$375,000
$50K PRICE DROP

3569 Oak Lake Dr Palm Harbor, FL 34684

Estimated payment $2,387/month

Total Views 84,124
2 Beds
2 Baths
1,466 Sq Ft
$256 Price per Sq Ft

Highlights

  • Golf Course Community
  • Active Adult
  • Clubhouse
  • Heated In Ground Pool
  • Lake View
  • Private Lot

About This Home

One or more photo(s) has been virtually staged. The time is now to jump on the house!!! PRICE REDUCTION....Welcome to 3569 Oak Lake Drive, a delightful single-family home nestled in the heart of Palm Harbor's esteemed Highland Lakes community. This residence offers a harmonious blend of comfort, style, and active living in one of Florida's most sought-after 55+ neighborhoods.
Step inside to discover a spacious split-bedroom floor plan designed for both privacy and comfort. This is basically a 2-bedroom home built within a 3-bedroom floorplan so all the rooms are large. The open-concept living and dining areas are bathed in natural light, creating a warm and inviting atmosphere. The kitchen boasts ample cabinetry and a cozy breakfast nook, perfect for morning coffee. The primary suite features a walk-in closet and an en-suite bathroom, while the second bedroom offers flexibility for guests or a home office.
The Florida room provides additional living space, ideal for relaxing or entertaining guests. The landscaped yard offers a serene setting with mature trees and lush greenery.
Highland Lakes is renowned for its resort-style amenities... Enjoy free access to three private nine-hole executive golf courses, along with tennis, pickleball, bocce ball, and shuffleboard courts. For those who love the water, community pontoon boats offer a relaxing way to explore Lake Tarpon. Feeling creative? Dive into hands-on fun with ceramics, stained glass, and woodworking studios. With over 40 active clubs and complimentary RV and boat storage, there’s something here for everyone to enjoy year-round.
Located just minutes from Gulf beaches, shopping, dining, and top-rated medical facilities, 3569 Oak Lake Drive offers the perfect blend of tranquility and convenience. Don't miss this opportunity to enjoy the Florida lifestyle in a vibrant, active community. Close to all the Tampa Bay Area has to offer; Championship golf courses, Tampa International Airport, NHL, NFL, MLB events, Grand Prix, PGA events, fine dining, concerts, parks, biking trails, BMX events, and more. Begin Your Paradise Life Today.

Listing Agent

Lou Tutko

PARADISE LIFE REALTY Brokerage Phone: 727-698-2996 License #3320577 Listed on: 05/07/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,919

Year Built

  • Built in 1987

Lot Details

  • 7,153 Sq Ft Lot
  • Lot Dimensions are 65x110
  • Unincorporated Location
  • West Facing Home
  • Landscaped
  • Private Lot
  • Sloped Lot
  • Irrigation Equipment
  • Property is zoned RPD-7.5

HOA Fees

  • $164 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • Lake
  • Garden

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,466 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Sliding Doors
  • Family Room
  • Living Room
  • Laundry in Garage

Kitchen

  • Breakfast Area or Nook
  • Range
  • Microwave

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Pool

  • Heated In Ground Pool

Schools

  • Highland Lakes Elementary School
  • Carwise Middle School
  • Palm Harbor Univ High School

Utilities

  • Central Heating and Cooling System
  • Natural Gas Connected
  • Electric Water Heater
  • High Speed Internet

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Scarlett Roach Association, Phone Number (727) 784-1402
  • Highland Lakes Unit Eighteen Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Amenities

  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Recreation Facilities
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,919

Year Built

Built in 1987

Lot Details

0

HOA Fees

$164 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1466
  • Lot Size Acres: 0.16
  • New Construction: No
  • Year Built: 1987
  • Building Area Total: 2170
  • Lot Size Sq Ft: 7153
  • Directions to Property: Tampa Road to Lake St.George to Highland Lakes to Oak Lake.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Clearwater
  • Escrow Postal Code: 33759
  • Escrow State: FL
  • Escrow Street Name: Enterprise Rd E Suite 270
  • Escrow Street Number: 2605
  • List Office Head Office Key Nume: 544619658
  • Minimum Lease: 3 Months
  • RATIO Current Price By Calculate: 255.80
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 727-698-2996
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s)
  • Appliances Included: Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Street Number Modifier: 3569
  • Living Area Meters: 136.20
  • Room Count: 5

Exterior Features

  • Direction Faces: West
  • Pool Features: Heated, In Ground
  • Exterior Features: Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Garden, Water
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water Extras YN: 0
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Pool, Tennis Court(s)
  • Association Amenities: Clubhouse, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Tennis Court(s)
  • Association Fee: 164
  • Association Fee Frequency: Monthly
  • Association Name: Scarlett Roach
  • Phone: 727-784-1402
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Please contact HOA directly for detailed pet restrictions.
  • Association Fee Requirement: Required
  • Association Email: SRoach@HighlandLakesHOA.net

Fee Information

  • Total Annual Fees: 1968.00
  • Total Monthly Fees: 164.00
  • Monthly HOA Amount: 164.00

Schools

  • Elementary School: Highland Lakes Elementary-PN
  • High School: Palm Harbor Univ High-PN
  • Middle Or Junior School: Carwise Middle-PN

Lot Info

  • Zoning: RPD-7.5
  • Parcel Number: 05-28-16-38925-000-0190
  • Additional Parcels: No
  • Lot Features: In County, Landscaped, Private, Sloped, Paved, Unincorporated
  • Lot Dimensions: 65x110
  • Flood Zone Code: x
  • Homestead YN: 0
  • Lot Size Square Meters: 665

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please contact HOA directly for detailed rental restrictions.

Tax Info

  • Tax Annual Amount: 2919.14
  • Tax Block: 000
  • Tax Book Number: 95-27
  • Tax Lot: 19

Multi Family

  • Approval Process: Please contact HOA directly for detailed rental restrictions.

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,860 $205,077 -- --
2023 $2,860 $199,104 $0 $0
2022 $2,851 $193,305 $0 $0
2021 $2,876 $187,675 $0 $0
2020 $2,865 $185,084 $0 $0
2019 $2,811 $180,923 $0 $0
2018 $2,769 $177,550 $0 $0
2017 $2,742 $173,898 $0 $0
2016 $2,707 $169,924 $0 $0
2015 $3,292 $154,065 $0 $0
2014 $2,938 $144,280 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/08/2025 09/08/25 Price Changed $375,000 -6.0% $256 / Sq Ft
07/27/2025 07/27/25 Price Changed $399,000 -3.9% $272 / Sq Ft
05/28/2025 05/28/25 Price Changed $415,000 -2.4% $283 / Sq Ft
05/07/2025 05/07/25 For Sale $425,000 +117.9% $290 / Sq Ft
08/17/2018 08/17/18 Off Market $195,000 -- --
12/01/2014 12/01/14 Sold $195,000 -9.3% $133 / Sq Ft
10/23/2014 10/23/14 Pending -- -- --
10/11/2014 10/11/14 Price Changed $214,900 -1.8% $147 / Sq Ft
09/26/2014 09/26/14 Price Changed $218,900 -2.2% $149 / Sq Ft
09/13/2014 09/13/14 Price Changed $223,900 -0.4% $153 / Sq Ft
08/27/2014 08/27/14 Price Changed $224,900 -1.8% $153 / Sq Ft
06/08/2014 06/08/14 For Sale $229,000 -- $156 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $195,000 Albritton Title Inc
Quit Claim Deed $80,000 Attorney
Quit Claim Deed $40,000 None Available
Warranty Deed $209,000 Title America Cr Llc
Warranty Deed $128,000 --
Warranty Deed $110,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $161,455 New Conventional
Previous Owner $167,000 Purchase Money Mortgage
Previous Owner $62,000 New Conventional
Source: Public Records

About the Listing Agent

Lou Tutko

PARADISE LIFE REALTY

(727) 295-3788

Section Image

I am the Broker/Owner of Paradise Life Realty in Palm Harbor, Florida. We cover Pinellas, Pasco and Hillsborough counties, providing home buyers and sellers with professional, responsive and attentive real estate services. Want an agent who really listens to what you want in a home? Need an agent who knows how to effectively market your home so it sells for maximum profits? With over 200 successful closings, we have the experience and knowledge to handle anything that comes our way. Give us a

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Source: Stellar MLS

MLS Number: TB8382827

Stellar MLS

APN: 05-28-16-38925-000-0190