$440,000
SOLD MAR 3, 2025
3 Beds
2.5 Baths
2,403 Sq Ft
10,032 Sq Ft Lot

Recently Sold

$183 Per Sq Ft

2% Below List Price

41 Days on Market

Highlights

  • Landscaped Professionally
  • Community Lake
  • Den
  • Oswego High School Rated A-
  • Wood Flooring
  • Porch

About This Home

As of March 2025

RARE THREE-CAR DEARBORN MODEL WITH NEW UPGRADES - READY FOR YOU IN 2024! Welcome to 360 Hemlock Lane, a classic beauty with modern finishes and recent upgrades that make it even more irresistible. This Dearborn model in popular Ashcroft Place is move-in ready and waiting for you! At just under 2,500 sq. ft., this home offers 3 spacious bedrooms, 2.5 bathrooms, a finished three-car garage, and a full basement. The light and bright kitchen features white shaker cabinetry by Aristokraft, crown molding accents, stainless steel oven/range, microwave, dishwasher, a large island/breakfast bar, and a walk-in pantry-perfect for storage and entertaining! (Washer, dryer, and refrigerator are not included.) The open-concept floor plan flows effortlessly into the family room, where a newly installed electric fireplace adds warmth and charm. Upstairs, the deluxe 18x15 primary suite boasts a massive walk-in closet, plush carpeting, and a ceiling fan rough-in. The en suite bathroom is both stylish and functional, with dual sinks, a comfort-height vanity, a low-maintenance walk-in shower, glass shower doors, and a transom window for a touch of elegance. Step outside to enjoy the new brick paver patio, complete with a firepit, perfect for cozy evenings. The fully fenced backyard adds privacy and convenience for pets or playtime. Additional highlights include: * Smart Home Features for modern living * High-efficiency furnace and A/C * Power-vented hot water heater * Low-E glass windows and programmable thermostat * Professional landscaping with established sod lawn Located on a quarter-acre lot in Oswego's Ashcroft Place, you'll enjoy proximity to downtown shopping, dining, and highly rated Oswego District 308 Schools. Why wait for new construction? This upgraded home is ready now and better than ever. Schedule your showing today-you'll see it, love it, and want to make it yours!

Last Agent to Sell the Property

Doris E Rivera

Coldwell Banker Realty License #475122684 Listed on: 12/09/2024

Coldwell Banker Realty

Co-Listed By

Chris Rivera

Coldwell Banker Realty License #475155481

Last Buyer's Agent

Craig Foley

john greene, Realtor License #475185246

john greene, Realtor

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,829

Year Built

  • Built in 2020

Lot Details

  • 10,032 Sq Ft Lot
  • Lot Dimensions are 75x123
  • Landscaped Professionally
  • Paved or Partially Paved Lot

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • No Garage
  • Driveway
  • Off-Street Parking
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Vinyl Siding
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,403 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room
  • Dining Room
  • Den
  • Unfinished Attic
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Low Flow Plumbing Fixtures

Laundry

  • Laundry Room
  • Laundry on upper level
  • Gas Dryer Hookup

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Porch

Schools

  • Southbury Elementary School
  • Traughber Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Cable TV Available

Community Details

  • Association fees include insurance
  • Gina Cashman Association, Phone Number (815) 866-6241
  • Ashcroft Place Subdivision, Dearborn Floorplan
  • Property managed by Foster Premier
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,829

Year Built

Built in 2020

Lot Details

0

HOA Fees

$42 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Ashcroft Place
  • Year Built: 2020
  • Age: 1-5 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Interior Amenities: Second Floor Laundry, Walk-In Closet(s)
  • LivingArea: 2403
  • Other Equipment: TV-Cable, CO Detectors, Sump Pump, Radon Mitigation System
  • Room Type: Den
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 2432
  • Basement Description: Unfinished
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Attic: Unfinished
  • Flooring: Carpet
  • ResoLivingAreaSource: Builder

Exterior Features

  • ExteriorFeatures: Porch
  • Foundation Details: Concrete Perimeter
  • List Price: 449900
  • Lot Features: Landscaped
  • OtherStructures: None
  • Patio And Porch Features: Porch
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Off Street
  • ParkingTotal: 7
  • Driveway: Asphalt
  • Garage Details: None/NA
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage,Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 42
  • Association Fee Frequency: Monthly
  • Community Features: Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Foster Premier
  • Management Contact Name: Gina Cashman
  • Management Phone: 815-866-6241
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Insurance, Other

Schools

  • Elementary School: Southbury Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Traughber Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.2303
  • Lot Dimensions: 75X123
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Green Features

  • GreenEnergyEfficient: Low flow fixtures

Rental Info

  • Board Number: 8
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 9829
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 29, 2020
Closed on
Nov 6, 2020
Sold by
D R Horton Inc Midwest
Bought by
Escamilla Brenda
Seller's Agent
Sara Wittchen
RE/MAX Ultimate Professionals
Buyer's Agent
Maria Medina
Maria Real Estate
List Price
$324,790
Sold Price
$317,000
Premium/Discount to List
-$7,790
-2.4%
Current Estimated Value
$443,896

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$126,896
Avg. Annual Appreciation
7.59%
Original Mortgage
$311,258
Outstanding Balance
$278,865
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$165,031

Purchase Details

Closed on
Aug 22, 2018
Sold by
Ashlots Llc
Bought by
D R Horton Inc

Purchase Details

Closed on
Oct 28, 2010
Sold by
Mi Ashcroft Llc
Bought by
Ashlots Llc

Purchase Details

Closed on
Sep 30, 2010
Sold by
Ashcroft Place Llc
Bought by
Mi Ashcroft Llc

Purchase Details

Closed on
Mar 31, 2009
Sold by
Wiseman Hughes Enterprises Inc
Bought by
Ashcroft Place Llc
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $317,000 None Available
Warranty Deed $2,040,000 Chicago Title
Quit Claim Deed -- Chicago Title Insurance Co
Special Warranty Deed $2,000,000 Chicago Title Insurance Co
Special Warranty Deed -- Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $311,258 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/03/2025 03/03/25 Sold $440,000 -2.2% $183 / Sq Ft
01/19/2025 01/19/25 Pending -- -- --
12/09/2024 12/09/24 For Sale $449,900 +41.9% $187 / Sq Ft
11/12/2020 11/12/20 Sold $317,000 0.0% $132 / Sq Ft
10/31/2020 10/31/20 Off Market $317,000 -- --
09/21/2020 09/21/20 Pending -- -- --
09/18/2020 09/18/20 Pending -- -- --
09/08/2020 09/08/20 Price Changed $324,990 +1.6% $135 / Sq Ft
08/28/2020 08/28/20 Price Changed $319,990 -1.8% $133 / Sq Ft
08/24/2020 08/24/20 Price Changed $325,790 +0.3% $136 / Sq Ft
07/29/2020 07/29/20 For Sale $324,790 -- $135 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $9,163 $118,224 $26,514 $91,710
2022 $9,163 $107,477 $24,104 $83,373
2021 $8,837 $100,446 $22,527 $77,919
2020 $2,123 $23,392 $5,246 $18,146
2019 $0 $21 $21 $0
2018 $0 $20 $20 $0
2017 $0 $18 $18 $0
2016 $0 $17 $17 $0
2015 -- $16 $16 $0
2014 -- $15 $15 $0
2013 -- $15 $15 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12223173

Midwest Real Estate Data (MRED)

APN: 03-21-450-006