Pat Davis
Century 21 J.W.Morton R.E.
(352) 770-7517
80 Total Sales
5 in Hernando
$93K - $295K Price Range
3605 E Lake Todd Dr Hernando, FL 34442
Hernando Area
3
Beds
2
Baths
1,648
Sq Ft
7,405
Sq Ft Lot
Highlights
- Lake Front
- Parking available for a boat
- Boat Ramp
- Community Boat Dock
- Water Access
- Fitness Center
About This Home
As of June 2026COMPLETELY updated and move-in ready, this beautifully designed open-concept 3 bedroom, 2 bathroom home offers the perfect blend of style, comfort, and functionality along with peace of mind as the roof was replaced in 2019 and the AC in 2021. From the moment you arrive, you’ll be welcomed by a charming screened front patio, where the fragrant blooms of a mature magnolia tree create a peaceful setting—ideal for morning coffee or unwinding at sunset. Step inside to discover a thoughtfully renovated interior featuring luxury vinyl plank flooring, elegant granite countertops in both the kitchen and bathrooms, and stunning custom wood cabinetry. The heart of the home is the oversized kitchen island, perfect for gathering, entertaining, and everyday living. The open floor plan lives even larger thanks to the expansive, fully enclosed lanai just off the kitchen. This versatile space is equipped with a mini-split system for year-round comfort, making it an ideal extension of your living and entertaining area. Out back, you’ll find a private, fenced across the back oasis—perfect for relaxation or play. Uniquely positioned within this desirable lakeside community, this home offers the rare advantage of being one of the few homes in the neighborhood with the ability to extend side-yard fencing, providing added privacy and an excellent space for pets or outdoor enjoyment. Residents enjoy an exceptional lifestyle with access to a wide range of amenities, including a community clubhouse with full kitchen, pool table, library, and fitness room, along with a vibrant calendar of activities. Outdoor enthusiasts will appreciate the scenic lakeside walking trails, fishing pier, boat launch and dock, direct water access to the gorgeous Tsala Apopka chain of lakes, heated swimming pool, shuffleboard and pickleball courts. Additional perks include exclusive access to RV and boat storage for residents, with limited spaces still available for a nominal annual fee (not owned or operated by Arbor Lakes). This home truly offers the best of comfort, community, and Florida living. Schedule your private tour today and experience it for yourself!
Last Agent to Sell the Property
Century 21 J.W.Morton R.E. License #3630491 Listed on: 04/20/2026
Last Buyer's Agent
West Pasco Member
West Pasco Board of Realtors Member
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,295
Year Built
- Built in 2000
Lot Details
- 7,405 Sq Ft Lot
- Lake Front
- Property fronts a private road
- Rectangular Lot
- Level Lot
- Sprinkler System
- Property is zoned PDR
HOA Fees
- $172 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Parking available for a boat
- RV Access or Parking
Home Design
- Block Foundation
- Shingle Roof
- Asphalt Roof
- Stucco
Interior Spaces
- 1,648 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Vaulted Ceiling
- Blinds
- Sliding Doors
- Luxury Vinyl Plank Tile Flooring
- Views of a pier
Kitchen
- Eat-In Kitchen
- Electric Oven
- Electric Cooktop
- Built-In Microwave
- Dishwasher
- Stone Countertops
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
Outdoor Features
- Water Access
- Boat Ramp
- Docks
- Lake Privileges
- Outdoor Grill
Schools
- Hernando Elementary School
- Citrus Springs Middle School
- Citrus High School
Utilities
- Central Air
- Heat Pump System
- Underground Utilities
Community Details
Overview
- Active Adult
- Association fees include cable TV, high speed internet, legal/accounting, ground maintenance, maintenance structure, pool(s), recreation facilities, reserve fund, road maintenance, street lights, sprinkler, security, trash
- Arbor Lakes Association
- Arbor Lakes Subdivision
Amenities
- Community Barbecue Grill
- Clubhouse
- Community Kitchen
- Billiard Room
- Community Storage Space
Recreation
- Community Boat Dock
- Community Boat Facilities
- Shuffleboard Court
- Fitness Center
- Community Pool
- Park
- Trails
Security
- Security Service
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 20, 2026
Closed on
Jun 25, 2026
Sold by
Crawford Margaret A and Rowan Anne E
Bought by
Seller's Agent
Grace Rinaldi
Century 21 J.W.Morton R.E.
Buyer's Agent
West Pasco Member
West Pasco Board of Realtors Member
List Price
$289,900
Sold Price
$282,400
Premium/Discount to List
-$7,500
-2.59%
Views
26
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.52%
Purchase Details
Listed on
Sep 2, 2022
Closed on
Oct 6, 2022
Sold by
Warso Cary J and Warso Carol A
Bought by
Crawford Margaret A and Rowan Anne E
Seller's Agent
Deanna Hance
RE/MAX Champions
Buyer's Agent
Kristin Bortz
RE/MAX Realty One
List Price
$350,000
Sold Price
$340,000
Premium/Discount to List
-$10,000
-2.86%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.85%
Purchase Details
Listed on
Sep 2, 2022
Closed on
Aug 29, 2022
Sold by
Stock Janis and Eckert Audrey
Bought by
Warso Carol
Seller's Agent
Deanna Hance
RE/MAX Champions
Buyer's Agent
Kristin Bortz
RE/MAX Realty One
List Price
$350,000
Sold Price
$340,000
Premium/Discount to List
-$10,000
-2.86%
Purchase Details
Closed on
Dec 15, 2006
Sold by
Simon Lewis F and Simon Dawn
Bought by
Warso Cary J and Warso Carol A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,000
Interest Rate
6.31%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 20, 2005
Sold by
Garcia George and Garcia Willmina U
Bought by
Simon Lewis F and Simon Dawn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.61%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 16, 2003
Sold by
Stettler Bruce H and Stettler Louise E
Bought by
Garcia George and Garcia Willmina U
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$23,900
Interest Rate
5.75%
Mortgage Type
Balloon
Purchase Details
Closed on
Apr 1, 1999
Bought by
Warso Cary J and Warso Carol A
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Hernando, FL
-
Pat Davis
-
Rhonda Buckner
Rhonda Buckner
Responds QuicklyBUCKNER HOMES REALTY INC
(352) 780-1431
192 Total Sales
1 in Hernando
$15,000 Price
-
Rebecca Barber
Rebecca Barber
FLORIDA HOMES REALTY & MORTGAGE
(863) 208-6772
35 Total Sales
1 in Hernando
$166,500 Price
-
Ken Brant
Ken Brant
KELLER WILLIAMS REALTY - ELITE PARTNERS II
(989) 461-4822
66 Total Sales
1 in Hernando
$274,900 Price
-
Jodi Niehans
Jodi Niehans
ROYAL OAK REALTY LLC
(610) 347-8358
35 Total Sales
1 in Hernando
$145,000 Price
-
James Hinson
James Hinson
Florida Advantage Realty Group
(239) 747-6062
28 Total Sales
3 in Hernando
$259K - $410K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $340,000 | Express Title Services | |
| Quit Claim Deed | $100 | None Listed On Document | |
| Warranty Deed | $165,000 | First American Title Ins Co | |
| Warranty Deed | $148,400 | Citrus Land Title | |
| Warranty Deed | $118,900 | Central Ridge Title Ltd | |
| Deed | $16,600 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $132,000 | Purchase Money Mortgage | |
| Previous Owner | $100,000 | Purchase Money Mortgage | |
| Previous Owner | $23,900 | Balloon |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/30/2026 06/30/26 | Sold | $282,400 | -2.6% | $171 / Sq Ft | |
| 06/06/2026 06/06/26 | Pending | -- | -- | -- | |
| 04/20/2026 04/20/26 | For Sale | $289,900 | -14.7% | $176 / Sq Ft | |
| 10/06/2022 10/06/22 | Sold | $340,000 | -2.9% | $206 / Sq Ft | View Prior Sale |
| 09/10/2022 09/10/22 | Pending | -- | -- | -- | |
| 09/02/2022 09/02/22 | For Sale | $350,000 | -- | $212 / Sq Ft |
Source: REALTORS® Association of Citrus County
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,295 | $121,531 | ||
| 2024 | $1,165 | $118,106 | ||
| 2023 | $1,165 | $114,666 | $0 | $0 |
| 2022 | $1,800 | $160,601 | $0 | $0 |
| 2021 | $1,613 | $139,896 | $0 | $0 |
| 2020 | $1,564 | $136,139 | $10,020 | $126,119 |
| 2019 | $1,963 | $127,867 | $10,020 | $117,847 |
| 2018 | $1,790 | $113,468 | $6,750 | $106,718 |
| 2017 | $1,713 | $109,000 | $6,560 | $102,440 |
| 2016 | $1,642 | $101,751 | $7,640 | $94,111 |
| 2015 | $1,484 | $85,698 | $7,640 | $78,058 |
| 2014 | $1,526 | $85,280 | $11,794 | $73,486 |
Source: Public Records
Agents Affiliated with this Home
-
Grace Rinaldi
GR
Seller's Agent in 2026
Grace Rinaldi
Century 21 J.W.Morton R.E.
(352) 322-9171
9 Total Sales
-
WM
Buyer's Agent in 2026
West Pasco Member
West Pasco Board of Realtors Member
-
Deanna Hance
DH
Seller's Agent in 2022
Deanna Hance
RE/MAX
(727) 807-7887
137 Total Sales
-
Kristin Bortz
Buyer's Agent in 2022
Kristin Bortz
RE/MAX
(352) 228-9505
76 Total Sales
Map
Source: REALTORS® Association of Citrus County
MLS Number: 854032
APN: 19E-18S-14-0140-000B0-0040
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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