$120,800
SOLD JUL 28, 2025

354 Idaho St Waterloo, IA 50703

Neighbors for Life Neighborhood
4 Beds
1 Bath
1,799 Sq Ft
10,000 Sq Ft Lot

Recently Sold

$67 Per Sq Ft

1% Below List Price

18 Days on Market

Highlights

  • Corner Lot
  • Bungalow
  • Ceiling Fan
  • 2 Car Detached Garage
  • Forced Air Heating and Cooling System
  • 5-minute walk to Cedar Park

About This Home

As of July 2025

Unusual 1954, custom built, story 1/2, 4 bedroom home, maintained by the same family for all these years. Large 80'X125' lot. Additional land adjacent, owned and maintained by the city of Waterloo. 20'X20' detached garage with opener and an 8'X10' storage shed. 12'X30' finished family room with a dry bar in lower level. This is a great place to raise family.

Last Agent to Sell the Property

Sam Runyan

Structure Real Estate License #B13496000 Listed on: 06/09/2025

Last Buyer's Agent

Troy Olson

Oakridge Real Estate License #S66182

Oakridge Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,038

Year Built

  • Built in 1954

Lot Details

  • 10,000 Sq Ft Lot
  • Lot Dimensions are 80x125
  • Corner Lot
  • Level Lot

Home Design

  • Bungalow
  • Shingle Roof
  • Asphalt Roof
  • Aluminum Siding

Interior Spaces

  • 1,799 Sq Ft Home
  • Ceiling Fan
  • Free-Standing Range
  • Partially Finished Basement

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry on lower level
  • Washer and Electric Dryer Hookup

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Schools

  • Lowell Elementary School
  • Bunger Middle School
  • East High School

Utilities

  • Forced Air Heating and Cooling System
  • Window Unit Cooling System
  • Gas Water Heater
  • Fiber Optics Available

Listing and Financial Details

  • Assessor Parcel Number 891230405001

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,038

Year Built

Built in 1954

Lot Details

0

Listing Details

  • Parcel Number: 891230405001
  • Year Built: 1954
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • ResoLaundryFeatures: Dryer Hookup-Ele, Lower Level, Washer Hookup
  • ResoLotFeatures: Corner Lot, Level
  • Lot Size Acres: 0.23
  • Road Frontage Type: Hard Surface Road
  • Road Surface Type: Crushed Rock
  • Co List Office Phone: 319-260-2016
  • MLS Status: Closed
  • Architectural Style: Bungalow
  • Reso Fireplace Features: None
  • Reso Interior Features: Ceiling Fan/Light, Fiber Optic
  • Reso Roof: Shingle, Asphalt
  • TotalFinishedSquareFootage: 1799
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Free-Standing Range, Refrigerator, Gas Water Heater
  • Basement: Floor Drain, Partially Finished
  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 360
  • BelowGradeArea: 852

Exterior Features

  • Construction Type: Aluminum Siding, Shingle Siding
  • Exterior Features: School Bus Service

Garage/Parking

  • Parking Features: 2 Stall, Detached Garage, Garage Door Opener

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Window Unit(s)
  • Heating: Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Lowell Elementary
  • High School: East High
  • Middle Or Junior School: Bunger

Lot Info

  • Zoning: R-1
  • Lot Dimensions: 80x125
  • Lot Size Sq Ft: 10000
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 1038

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 9, 2025
Closed on
Jul 8, 2025
Sold by
Stoler Refa D
Bought by
Papach James
Seller's Agent
Sam Runyan
Structure Real Estate
Buyer's Agent
Troy Olson
Oakridge Real Estate
List Price
$121,500
Sold Price
$120,800
Premium/Discount to List
-$700
-0.58%
Views
30

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-11.70%
Original Mortgage
$118,612
Outstanding Balance
$118,511
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
$203
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Fiduciary Deed $121,000 Title Services
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $118,612 FHA
Previous Owner $52,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/28/2025 07/28/25 Sold $120,800 -0.6% $67 / Sq Ft
06/27/2025 06/27/25 Pending -- -- --
06/09/2025 06/09/25 For Sale $121,500 -- $68 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $988 $69,460 $12,420 $57,040
2023 $1,150 $69,460 $12,420 $57,040
2022 $1,118 $61,240 $12,420 $48,820
2021 $1,130 $61,240 $12,420 $48,820
2020 $1,108 $58,520 $9,700 $48,820
2019 $1,108 $58,520 $9,700 $48,820
2018 $1,110 $58,520 $9,700 $48,820
2017 $1,148 $58,520 $9,700 $48,820
2016 $1,130 $58,520 $9,700 $48,820
2015 $1,130 $58,520 $9,700 $48,820
2014 $760 $54,450 $9,700 $44,750
Source: Public Records

Agents Affiliated with this Home

  • S

    Seller's Agent in 2025

    Sam Runyan

    Structure Real Estate

    (319) 404-8333

    1 in this area

    12 Total Sales

    Sam Runyan
    Section Image
  • Troy Olson

    Buyer's Agent in 2025

    Troy Olson

    Oakridge Real Estate

    (319) 290-4878

    3 in this area

    65 Total Sales

    Troy Olson
    Section Image
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Map

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20252667

Northeast Iowa Regional Board of REALTORS®

APN: 8912-30-405-001

Iowa Black Hawk County Waterloo 50703 Neighbors for Life

354 Idaho St, Waterloo, IA

This home is located at 354 Idaho St, Waterloo, IA 50703 and is currently priced at $120,800, approximately $67 per square foot. This property was built in 1954. 354 Idaho St is a home located in Black Hawk County with nearby schools including Lowell Elementary School, Bunger Middle School, and West High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northeast Iowa Regional Board of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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