NOT LISTED FOR SALE

Estimated Value: $260,000 - $326,000

3 Beds
2 Baths
1,502 Sq Ft
$196/Sq Ft Est. Value

Last Sold April 27, 2012

Last sale price $99,400 $66 Per Sq Ft

Est. 196% increase in value since last sale

Current estimated payment $1,608/month

34 Days on Market

Highlights

  • Open Floorplan
  • Covered Patio or Porch
  • 1-Story Property
  • No HOA
  • Home Security System
  • Central Heating and Cooling System

About This Home

As of April 2012

BANK FORECLOSURE! BANK FORECLOSURE! BANK FORCLOSURE! This one is in movie-in condition. 3 bedroom 2 bath home in convenient location. Large rooms, nice level lot, double carport and outbuilding for storage.

Last Agent to Sell the Property

Happy Huddleston

Happy Home Realty Listed on: 03/24/2012

Last Buyer's Agent

GLORIA ROBERTS

NON-MEMBER License #261205

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1996

Lot Details

  • 0.26

Parking

  • Carport

Home Design

  • Shingle Roof

Interior Spaces

  • 1,502 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Utility Room
  • Basement
  • Crawl Space
  • Home Security System
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Schools

  • East Ridge Elementary School
  • East Ridge Middle School
  • East Ridge High School

Additional Features

  • Covered Patio or Porch
  • Level Lot
  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Kelly Gardens Subdivision

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 157H G 004.01

Home Details

Home Type

Single Family

Year Built

Built in 1996

Lot Details

0.26 Acres

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 80X142 IRR
  • Subdivision Name: Kelly Gardens
  • Directions: GERMANTOWN RD TO PARKWAY ST, R-CONNER STREET
  • Carport Y N: Yes
  • Garage Yn: No
  • Unit Levels: One
  • Living Area: 1502.0
  • New Construction: No
  • Year Built: 1996
  • Cooling:Electric: Yes
  • Location Tax and Legal Parcel Number2: 157H G 004.01
  • Location Tax and Legal Elementary School: East Ridge Elementary
  • Location Tax and Legal Middle Or Junior School2: East Ridge Middle
  • Location Tax and Legal High School: East Ridge High
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: Yes
  • General Property Information Lot Size Dimensions: 80X142 IRR
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • Remarks and Miscellaneous Public Remarks2: BANK FORECLOSURE! BANK FORECLOSURE! BANK FORCLOSURE! This one is in movie-in condition. 3 bedroom 2 bath home in convenient location. Large rooms, nice level lot, double carport and outbuilding for storage.
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Levels:One: Yes
  • Security Features:Security System: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Special Listing Conditions:Real Estate Owned: Yes
  • Special Features: RealEstateOwned

Interior Features

  • Appliances: Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Interior Amenities: Ceiling Fan(s), Open Floorplan, Pantry
  • Appliances Dishwasher: Yes
  • Basement:Crawl Space: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Ceiling Fan(s)2: Yes

Exterior Features

  • Lot Features: Level
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Other
  • Patio And Porch Features: Porch, Porch - Covered
  • Roof: Shingle
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes

Garage/Parking

  • General Property Information:Garage YN: No

Utilities

  • Security: Security System
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: East Ridge Elementary
  • High School: East Ridge High
  • Middle Or Junior School: East Ridge Middle

Lot Info

  • Parcel #: 157H G 004.01

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 24, 2012
Closed on
Apr 25, 2012
Sold by
Regions Bank
Bought by
Johnson Hannah Demoss
Seller's Agent
Happy Huddleston
Happy Home Realty
Buyer's Agent
GLORIA ROBERTS
NON-MEMBER
List Price
$94,900
Sold Price
$99,400
Premium/Discount to List
$4,500
4.74%
Current Estimated Value
$294,053

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$194,653
Avg. Annual Appreciation
8.12%
Original Mortgage
$97,599
Outstanding Balance
$67,389
Interest Rate
4.13%
Mortgage Type
FHA
Estimated Equity
$226,664

Purchase Details

Closed on
Feb 10, 2012
Sold by
Bajraj Gani and Bajraj Sanela
Bought by
Regions Bank

Purchase Details

Closed on
Aug 19, 2009
Sold by
Bajraj Begije and Bajraj Gani
Bought by
Bajraj Gani and Bajraj Sanela

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.19%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 15, 1998
Sold by
Gardner Michael Ray and Gardner Stacey Veronica
Bought by
Bajraj Gani and Bajraj Sanela

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,200
Interest Rate
6.9%
Mortgage Type
FHA

Purchase Details

Closed on
May 3, 1996
Sold by
Anderson Jarvis E
Bought by
Ray Gardner Michael
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Johnson Hannah Demoss $99,400 Title Guaranty & Trust Co
Regions Bank $75,000 None Available
Bajraj Gani -- National Title Insurance Age
Bajraj Gani $80,000 First Title
Ray Gardner Michael $3,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Johnson Hannah Demoss $97,599
Previous Owner Bajraj Gani $100,000
Previous Owner Bajraj Gani $80,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/27/2012 04/27/12 Sold $99,400 +4.7% $66 / Sq Ft
04/26/2012 04/26/12 Pending -- -- --
03/23/2012 03/23/12 For Sale $94,900 -- $63 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $938 $61,875 $0 $0
2024 $945 $42,250 $0 $0
2023 $945 $42,250 $0 $0
2022 $945 $42,250 $0 $0
2021 $945 $42,250 $0 $0
2020 $803 $29,050 $0 $0
2019 $803 $29,050 $0 $0
2018 $788 $29,050 $0 $0
2017 $803 $29,050 $0 $0
2016 $698 $0 $0 $0
2015 $1,395 $25,225 $0 $0
2014 $1,395 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1176314

Greater Chattanooga REALTORS®

APN: 157H-G-004.01

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