NOT LISTED FOR SALE

3558 Valley Trail Chattanooga, TN 37415

Mountain Creek Neighborhood

Estimated Value: $388,807 - $428,000

4 Beds
2.5 Baths
2,080 Sq Ft
$196/Sq Ft Est. Value

Last Sold July 01, 2021

Last sale price $276,000 $133 Per Sq Ft

Est. 48% increase in value since last sale

Current estimated payment $2,327/month

2 Days on Market

Highlights

  • Mountain View
  • Contemporary Architecture
  • Main Floor Primary Bedroom
  • Deck
  • Wood Flooring
  • Community Pool

About This Home

As of July 2021

Freshly painted interior, new gas water heater, large flat fenced-in back yard and impeccably maintained, this home is move-in ready! Super close to schools, grocery stores and coffee shops, a pharmacy and a post office, this home is just minutes away from everything that Red Bank, downtown Chattanooga, Hixson and North Shore have to offer. Don't wait too long or this one will slip away!

Last Agent to Sell the Property

Robert Baker

Crye-Leike, REALTORS Listed on: 04/16/2021

Last Buyer's Agent

Charity Martin

The Group Real Estate Brokerage License #345233

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,958

Year Built

  • Built in 1967

Lot Details

  • Lot Dimensions are 110x195.8
  • Fenced
  • Level Lot

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Basement Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Split Level Home
  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof

Interior Spaces

  • 2,080 Sq Ft Home
  • Electric Fireplace
  • Vinyl Clad Windows
  • Aluminum Window Frames
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Den with Fireplace
  • Mountain Views
  • Finished Basement
  • Partial Basement
  • Storage In Attic

Kitchen

  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Home Security

  • Intercom
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Outbuilding
  • Outdoor Gas Grill

Schools

  • Red Bank Elementary School
  • Red Bank Middle School
  • Red Bank High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 108k C 013

Community Details

Overview

  • Spring Valley Unit 1 Subdivision

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,958

Year Built

Built in 1967

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 110X195.8
  • Subdivision Name: Spring Valley Unit 1
  • Directions: From US 27, E on Morrison Springs Rd, SW on Mountain Creek Rd, left on Valley Trl, home is on the left.
  • Architectural Style: Contemporary
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Multi/Split
  • Living Area: 2080.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 1967
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 108k C 013
  • Location Tax and Legal Elementary School: Red Bank Elementary
  • Location Tax and Legal Middle Or Junior School2: Red Bank Middle
  • Location Tax and Legal High School: Red Bank High School
  • Location Tax and Legal:Tax Annual Amount: 1957.63
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Dimensions: 110X195.8
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Laundry Closet: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Roof Asphalt5: Yes
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • View:Mountain(s): Yes
  • Fencing Fenced: Yes
  • Architectural Style:Contemporary: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Flooring:Vinyl: Yes
  • Brick and Stone Features Partial Brick: Yes
  • Other Structures:Out Building: Yes
  • Other Equipment:Intercom: Yes
  • Levels MultiSplit: Yes
  • Special Features: None

Interior Features

  • Appliances: Microwave, Gas Water Heater, Free-Standing Electric Range, Disposal, Dishwasher
  • Other Equipment: Intercom
  • Has Basement: Finished, Partial
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Den, Electric, Family Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Vinyl
  • Interior Amenities: Pantry, Primary Downstairs, Separate Dining Room, Walk-In Closet(s)
  • Window Features: Aluminum Frames, Vinyl Frames
  • ResoLivingAreaSource: Owner
  • Appliances Dishwasher: Yes
  • Basement:Partial: Yes
  • Community Features:Playground: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Attic Features:Storage Only: Yes
  • Appliances:Gas Water Heater: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Pool Features:Community: Yes
  • Fireplace Features:Electric4: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Level
  • Pool Features: Community
  • View: Mountain(s), Other
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Other
  • Exterior Features: Gas Grill
  • Foundation Details: Block
  • Other Structures: Outbuilding
  • Patio And Porch Features: Deck, Patio, Porch, Porch - Covered
  • Roof: Asphalt, Shingle
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Gas Grill: Yes
  • Window Features:Aluminum Frames: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Basement, Garage Door Opener
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Basement: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Closet, Laundry Room, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Utilities: Cable Available, Electricity Available, Phone Available, Sewer Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Playground
  • Senior Community: No
  • Association Fee: 100.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 100.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Red Bank Elementary
  • High School: Red Bank High School
  • Middle Or Junior School: Red Bank Middle

Lot Info

  • Additional Parcels: No
  • Parcel #: 108k C 013

Tax Info

  • Tax Annual Amount: 1957.63

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 16, 2021
Closed on
Jul 1, 2021
Sold by
Emerson Ralph D and Emerson Katherine D
Bought by
Stewart Aaron Ross and Stewart Helene Sophie
Seller's Agent
Robert Baker
Crye-Leike, REALTORS
Buyer's Agent
Charity Martin
The Group Real Estate Brokerage
List Price
$265,000
Sold Price
$276,000
Premium/Discount to List
$11,000
4.15%
Current Estimated Value
$408,452

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$132,452
Avg. Annual Appreciation
8.91%
Original Mortgage
$220,800
Outstanding Balance
$203,357
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$190,349

Purchase Details

Closed on
Jan 29, 2018
Sold by
Emerson Ralph D and Emerson Katherine D
Bought by
Emerson Ralph D and Emerson Katherine D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,400
Interest Rate
3.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 26, 2018
Sold by
Emerson Ralph D and Emerson Heatherine D
Bought by
Emerson Ralph D and Emerson Katherine D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,400
Interest Rate
3.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 17, 2017
Sold by
Emerson Ralph D and Emerson Katherine D
Bought by
Emerson Ralph D and Emerson Katherine D

Purchase Details

Closed on
May 25, 2007
Sold by
G & B Services Llc
Bought by
Emerson Ralph D and Emerson Katherine D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,200
Interest Rate
6.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 28, 2006
Sold by
Craig Kip Reece
Bought by
G & B Services Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,000
Interest Rate
6.6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 27, 2006
Sold by
Craig Kip Reece
Bought by
Craig Kip Reece

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,000
Interest Rate
6.6%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stewart Aaron Ross $276,000 Title Guaranty & Trust Co
Emerson Ralph D -- None Available
Emerson Ralph D -- None Available
Emerson Ralph D -- None Available
Emerson Ralph D $178,000 None Available
G & B Services Llc $85,000 None Available
Craig Kip Reece -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stewart Aaron Ross $220,800
Previous Owner Emerson Ralph D $139,400
Previous Owner Emerson Katherine D $150,850
Previous Owner Emerson Ralph D $160,200
Previous Owner G & B Services Llc $85,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/01/2021 07/01/21 Sold $276,000 +4.2% $133 / Sq Ft
04/18/2021 04/18/21 Pending -- -- --
04/16/2021 04/16/21 For Sale $265,000 -- $127 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,115 $49,825 $0 $0
2023 $1,115 $49,825 $0 $0
2022 $1,115 $49,825 $0 $0
2021 $1,115 $49,825 $0 $0
2020 $1,074 $38,825 $0 $0
2019 $1,074 $38,825 $0 $0
2018 $1,011 $38,825 $0 $0
2017 $1,074 $38,825 $0 $0
2016 $1,025 $0 $0 $0
2015 $1,996 $37,075 $0 $0
2014 $1,996 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • R

    Seller's Agent in 2021

    Robert Baker

    Crye-Leike, REALTORS

  • C

    Buyer's Agent in 2021

    Charity Martin

    The Group Real Estate Brokerage

    (423) 531-9000

    4 in this area

    185 Total Sales

    Charity Martin
    Section Image
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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1334290

Greater Chattanooga REALTORS®

APN: 108K-C-013

Tennessee Hamilton County Chattanooga 37415 Mountain Creek

3558 Valley Trail, Chattanooga, TN

This home is located at 3558 Valley Trail, Chattanooga, TN 37415 since 16 April 2021 and is currently estimated at $408,452, approximately $196 per square foot. This property was built in 1967. 3558 Valley Trail is a home located in Hamilton County with nearby schools including Red Bank Elementary School, Red Bank Middle School, and Red Bank High School.

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