Romel Camacho
TCT REALTY GROUP LLC
(352) 780-1185
407 Total Sales
2 in Hernando
$190K - $232K Price Range
3570 E Cove Park Trail Hernando, FL 34442
Hernando AreaEstimated Value: $222,182
2
Beds
2
Baths
1,138
Sq Ft
$195/Sq Ft
Est. Value
Highlights
- Community Boat Dock
- Fitness Center
- Gated Community
- Parking available for a boat
- Active Adult
- Waterfront
About This Home
As of August 2025Affordable Florida Living in Arbor Lakes! This charming, fully furnished home is move-in ready and offers incredible value in the sought-after 55+ gated waterfront community of Arbor Lakes. Nestled on a spacious, fully fenced lot, it combines comfort and convenience—great for full-time living or a relaxing seasonal escape. Inside, you’ll find a thoughtfully designed split floor plan with a welcoming living room, dedicated dining area, and a bright, functional kitchen. The bedrooms are nicely sized, and both bathrooms have been tastefully updated. Step out to the screened-in back patio to enjoy peaceful mornings or quiet evenings in your serene backyard—great for gardening, pets, or just soaking in the Florida sunshine. Arbor Lakes is known for its low HOA, a serene setting, vibrant community lifestyle, and great amenities . Don’t miss your chance to own the most affordable home in this beautiful community!
Last Agent to Sell the Property
Century 21 J.W.Morton R.E. License #3336257 Listed on: 06/03/2025
Last Buyer's Agent
Century 21 J.W.Morton R.E. License #3336257 Listed on: 06/03/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,524
Year Built
- Built in 2002
Lot Details
- 7,460 Sq Ft Lot
- Waterfront
- Property fronts a private road
- Chain Link Fence
- Level Lot
- Property is zoned PDR
HOA Fees
- $172 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Driveway
- Parking available for a boat
- RV Access or Parking
Home Design
- Block Foundation
- Slab Foundation
- Shingle Roof
- Asphalt Roof
- Stucco
Interior Spaces
- 1,138 Sq Ft Home
- 1-Story Property
- Cathedral Ceiling
- Laminate Flooring
Kitchen
- Breakfast Bar
- Electric Oven
- Electric Cooktop
- Built-In Microwave
- Dishwasher
- Laminate Countertops
Bedrooms and Bathrooms
- 2 Bedrooms
- Split Bedroom Floorplan
- 2 Full Bathrooms
- Shower
- Separate Shower
Laundry
- Laundry in Garage
- Dryer
- Washer
Outdoor Features
- Water Access
Schools
- Hernando Elementary School
- Citrus Springs Middle School
- Citrus High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Water Heater
Community Details
Overview
- Active Adult
- Association fees include cable TV, high speed internet, legal/accounting, pool(s), recreation facilities, road maintenance, street lights, security, tennis courts, trash
- Arbor Lakes Association, Phone Number (352) 812-8086
- Arbor Lakes Subdivision
Amenities
- Shops
- Clubhouse
- Billiard Room
Recreation
- Community Boat Dock
- Community Boat Facilities
- Tennis Courts
- Fitness Center
- Community Pool
- Trails
Security
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 3, 2025
Closed on
Aug 12, 2025
Sold by
Helen M Tragesser Trust and Tragesser Helen M
Bought by
Seller's Agent
Lindsey Cummins
Century 21 J.W.Morton R.E.
Buyer's Agent
Lindsey Cummins
Century 21 J.W.Morton R.E.
List Price
$219,000
Sold Price
$200,000
Premium/Discount to List
-$19,000
-8.68%
Views
91
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,182
Avg. Annual Appreciation
10.03%
Purchase Details
Listed on
Jan 8, 2016
Closed on
Feb 26, 2016
Sold by
Provencal Ann Atwood Ogden and Ogden William G
Bought by
Tragesser Helen M and Helen M Tragesser Trust
Seller's Agent
Ruth Frederick
Century 21 J.W.Morton R.E.
Buyer's Agent
Lindsey Cummins
Century 21 J.W.Morton R.E.
List Price
$116,900
Sold Price
$117,000
Premium/Discount to List
$100
0.09%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.83%
Purchase Details
Closed on
Jan 3, 2005
Sold by
Apking Lila J
Bought by
Ogden William G and The Ann Atwood Ogden Provencal Trust
Purchase Details
Closed on
Sep 11, 2003
Sold by
Krzeminski Nancy C
Bought by
Apking Lila J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,600
Interest Rate
6.13%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 1, 2003
Bought by
Tragesser Helen M and Helen M Tragesser Trust Udt
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,600
Interest Rate
6.13%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 1, 2003
Bought by
Tragesser Helen M and Helen M Tragesser Trust Udt
Purchase Details
Closed on
Aug 1, 1999
Bought by
Tragesser Helen M and Helen M Tragesser Trust Udt
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Hernando, FL
-
Romel Camacho
-
Kim Adams
Kim Adams
Responds QuicklyRE/MAX ELITE REALTY
(727) 202-5879
231 Total Sales
1 in Hernando
$30,000 Price
-
April Genter
April Genter
CHARLES RUTENBERG REALTY INC
(813) 592-1782
82 Total Sales
1 in Hernando
$749,000 Price
-
JAY Caballer
JAY Caballer
HOMETRUST REALTY GROUP
(813) 491-8942
74 Total Sales
2 in Hernando
$40K - $245K Price Range
-
Barrett Spray
Barrett Spray
KELLER WILLIAMS ADVANTAGE REALTY
(689) 215-8180
361 Total Sales
1 in Hernando
$69,999 Price
-
Angie Haddon
Angie Haddon
LPT REALTY, LLC
(727) 298-2277
176 Total Sales
2 in Hernando
$230K - $395K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $200,000 | First National Title | ||
| Tragesser Helen M | -- | American Title Svcs Citrus C | |
| Helen M Tragesser Trust | $117,000 | American Title Svcs Citrus C | |
| Ogden William G | $132,500 | Dba Crystal River Title | |
| Apking Lila J | $87,000 | Crystal River Title Company | |
| Tragesser Helen M | $100 | -- | |
| Tragesser Helen M | $100 | -- | |
| Tragesser Helen M | $17,900 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $69,600 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/14/2025 08/14/25 | Sold | $200,000 | -4.3% | $176 / Sq Ft | |
| 08/02/2025 08/02/25 | Pending | -- | -- | -- | |
| 07/28/2025 07/28/25 | Price Changed | $209,000 | -2.3% | $184 / Sq Ft | |
| 07/08/2025 07/08/25 | Price Changed | $214,000 | -2.3% | $188 / Sq Ft | |
| 06/03/2025 06/03/25 | For Sale | $219,000 | +87.2% | $192 / Sq Ft | |
| 03/01/2016 03/01/16 | Sold | $117,000 | +0.1% | $103 / Sq Ft | View Prior Sale |
| 01/31/2016 01/31/16 | Pending | -- | -- | -- | |
| 01/08/2016 01/08/16 | For Sale | $116,900 | -- | $103 / Sq Ft |
Source: REALTORS® Association of Citrus County
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,524 | $158,769 | $10,660 | $148,109 |
| 2024 | $2,421 | $165,297 | $9,930 | $155,367 |
| 2023 | $2,421 | $167,345 | $9,930 | $157,415 |
| 2022 | $2,117 | $147,550 | $9,930 | $137,620 |
| 2021 | $1,835 | $119,173 | $9,930 | $109,243 |
| 2020 | $1,765 | $114,263 | $9,930 | $104,333 |
| 2019 | $1,663 | $106,708 | $9,930 | $96,778 |
| 2018 | $1,519 | $95,506 | $6,710 | $88,796 |
| 2017 | $1,482 | $90,994 | $6,520 | $84,474 |
| 2016 | $650 | $74,515 | $7,590 | $66,925 |
| 2015 | $658 | $73,997 | $7,590 | $66,407 |
| 2014 | $671 | $73,410 | $11,475 | $61,935 |
Source: Public Records
Agents Affiliated with this Home
-
Lindsey Cummins
Seller's Agent in 2025
Lindsey Cummins
Century 21 J.W.Morton R.E.
(352) 201-0099
145 Total Sales
-
Ruth Frederick
RF
Seller's Agent in 2016
Ruth Frederick
Century 21 J.W.Morton R.E.
(352) 726-6668
27 Total Sales
Map
Source: REALTORS® Association of Citrus County
MLS Number: 845235
APN: 19E-18S-14-0140-000E0-0040
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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