$1,450,000
SOLD MAR 31, 2025
5 Beds
5 Baths
5,022 Sq Ft
0.51 Acres

Recently Sold

$289 Per Sq Ft

2 Days on Market

Highlights

  • 0.51 Acre Lot
  • Open Floorplan
  • Multiple Fireplaces
  • Zach Elementary School Rated A
  • Clubhouse
  • Cathedral Ceiling

About This Home

As of March 2025

Nestled in the prestigious Fossil Lake Ranch, this exquisite home at 3602 Rocky Stream Dr sits on a sprawling half-acre lot, offering an unmatched blend of elegance and comfort. The main-floor primary suite boasts vaulted ceilings and a ceiling fan, creating a serene retreat. Hardwood floors flow throughout, leading to a stunning open-plan kitchen and dining area, featuring wooden cabinetry, sparkling countertops, and a central island. The double-height windows in the living room flood the space with natural light. The finished basement provides additional room to entertain in the family and rec room along with two bedrooms and two bathrooms. Upstairs, the open loft adds to the home's versatility along with two bedrooms joined by a jack and jill style bathroom. Step outside to your private backyard oasis, complete with a pergola, built-in bar, firepit, and hot tub-perfect for year-round entertaining. This is a rare opportunity to own a slice of luxury in one of the area's most sought-after neighborhoods.

Last Agent to Sell the Property

Paul Schnaitter

Group Centerra Listed on: 02/26/2025

Group Centerra

Last Buyer's Agent

Denise Marie Johnson

Kurt's Property Mgmt.& Invest

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,176

Year Built

  • Built in 2004

Lot Details

  • 0.51 Acre Lot
  • Wood Fence
  • Sprinkler System

HOA Fees

  • $64 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Wood Frame Construction
  • Composition Roof
  • Stucco
  • Stone

Interior Spaces

  • 5,022 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Bar Fridge
  • Cathedral Ceiling
  • Multiple Fireplaces
  • Window Treatments
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Home Office
  • Recreation Room with Fireplace
  • Loft
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Double Oven
  • Gas Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Jack-and-Jill Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Schools

  • Zach Elementary School
  • Preston Middle School
  • Fossil Ridge High School

Additional Features

  • Patio
  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number R1624214

Community Details

Overview

  • Association fees include common amenities, management
  • Fossil Lake Ranch Association
  • Fossil Lake Ranch Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Pool
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,176

Year Built

Built in 2004

Lot Details

0

HOA Fees

$64 per month

Parking

3

Listing Details

  • Inclusions: Window Coverings,Gas Range/Oven,Double Oven,Dishwasher,Refrigerator,Bar Refrigerator,Clothes Washer,Clothes Dryer,Microwave
  • Year Built: 2004
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.51
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Asphalt
  • Subdivision Name: Fossil Lake Ranch
  • Above Grade Finished Sq Ft: 3024
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 5022
  • Special Features: None
  • Stories: 2

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Gas Range/Oven, Double Oven, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Microwave
  • Has Basement: Full, Partially Finished
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1998
  • Fireplace Features: 2+ Fireplaces, Living Room, Family/Recreation Room Fireplace
  • Fireplace: Yes
  • Flooring: Wood Floors
  • Interior Amenities: Study Area, Eat-in Kitchen, Separate Dining Room, Cathedral/Vaulted Ceilings, Open Floorplan, Pantry, Stain/Natural Trim, Walk-In Closet(s), Loft, Jack & Jill Bathroom, Kitchen Island, 9ft+ Ceilings, Split Bedroom Floor Plan
  • Living Area: 4969
  • Main Level Bathrooms: 2
  • Window Features: Window Coverings
  • Room Bedroom4 Area: 187
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Wood Floor
  • IRESDS_HasFamilyRoom: Yes
  • Room Bedroom4 Level: Basement
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 195
  • Room Bedroom4 Features: Carpet
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 195
  • Room Bedroom3 Level: Upper
  • Master Bedroom Master Bedroom Width: 15
  • Room Family Room Area: 208
  • Room Bedroom2 Level: Upper
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Wood Floor
  • Room Bedroom5 Level: Basement
  • Room Bedroom5 Features: Carpet
  • Room Family Room Level: Basement
  • Room Bedroom5 Area: 182
  • Room Kitchen Features: Wood Floor
  • Room Living Room Area: 324
  • Family Room Features: Carpet
  • Living Room Features: Wood Floor
  • Room Kitchen Area: 180
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 255
  • Room Dining Room Area: 210
  • Master Bathroom Features: 5 Piece Primary Bath

Exterior Features

  • Roof: Composition
  • Fencing: Fenced, Wood
  • Lot Features: Curbs, Sidewalks, Lawn Sprinkler System
  • View: No
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure
  • Home Warranty: No
  • Construction Type: Wood/Frame, Stone, Stucco
  • Patio And Porch Features: Patio
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 3
  • Garage Spaces: 3
  • Parking Features: Oversized
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air, Room Air Conditioner
  • Electric: Electric, City of FTC
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Sewer: City Sewer
  • Water Source: City Water, Fort Collins/LVLD
  • Gas Company: Natural Gas, Xcel

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities, Management
  • Community Features: Clubhouse, Pool, Park
  • Senior Community: No
  • Association Fee: 765
  • Association Fee Frequency: Annually
  • Association Name: Fossil Lake Ranch
  • Association: Yes

Association/Amenities

  • IRESDS_HasAssociationReserve: Yes
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: Zach
  • HighSchool: Fossil Ridge
  • Junior High Dist: Poudre
  • Middle Or Junior School: Preston

Lot Info

  • Zoning: RES
  • Lot Size Sq Ft: 22367
  • Parcel #: R1624214
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 9176

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 26, 2025
Closed on
Mar 31, 2025
Sold by
Treat Mariana A and Treat Steve
Bought by
Herman Shawn M and Herman Kara L
Seller's Agent
Paul Schnaitter
Group Centerra
Buyer's Agent
Denise Marie Johnson
Kurt's Property Mgmt.& Invest
List Price
$1,450,000
Sold Price
$1,450,000
Views
36
Current Estimated Value
$1,457,891

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,891
Avg. Annual Appreciation
1.56%

Purchase Details

Closed on
Oct 29, 2010
Sold by
Treat Mariana A
Bought by
Treat Mariana A and Treat Steve

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$710,000
Interest Rate
4.85%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 29, 2010
Sold by
Treat Stephen A and Treat Mariana A
Bought by
Treat Mariana A

Purchase Details

Closed on
Oct 5, 2005
Sold by
East Craig and East Jennifer
Bought by
Treat Stephen A and Treat Mariana A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$632,800
Interest Rate
5.73%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Oct 28, 2004
Sold by
Fl Swift Llc
Bought by
East Craig and East Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$540,000
Interest Rate
5.68%
Mortgage Type
Construction
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,450,000 None Listed On Document
Interfamily Deed Transfer -- Unified Title Company Of Nor
Interfamily Deed Transfer -- None Available
Warranty Deed $791,000 Security Title
Warranty Deed $170,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $678,000 New Conventional
Previous Owner $710,000 New Conventional
Previous Owner $430,000 Unknown
Previous Owner $632,800 Fannie Mae Freddie Mac
Previous Owner $118,650 Credit Line Revolving
Previous Owner $60,000 Unknown
Previous Owner $540,000 Construction
Previous Owner $170,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/31/2025 03/31/25 Sold $1,450,000 0.0% $289 / Sq Ft
02/28/2025 02/28/25 For Sale $1,450,000 -- $289 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,630 $102,235 $24,120 $78,115
2024 $9,176 $102,235 $24,120 $78,115
2022 $6,987 $72,468 $13,622 $58,846
2021 $7,064 $74,553 $14,014 $60,539
2020 $7,126 $74,567 $14,014 $60,553
2019 $7,154 $74,567 $14,014 $60,553
2018 $6,455 $69,307 $14,112 $55,195
2017 $6,434 $69,307 $14,112 $55,195
2016 $7,093 $76,026 $15,602 $60,424
2015 $7,041 $76,020 $15,600 $60,420
2014 $6,007 $64,450 $15,600 $48,850
Source: Public Records

Agents Affiliated with this Home

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Map

Source: IRES MLS

MLS Number: 1027174

IRES MLS

APN: 86091-05-051