Seller's Agent in 2025
Laura Mcadams
EXP REALTY LLC
(954) 268-5421
104 Total Sales
3532 Bay Ct Saint Cloud, FL 34769
2
Beds
2
Baths
1,084
Sq Ft
$312/mo
HOA Fee
Highlights
- Clubhouse
- Living Room
- Central Heating and Cooling System
- Community Pool
- Tile Flooring
- Dining Room
About This Home
As of April 2025Introducing this beautiful 2-bedroom, 2-bathroom townhome in the heart of St. Cloud! This amazing home boasts a functional split-bedroom floor plan, providing privacy and a spacious feel. Kitchen is complete with all appliances and plenty of counter and cabinet space. Close to shopping, dining, and major highways, this villa offers effortless access to local amenities and a quick commute to surrounding areas. Perfect for investor or first time home buyers in a prime location—don’t miss out on this gem!
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $3,287
Year Built
- Built in 1984
Lot Details
- 1,394 Sq Ft Lot
- Lot Dimensions are 25x54
- South Facing Home
HOA Fees
- $312 Monthly HOA Fees
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,084 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Living Room
- Dining Room
Kitchen
- Built-In Oven
- Microwave
- Dishwasher
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
Additional Features
- Exterior Lighting
- Central Heating and Cooling System
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 9 / A
- Assessor Parcel Number 09-26-30-0610-000A-0090
Community Details
Overview
- Association fees include pool
- Keystone Management Gianelle Genao Association, Phone Number (407) 801-0191
- Pine Lake Villas Subdivision
Amenities
- Clubhouse
Recreation
- Community Pool
Pet Policy
- Pets Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 16, 2024
Closed on
Mar 28, 2025
Sold by
Grno Cortnie Marie and Fetzer Cortnie Marie
Bought by
Hutchinson Delicia A
Seller's Agent
Laura Mcadams
EXP REALTY LLC
Buyer's Agent
Jorge Espinosa
THE REAL ESTATE GALLERY LLC
List Price
$235,000
Sold Price
$235,000
Views
1
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,851
Avg. Annual Appreciation
-3.02%
Original Mortgage
$50,000
Outstanding Balance
$49,792
Interest Rate
8.7%
Estimated Equity
$180,357
Purchase Details
Closed on
Oct 28, 2022
Sold by
Grand Oak Llc
Bought by
Grno Cortnie Marie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,341
Interest Rate
6.02%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 16, 2012
Sold by
Foster Linda M and Henry William J
Bought by
Grand Oak Llc
Purchase Details
Closed on
Jul 15, 2008
Sold by
Helmick Bernie
Bought by
Henry Marie E and Marie E Henry Trust
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $235,000 | Clear Title Solutions | |
| Warranty Deed | $235,000 | Clear Title Solutions | |
| Warranty Deed | $202,000 | Stewart Title Company | |
| Deed | $55,000 | Attorney | |
| Warranty Deed | $115,000 | Stewart Approved Title Inc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $50,000 | No Value Available | |
| Closed | $50,000 | No Value Available | |
| Open | $188,000 | New Conventional | |
| Closed | $188,000 | New Conventional | |
| Previous Owner | $198,341 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/22/2025 04/22/25 | Sold | $235,000 | 0.0% | $217 / Sq Ft |
| 12/16/2024 12/16/24 | Pending | -- | -- | -- |
| 12/16/2024 12/16/24 | For Sale | $235,000 | -- | $217 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,570 | $182,400 | $25,000 | $157,400 |
| 2024 | $3,287 | $186,300 | $25,000 | $161,300 |
| 2023 | $3,287 | $182,300 | $14,900 | $167,400 |
| 2022 | $1,926 | $133,200 | $14,900 | $118,300 |
| 2021 | $1,745 | $111,800 | $14,900 | $96,900 |
| 2020 | $1,524 | $88,900 | $14,900 | $74,000 |
| 2019 | $1,346 | $71,300 | $14,900 | $56,400 |
| 2018 | $1,249 | $65,500 | $14,900 | $50,600 |
| 2017 | $1,160 | $59,700 | $14,900 | $44,800 |
| 2016 | $1,083 | $55,200 | $14,900 | $40,300 |
| 2015 | $1,073 | $53,600 | $14,900 | $38,700 |
| 2014 | $1,021 | $50,700 | $14,200 | $36,500 |
Source: Public Records
Agents Affiliated with this Home
-
Laura Mcadams
-
Jorge Espinosa
Buyer's Agent in 2025
Jorge Espinosa
THE REAL ESTATE GALLERY LLC
(407) 963-8816
14 Total Sales
Map
Source: Stellar MLS
MLS Number: S5117033
APN: 09-26-30-0610-000A-0090
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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