NOT LISTED FOR SALE

3538 Prospect Church Rd Apison, TN 37302

Estimated Value: $518,000 - $660,000

4 Beds
4 Baths
2,694 Sq Ft
$217/Sq Ft Est. Value

Last Sold September 29, 2020

Last sale price $310,000 $115 Per Sq Ft

Est. 89% increase in value since last sale

Current estimated payment $3,324/month

108 Days on Market

Highlights

  • 1.28 Acre Lot
  • Deck
  • Whirlpool Bathtub
  • Apison Elementary School Rated A-
  • Wooded Lot
  • High Ceiling

About This Home

As of September 2020

REDUCED! Foreclosure Sale. Property sold as-is, where-is, no warranties expressed or implied.

Over 1 acre lot in Prime Location. Quiet, semi-private, wooded lot. Cannot see this house from the road.

Incredible storage and expansion areas.! Full un-finished insulated basement with full bath room. 9' slick ceilings on main floor. Slate tile entry. Covered deck on 2nd floor puts you in a wooded canopy of privacy! Bright canned lights in great room & kitchen. Great room plus a good size living room & dining. Full bath on main floor. The master bedroom bath has a custom like designed ceilings and windows over the Jacuzzi whirlpool. The kitchen has a large island & separate breakfast bar, & built-in custom display cabinet. Kohler deep sink. 3 car garage on main floor.

Last Agent to Sell the Property

Gil Patton

Real Estate Partners Chattanooga LLC License #022287 Listed on: 05/12/2020

Real Estate Partners Chattanooga LLC

Last Buyer's Agent

Bekah Cochran

Keller Williams Realty License #311881

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,745

Year Built

  • Built in 2006

Lot Details

  • 1.28 Acre Lot
  • Lot Dimensions are 138.27'x452.92'
  • Rural Setting
  • Level Lot
  • Wooded Lot

Parking

  • 3 Car Garage
  • Parking Accessed On Kitchen Level
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Brick Exterior Construction
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation
  • Stone

Interior Spaces

  • 2,694 Sq Ft Home
  • 3-Story Property
  • High Ceiling
  • Insulated Windows
  • Great Room
  • Living Room
  • Formal Dining Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Walk-In Attic

Kitchen

  • Eat-In Kitchen
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Carpet
  • Tile
  • Slate Flooring

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 4 Full Bathrooms
  • Whirlpool Bathtub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Apison Elementary School
  • Ooltewah Middle School
  • Ooltewah High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Esther & Viola Moore Subdivision

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 161 055.08
  • $62,750 per year additional tax assessments

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,745

Year Built

Built in 2006

Lot Details

0

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.28
  • Lot Size: 138.27'x452.92'
  • Subdivision Name: Esther & Viola Moore
  • Directions: East on E. Brainerd Rd. past Apison Elementary School. Turn left 1/4 mile past the farm hardware store on Prospect Church Rd.. Property is located about 1/2 mile on right. Concrete driveway.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Three Or More
  • Living Area: 2694.0
  • New Construction: No
  • Year Built: 2006
  • Cooling:Electric: Yes
  • Location Tax and Legal Parcel Number2: 161 055.08
  • Location Tax and Legal Elementary School: Apison Elementary
  • Location Tax and Legal Middle Or Junior School2: Ooltewah Middle
  • Location Tax and Legal High School: Ooltewah
  • Location Tax and Legal:Tax Annual Amount: 1745.0
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 1.28
  • General Property Information Lot Size Square Feet2: 55756.8
  • General Property Information Lot Size Dimensions: 138.27'x452.92'
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • Utilities:Electricity Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Roof Asphalt5: Yes
  • Foundation Details Concrete Perimeter: Yes
  • Levels Three Or More: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Interior Features Whirlpool Tub2: Yes
  • Location Tax and Legal Tax Other Annual Assessment Amount: 62750.0
  • Patio And Porch Features Porch - Covered: Yes
  • Lot Features Rural: Yes
  • Parking Features Kitchen Level2: Yes
  • Special Listing Conditions:Real Estate Owned: Yes
  • Flooring:Slate: Yes
  • Special Features: RealEstateOwned

Interior Features

  • Appliances: Electric Water Heater, Disposal, Dishwasher
  • Has Basement: Full, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace: No
  • Flooring: Carpet, Slate, Tile
  • Interior Amenities: Eat-in Kitchen, Granite Counters, High Ceilings, Plumbed, Separate Dining Room, Separate Shower, Tub/shower Combo, Walk-In Closet(s), Whirlpool Tub
  • Window Features: Insulated Windows
  • ResoLivingAreaSource: Estimated
  • Basement:Unfinished: Yes
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Electric Water Heater: Yes
  • Attic Features:Walk-In Attic: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Granite Counters: Yes

Exterior Features

  • Lot Features: Level, Rural, Sloped, Wooded
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Stone, Vinyl Siding, Other
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Porch - Covered
  • Roof: Asphalt, Shingle
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Lot Features:Wooded: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Insulated Windows: Yes
  • Lot Features:Sloped: Yes
  • Construction Materials:Stone: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 3.0
  • Parking Features: Garage Door Opener, Kitchen Level, Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Garage Spaces: 3.0
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Available
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Apison Elementary
  • High School: Ooltewah
  • Middle Or Junior School: Ooltewah Middle

Lot Info

  • Lot Size Sq Ft: 55756.8
  • Additional Parcels: No
  • Parcel #: 161 055.08
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1745.0
  • Tax Other Annual Assessment Amount: 62750.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 12, 2020
Closed on
Sep 29, 2020
Sold by
Tennessee Valley Federal Credit Union
Bought by
Schultz Jason Andrew and Schultz Macey Bergette
Seller's Agent
Gil Patton
Real Estate Partners Chattanooga LLC
Buyer's Agent
Bekah Cochran
Keller Williams Realty
List Price
$349,000
Sold Price
$310,000
Premium/Discount to List
-$39,000
-11.17%
Current Estimated Value
$584,710

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$274,710
Avg. Annual Appreciation
13.61%
Original Mortgage
$232,500
Outstanding Balance
$209,119
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$373,023

Purchase Details

Closed on
Apr 27, 2020
Sold by
Leeds Charles Lindsay and Leeds Jamie Lynn
Bought by
Tennessee Valley Federal Credit Union

Purchase Details

Closed on
Jan 7, 2011
Sold by
Vaughn Bryan
Bought by
Leeds Charles Lindsay and Leeds Jamie Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$241,225
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 10, 2002
Sold by
Morris Derek John and Morris Bodil Lynn
Bought by
Vaughn Bryan

Purchase Details

Closed on
Oct 1, 1998
Sold by
Morris Derek John and Morris Bodil Lynn
Bought by
Chen Philip S and Chen Inger Lise
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Schultz Jason Andrew $310,000 Jones Ttl Insurnace Agnecy I
Tennessee Valley Federal Credit Union $330,000 None Available
Leeds Charles Lindsay $247,500 Alliance Title Llc
Vaughn Bryan $18,500 Chattanooga Title
Chen Philip S -- Chattanooga Title
Morris Derek John $15,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Schultz Jason Andrew $232,500
Previous Owner Leeds Charles L $1,393,000
Previous Owner Leeds Charles Lindsay $76,000
Previous Owner Leeds Charles Lindsay $44,500
Previous Owner Leeds Charles Lindsay $241,225
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/29/2020 09/29/20 Sold $310,000 -11.2% $115 / Sq Ft
08/28/2020 08/28/20 Pending -- -- --
05/12/2020 05/12/20 For Sale $349,000 -- $130 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,945 $86,950 $0 $0
2023 $1,954 $86,950 $0 $0
2022 $1,954 $86,950 $0 $0
2021 $1,954 $86,950 $0 $0
2020 $1,744 $62,750 $0 $0
2019 $1,744 $62,750 $0 $0
2018 $1,744 $62,750 $0 $0
2017 $1,744 $62,750 $0 $0
2016 $1,697 $0 $0 $0
2015 $1,697 $61,050 $0 $0
2014 $1,697 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1317721

Greater Chattanooga REALTORS®

APN: 161-055.08