$369,900

36 W Main St Waterloo, NY 13165

Estimated payment $2,835/month

Total Views 4,777
6 Beds
6.5 Baths
3,813 Sq Ft
$97 Price per Sq Ft

Highlights

  • Property is near public transit
  • Wood Flooring
  • 2 Fireplaces
  • Cathedral Ceiling
  • Main Floor Primary Bedroom
  • Separate Formal Living Room

About This Home

Welcome to this stately brick Victorian established as a charming and successful Bed & Breakfast in the heart of the Finger Lakes, located in the historic "Birthplace of Memorial Day." This turnkey property offers five beautifully decorated ensuite guest bedrooms, plus a private owner's suite conveniently located on the first floor. A wide, open front porch sets the tone for relaxation and leisure, perfect for enjoying your favorite drink while taking in the village atmosphere. Inside, you're greeted by a grand foyer with a magnificent staircase, leading through elegant French doors to a formal living room, a spacious entertainment room complete with a pool table, and a spacious formal dining room ideal for guest breakfasts or special events. The fully applianced kitchen features a striking black and white tiled floor, with entrance out to side yard and full basement providing added functionality. A private rear entrance and parking area ensure convenience for both owners and guests. Throughout the home, there are plenty of inviting nooks for peaceful retreats, as well as open gathering spaces that encourage connection and comfort. Included in the sale is a former carriage house, now used for storage, with exciting potential for future conversion into additional living quarters or income-producing accommodations. Just steps from the Cayuga-Seneca Canal, downtown shopping, local banks, and Memorial Day Park, this lucrative business opportunity blends timeless elegance with small-town charm in one of the Finger Lakes' most beloved communities. Please see list of improvements attached. Such an impressive B&B and home that offers so much opportunity, rather a single family home or a continued business.

Listing Agent

Belinda Fratto

Listing by Howard Hanna Brokerage Phone: 315-521-7413 License #30FR0894907 Listed on: 07/17/2025

Howard Hanna

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,717

Year Built

  • Built in 1850

Lot Details

  • 0.48 Acre Lot
  • Lot Dimensions are 50x391
  • Rectangular Lot

Parking

  • No Garage

Home Design

  • Brick Exterior Construction
  • Stone Foundation

Interior Spaces

  • 3,813 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • 2 Fireplaces
  • Entrance Foyer
  • Family Room
  • Separate Formal Living Room
  • Formal Dining Room
  • Basement Fills Entire Space Under The House

Kitchen

  • Gas Oven
  • Gas Range
  • Range Hood
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 6 Bedrooms | 1 Primary Bedroom on Main

Laundry

  • Laundry Room
  • Laundry on main level

Outdoor Features

  • Open Patio
  • Porch

Location

  • Property is near public transit

Utilities

  • Ductless Heating Or Cooling System
  • Heating System Uses Gas
  • Vented Exhaust Fan
  • Hot Water Heating System
  • Gas Water Heater

Listing and Financial Details

  • Tax Lot 77
  • Assessor Parcel Number 453801-010-000-0002-077-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,717

Year Built

Built in 1850

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1850
  • Attribution Contact: 315-521-7413
  • ResoLaundryFeatures: Main Level
  • Lot Features: Near Public Transit, Rectangular, Rectangular Lot
  • Directions: Route 5 & 20 toward Waterloo village. House sits proudly just past the four corners of Waterloo (Main Street) on the right side. Look for "Gridley Inn Bed and Breakfast" sign in front.
  • Architectural Style: Two Story
  • Flooring: Carpet, Hardwood, Varies
  • Garage Yn: No
  • Interior Features: Cathedral Ceiling(s), Separate/Formal Dining Room, Entrance Foyer, Separate/Formal Living Room, Pantry, Main Level Primary
  • Unit Levels: Two
  • Year Built Details: Existing
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Exhaust Fan, Disposal, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Range Hood
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 6
  • Half Bathrooms: 1
  • Total Bedrooms: 6
  • Fireplaces: 2
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 1
  • Total Bedrooms: 16
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.48
  • Waterfront: No
  • Construction Type: Brick, Frame
  • Foundation Details: Stone
  • Patio And Porch Features: Open, Porch

Garage/Parking

  • Parking Features: No Garage, Driveway

Utilities

  • Cooling: Ductless
  • Cooling Y N: Yes
  • Heating: Ductless, Gas, Hot Water
  • HeatingYN: Yes
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Waterloo

Lot Info

  • Parcel Number: 453801-010-000-0002-077-000-0000
  • Lot Dimensions: 50X391
  • Lot Size Sq Ft: 20909.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 9717.0
  • Tax Lot: 77

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,415 $203,000 $15,800 $187,200
2023 $9,415 $203,000 $15,800 $187,200
2022 $9,503 $203,000 $15,800 $187,200
2021 $9,172 $203,000 $15,800 $187,200
2020 $9,038 $203,000 $15,800 $187,200
2019 $3,666 $203,000 $15,800 $187,200
2018 $8,830 $203,000 $15,800 $187,200
2017 $7,040 $203,000 $15,800 $187,200
2016 $5,751 $130,000 $14,300 $115,700
2015 -- $130,000 $14,300 $115,700
2014 -- $130,000 $14,300 $115,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/17/2025 07/17/25 For Sale $369,900 -- $97 / Sq Ft
Source: Upstate New York Real Estate Information Services (UNYREIS)

Purchase History

Date Type Sale Price Title Company
Deed $100,000 Edward Obrien
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $44,900 Credit Line Revolving
Closed $20,000 Commercial
Previous Owner $56,500 Commercial
Previous Owner $10,000 Commercial
Previous Owner $130,000 Commercial
Source: Public Records

Similar Homes in Waterloo, NY

  • 9 Stark St, Waterloo, NY 13165

    $320,000

    • 4 Beds
    • 2 Baths
    • 2,687 Sq Ft
    • 9 Stark St
    • Waterloo, NY

    A Timeless Gem with Modern Luxury & Backyard Paradise Step into a home where craftsmanship meets contemporary comfort.From the moment you enter the charming foyer,you're greeted by a show-stopping staircase with a pristine,original banister—a stunning introduction to the home’s rich character. The first floor features: spacious living room ideal for relaxing or entertaining A formal dining room

    Carol Cosentino Century 21 Steve Davoli RE

    Section Image
  • 58 Fayette St, Waterloo, NY 13165

    $289,900

    • 4 Beds
    • 3 Baths
    • 1,656 Sq Ft
    • 58 Fayette St
    • Waterloo, NY

    Enjoy this spacious, roomy and bright 4 bedroom home-great for entertaining or hosting large family events, living room, family room with fireplace & insert, full finished basement-Rec room with fireplace & insert (pool table stays), laundry, bedroom & full bath(possible 5th bed room). Replacement windows throughout, Finished basement not included in total square footage. Built-in swimming pool

    Jennifer Fitzgerald Lake To Lake Real Estate

    Section Image
  • 1747 Burgess Rd, Waterloo, NY 13165

    $359,900

    • 5 Beds
    • 2.5 Baths
    • 2,356 Sq Ft
    • 1747 Burgess Rd
    • Waterloo, NY

    You will love this 5 bedroom,2 1/2 bath raised ranch home on 3.38 acres of beauty! Upper level offers 3 bedrooms,2 full baths, living room with fireplace, dining room, kitchen and beautiful knotty pine family room with vaulted ceiling. In the lower level you will find a large rec room,2 bedrooms,1/2 bath and laundry room. This home has been well maintained over the years. Store your outside

    Debbie Nepa Century 21 Steve Davoli RE

    Section Image

Source: Upstate New York Real Estate Information Services (UNYREIS)

MLS Number: R1617988

Upstate New York Real Estate Information Services (UNYREIS)

APN: 453801-010-000-0002-077-000-0000