$665,000
SOLD SEP 30, 2024

3531 Finnell Ct Independence, KY 41051

5 Beds
3.5 Baths
3,381 Sq Ft
0.57 Acres

Recently Sold

$197 Per Sq Ft

3% Below List Price

10 Days on Market

Highlights

  • Very Popular Property
  • Deck
  • Cathedral Ceiling
  • White's Tower Elementary School Rated A-
  • Family Room with Fireplace
  • Marble Flooring

About This Home

As of September 2024

Absolutely stunning 2 story in Shaw Estates! This custom brick home boasts 5 bedrooms and is perfectly positioned on a spacious (over half acre) cul-de-sac lot. Highlights include a majestic 2-story great room with a dramatic wall of windows, a large first-floor master suite with a walk-out to the deck, a gourmet kitchen with a breakfast bonus room, and a finished basement with egress windows, 10-foot ceilings, a wet bar, and two fireplaces. Additional features include geothermal heating and cooling, an oversized 3-car garage, and much more!

Last Agent to Sell the Property

Micah Preston

Cahill Real Estate Services License #209562 Listed on: 07/10/2024

Cahill Real Estate Services

Last Buyer's Agent

The Treas Team

Huff Realty - Florence

Huff Realty - Florence

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,088

Year Built

  • Built in 2004

Lot Details

  • 0.57 Acre Lot
  • Cul-De-Sac
  • Cleared Lot

HOA Fees

  • $30 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Side Facing Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Transitional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Stone

Interior Spaces

  • 3,381 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Built-In Features
  • Bookcases
  • Crown Molding
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Gas Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Panel Doors
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room
  • Formal Dining Room
  • Game Room Downstairs

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Butlers Pantry
  • Double Oven
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Marble
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • Entry through bedroom
  • Primary Bathroom Bathtub Only
  • Bathtub
  • Shower Only
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Kitchen in Basement
  • Finished Basement Bathroom
  • Stubbed For A Bathroom

Outdoor Features

  • Balcony
  • Deck
  • Patio
  • Porch

Schools

  • Whites Tower Elementary School
  • Twenhofel Middle School
  • Simon Kenton High School

Utilities

  • Forced Air Heating and Cooling System
  • Geothermal Heating and Cooling
  • 220 Volts
  • High Speed Internet
  • Cable TV Available

Community Details

  • Association fees include association fees
  • Towne Properties Association, Phone Number (859) 291-5858
  • Shaw Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 061-20-01-017.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,088

Year Built

Built in 2004

Lot Details

0

HOA Fees

$30 per month

Parking

3

Listing Details

  • Cooling: Geothermal, Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.57
  • Year Built: 2004
  • Lot Size: Over Half an Acre
  • Road Surface Type: Paved
  • Subdivision Name: Shaw Estates
  • Directions: I-275 to Taylor Mill exit, S on Taylor Mill Road, L Shaw Estates, L Grindstone; L Finnell Ct.
  • Architectural Style: Transitional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Whites Tower Elementary
  • Location Tax Legal Info:Middle or Junior School: Twenhofel Middle School
  • Location Tax Legal Info:High School: Simon Kenton High
  • Location Tax Legal Info:Subdivision2: Other
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: Over Half an Acre
  • General Property Description:Approx SqFt2: 3381.0
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Room Type:Family Room4: Yes
  • Room Type:Laundry Room3: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.57
  • General Property Description:Living Area: 3381.0
  • General Property Description:Lot Size Square Feet: 24829.0
  • Structure Type:House: Yes
  • Laundry Features:Main Level: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 061-20-01-017.00
  • Appliances Refrigerators: Yes
  • Room Type:Living Room4: Yes
  • General Property Description:Fireplaces Total: 2
  • Appliances Dryer: Yes
  • Washers: Yes
  • Architecture:Transitional: Yes
  • Utilities:Water Available: Yes
  • Percent Basement Finished: Yes
  • Room Type:Game Room: Yes
  • Room Type:Game Room Level: Lower
  • Laundry Room Features:Tile Flooring15: Yes
  • Cooling:Geothermal2: Yes
  • Electric 220 Volts: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Kitchen Island, Walk-In Closet(s), Pantry, High Speed Internet, Granite Counters, Eat-in Kitchen, Crown Molding, Chandelier, Bookcases, Built-in Features, Butler's Pantry, Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Multi Panel Doors, Recess Ceiling(s), Recessed Lighting, Vaulted Ceiling(s), Wet Bar
  • Basement: Finished, Bath/Stubbed, Walk-Out Access
  • Heating: Geothermal, Forced Air
  • Levels: Two
  • Flooring: Carpet
  • Property Type: Residential
  • Appliances: Dishwasher, Disposal, Double Oven, Dryer, Refrigerator, Washer
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: Ceramic, Gas
  • Fireplaces: 2
  • Fireplace: Yes
  • Living Area: 3381.0
  • Window Features: Insulated Windows, Vinyl Clad Window(s)
  • Appliances Dishwasher: Yes
  • Appliances:Double Oven: Yes
  • Interior Features:Built-in Features2: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Kitchen Island2: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Pantry2: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Primary Bedroom Features:Ceiling Fan(s)8: Yes
  • Basement:Walk-Out Access7: Yes
  • Kitchen Features Pantry: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Primary Bedroom Features:Walk-In Closet(s): Yes
  • Family Room Features:Carpet Flooring4: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Kitchen Features:Walk-Out Access3: Yes
  • Primary Bath Features:Shower: Yes
  • Basement:Fireplace(s)7: Yes
  • Interior Features:Crown Molding: Yes
  • Family Room Features:Fireplace(s)4: Yes
  • Basement:Carpet Flooring7: Yes
  • Basement:Full Finished Half Bath: Yes
  • Fireplace Features:Gas: Yes
  • Interior Features:High Speed Internet: Yes
  • Living Room Features:Carpet Flooring2: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Chandelier2: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Living Room Features:Ceiling Fan(s)6: Yes
  • Living Room Features:High Ceiling(s)4: Yes
  • Kitchen Features:Breakfast Bar: Yes
  • Kitchen Features:Solid Surface Counters: Yes
  • Fireplace Features:Ceramic: Yes
  • Interior Features:Recessed Lighting: Yes
  • Basement:Wet Bar5: Yes
  • Interior Features:Bookcases4: Yes
  • Kitchen Features:Marble Flooring2: Yes
  • Kitchen Features:Recessed Lighting3: Yes
  • Interior Features:Butler_squote_s Pantry: Yes
  • Interior Features:Recess Ceiling(s): Yes
  • Family Room Features:Wet Bar2: Yes
  • Kitchen Features:Butler_squote_s Pantry2: Yes
  • Primary Bath Features:Ceramic Tile Flooring: Yes
  • Primary Bath Features:Tub: Yes
  • Basement:Built-in Features3: Yes
  • Primary Bedroom Features:Walk-Out Access6: Yes
  • Primary Bedroom Features:Tray Ceiling(s)2: Yes
  • Basement:Kitchen: Yes
  • Family Room Features:Bookcases2: Yes
  • Dining Room Features:Tile Flooring7: Yes

Exterior Features

  • Roof: Shingle
  • Lot Features: Cleared, Cul-De-Sac
  • Construction Type: Brick, Stone
  • Exterior Features: Balcony
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck, Patio, Porch
  • Construction Materials:Brick2: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Construction Materials:Stone2: Yes
  • Window Features:Vinyl Clad Window(s): Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Cleared: Yes
  • Exterior Features:Balcony: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage Faces Side, Off Street
  • General Property Description:Garage Spaces: 3.0
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes
  • Parking Features:Garage Faces Side: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: 220 Volts
  • Utilities: Cable Available, Natural Gas Available, Water Available
  • Heating:Forced Air: Yes
  • Heating:Geothermal: Yes

Condo/Co-op/Association

  • Association Fee: 360.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: Towne Properties
  • Association Information:Association Management Phone 1: 859-291-5858
  • Association Information:Total Yearly Fees: 370.0
  • Association Fee Includes:Association Fees: Yes
  • Association Information:Association Fee: 360.0
  • Association Information:Association Fee Frequency: Annually

Fee Information

  • Association Fee Includes: Association Fees

Schools

  • Elementary School: Whites Tower Elementary
  • Junior High Dist: Kenton Co Public
  • High School: Simon Kenton High
  • Middle Or Junior School: Twenhofel Middle School

Lot Info

  • Lot Size Sq Ft: 24829.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 10, 2024
Closed on
Sep 30, 2024
Sold by
York Wilgus and York Jamie
Bought by
Hyatt Joshua and Hyatt Tabatha Lynn
Seller's Agent
Micah Preston
Cahill Real Estate Services
Buyer's Agent
The Treas Team
Huff Realty - Florence
List Price
$685,000
Sold Price
$665,000
Premium/Discount to List
-$20,000
-2.92%
Views
14

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.86%
Original Mortgage
$645,696
Outstanding Balance
$640,286
Interest Rate
6.46%
Mortgage Type
VA
Estimated Equity
$51,103

Purchase Details

Closed on
Aug 19, 2016
Sold by
Huff Robert M
Bought by
York Wilgus Ryan and York Jamie N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$401,850
Interest Rate
3.42%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 11, 2014
Sold by
Huff Lori A
Bought by
Huff Robert M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$281,000
Interest Rate
4.43%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 4, 2004
Sold by
Finnell Real Estate Inc
Bought by
Huff Robert and Huff Lori

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$336,000
Interest Rate
4.25%
Mortgage Type
Unknown
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $665,000 None Listed On Document
Warranty Deed $665,000 None Listed On Document
Deed $423,000 Attorney
Interfamily Deed Transfer -- None Available
Deed $50,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $645,696 VA
Closed $645,696 VA
Previous Owner $2,925,000 Future Advance Clause Open End Mortgage
Previous Owner $368,400 New Conventional
Previous Owner $401,850 New Conventional
Previous Owner $281,000 New Conventional
Previous Owner $281,000 New Conventional
Previous Owner $300,000 New Conventional
Previous Owner $320,500 New Conventional
Previous Owner $332,000 Unknown
Previous Owner $336,800 Fannie Mae Freddie Mac
Previous Owner $336,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/24/2025 07/24/25 For Sale $689,900 +3.7% --
09/30/2024 09/30/24 Sold $665,000 -2.9% $197 / Sq Ft
07/21/2024 07/21/24 Pending -- -- --
07/10/2024 07/10/24 For Sale $685,000 -- $203 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,088 $497,000 $50,000 $447,000
2023 $6,272 $497,000 $50,000 $447,000
2022 $6,309 $497,000 $50,000 $447,000
2021 $6,404 $497,000 $50,000 $447,000
2020 $5,578 $423,000 $50,000 $373,000
2019 $5,593 $423,000 $50,000 $373,000
2018 $5,624 $423,000 $50,000 $373,000
2017 $5,468 $423,000 $50,000 $373,000
2015 $5,041 $400,000 $50,000 $350,000
2014 -- $365,000 $50,000 $315,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 624443

Northern Kentucky Multiple Listing Service

APN: 061-20-01-017.00