High Speed Internet
Additional Features
- Docks
- Property is near shops
Community Details
- No Home Owners Association
- Wolf's Head Subdivision
Listing and Financial Details
- Legal Lot and Block 11 / A
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 21, 2025
Closed on
Jun 16, 2025
Sold by
Mcelhaney Myra
Bought by
Rittmueller Todd and Rittmueller Carolyn
Seller's Agent
Kim Waters
The Norton Agency
Buyer's Agent
Kim Waters
The Norton Agency
List Price
$750,000
Sold Price
$715,000
Premium/Discount to List
-$35,000
-4.67%
Views
72
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,362
Avg. Annual Appreciation
-1.06%
Original Mortgage
$572,000
Outstanding Balance
$570,532
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$142,106
Purchase Details
Listed on
Feb 11, 2022
Closed on
Apr 28, 2022
Sold by
Mcneal Dorothy Laverne Estate
Bought by
Mcelhaney Myra
Seller's Agent
Tabb Bowen
Chestatee Brokers Inc.
Buyer's Agent
Kim Waters
The Norton Agency
List Price
$679,000
Sold Price
$625,000
Premium/Discount to List
-$54,000
-7.95%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.38%
Original Mortgage
$360,000
Interest Rate
3.63%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 8, 2005
Sold by
Mcneal Bill Estate
Bought by
Mcneal Dorothy R
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $715,000 | -- | |
| Warranty Deed | $625,000 | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $572,000 | New Conventional | |
| Previous Owner | $360,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/16/2025 06/16/25 | Sold | $715,000 | -4.7% | $495 / Sq Ft | |
| 05/18/2025 05/18/25 | Pending | -- | -- | -- | |
| 04/21/2025 04/21/25 | For Sale | $750,000 | +20.0% | $520 / Sq Ft | |
| 04/28/2022 04/28/22 | Sold | $625,000 | -3.8% | $433 / Sq Ft | View Prior Sale |
| 03/26/2022 03/26/22 | Pending | -- | -- | -- | |
| 03/22/2022 03/22/22 | Price Changed | $649,900 | -2.9% | $450 / Sq Ft | |
| 03/14/2022 03/14/22 | Price Changed | $669,000 | -1.5% | $464 / Sq Ft | |
| 02/11/2022 02/11/22 | For Sale | $679,000 | -- | $471 / Sq Ft |
Source: Georgia MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,794 | $191,280 | $123,480 | $67,800 |
| 2023 | $4,715 | $188,080 | $123,480 | $64,600 |
| 2022 | $4,220 | $161,160 | $123,480 | $37,680 |
| 2021 | $2,922 | $108,600 | $73,480 | $35,120 |
| 2020 | $1,769 | $62,760 | $29,400 | $33,360 |
| 2019 | $1,715 | $60,200 | $29,400 | $30,800 |
| 2018 | $1,577 | $53,360 | $27,480 | $25,880 |
| 2017 | $1,489 | $50,760 | $27,480 | $23,280 |
| 2016 | $1,454 | $50,760 | $27,480 | $23,280 |
| 2015 | $1,369 | $50,760 | $27,480 | $23,280 |
| 2014 | $1,369 | $68,400 | $36,640 | $31,760 |
Source: Public Records
Agents Affiliated with this Home
-
Kim Waters
-
Tabb Bowen
Seller's Agent in 2022
Tabb Bowen
Chestatee Brokers Inc.
(770) 561-1831
52 Total Sales
-
Jessica Healan
J
Seller Co-Listing Agent in 2022
Jessica Healan
Chestatee Brokers Inc.
(770) 539-9134
14 Total Sales
Map
Source: Georgia MLS
MLS Number: 10504928
APN: 10-0087A-00-031
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2025 Georgia MLS. All rights reserved.
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