Seller's Agent in 2025
Natalie Henson
Greater Downtown Realty dba Keller Williams Realty
(423) 664-1520
19 in this area
245 Total Sales
3626 Lerch St Chattanooga, TN 37411
Brainerd Neighborhood
3
Beds
1.5
Baths
1,640
Sq Ft
0.44
Acres
Highlights
- Wood Flooring
- Corner Lot
- Cooling System Mounted To A Wall/Window
- Sun or Florida Room
- No HOA
- Central Heating and Cooling System
About This Home
As of May 2025***highest and best due by 6:00 pm on April 20th*** Tucked in the desirable Hilltop community just minutes from Downtown Chattanooga, this well-kept 1940s bungalow sits on an unusually large, double corner lot—nearly half an acre with no HOA. Thoughtfully maintained and full of character, the home offers a comfortable blend of original charm and smart updates in a location that's hard to beat. Inside, you'll find hardwood floors, coved ceilings, and flexible living spaces including a bright sunroom and a spacious upstairs bedroom/bonus room with built-in bookshelves—ideal for a guest room, office, or creative studio. The three-bedroom, one-and-a-half-bath main level layout lives larger than expected, with an open dining/living room combo and a functional, light-filled flow. The kitchen features refinished butcher block counters, a gas range, dishwasher, and a Frigidaire counter-depth refrigerator—all less than two years old—alongside updated lighting and fixtures throughout. Newly added French doors connect the main living space to the sunroom, and ceiling fans add comfort to both bedrooms. A cozy gas log fireplace anchors the living room for year-round enjoyment. Out back, enjoy a generous deck overlooking the fenced yard—perfect for relaxing, entertaining, or letting pets roam. One of the standout features is the oversized two-car garage with a dedicated workshop area, accessed via the driveway or side entrance, offering excellent storage and hobby space. A new roof and gutters installed in 2023, a flexible floorplan, and an unbeatable lot in an established neighborhood make this Hilltop gem a rare find that combines charm, space, and convenience in one inviting package.
Last Agent to Sell the Property
Greater Downtown Realty dba Keller Williams Realty License #329006 Listed on: 04/16/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,445
Year Built
- Built in 1940
Lot Details
- 0.44 Acre Lot
- Lot Dimensions are 100x190
- Corner Lot
Parking
- 2 Car Garage
- Driveway
Home Design
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,640 Sq Ft Home
- Property has 3 Levels
- Gas Fireplace
- Living Room with Fireplace
- Sun or Florida Room
- Unfinished Basement
- Partial Basement
Kitchen
- Gas Range
- Dishwasher
Flooring
- Wood
- Carpet
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
Schools
- East Ridge Elementary School
- Dalewood Middle School
- Brainerd High School
Utilities
- Cooling System Mounted To A Wall/Window
- Central Heating and Cooling System
- Radiant Heating System
Community Details
- No Home Owners Association
- Lerch Place Subdivision
Listing and Financial Details
- Assessor Parcel Number 157H F 008
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 16, 2025
Closed on
May 27, 2025
Sold by
Pennington Tefft Revocable Trust and Allen Aimee R
Bought by
Geary Steven Meadows and Geary Lauren Mckenzie
Seller's Agent
Natalie Henson
Greater Downtown Realty dba Keller Williams Realty
Buyer's Agent
Drew Courtney
eXp Realty
List Price
$341,000
Sold Price
$350,000
Premium/Discount to List
$9,000
2.64%
Views
62
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$16,850
Avg. Annual Appreciation
-6.45%
Original Mortgage
$12,250
Outstanding Balance
$3,748
Interest Rate
6.83%
Mortgage Type
New Conventional
Estimated Equity
$329,402
Purchase Details
Closed on
May 22, 2021
Sold by
Allen Aimee R and Pennington Beth
Bought by
Pennington Beth and Tefft Carvel B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
3.1%
Mortgage Type
Commercial
Purchase Details
Listed on
Aug 2, 2014
Closed on
Sep 23, 2014
Sold by
Sewell John N and Sewell Hannah E
Bought by
Allen Aimee R and Pennington Beth
Seller's Agent
Brandi Thompson
Keller Williams Realty
Buyer's Agent
Natalie Henson
Keller Williams Realty
List Price
$114,900
Sold Price
$110,000
Premium/Discount to List
-$4,900
-4.26%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.20%
Original Mortgage
$82,500
Interest Rate
4.17%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 25, 2011
Sold by
Stewart Gregory Todd and Stewart Bryan Keith
Bought by
Sewell John N and Sewell Hannah E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,870
Interest Rate
4.87%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 7, 2007
Sold by
Novastar Real Estate Holdings Inc
Bought by
Stewart Gregory Todd and Stewart Bryan Keith
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$47,175
Interest Rate
6.22%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 3, 2007
Sold by
Novastar Mortgage Inc
Bought by
Novastar Real Estate Holdings Inc
Purchase Details
Closed on
Oct 23, 2006
Sold by
Fritts William G and Fritts Beverly W
Bought by
Novastar Mortgage Inc
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $350,000 | Bridge City Title | |
| Warranty Deed | $350,000 | Bridge City Title | |
| Interfamily Deed Transfer | -- | Foundation T&E Llc | |
| Warranty Deed | $110,000 | Cumberland Title & Guaranty | |
| Warranty Deed | $84,000 | Equititle Inc | |
| Special Warranty Deed | $62,900 | None Available | |
| Quit Claim Deed | -- | None Available | |
| Deed | $130,111 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $12,250 | New Conventional | |
| Closed | $12,250 | New Conventional | |
| Open | $343,660 | FHA | |
| Closed | $343,660 | FHA | |
| Previous Owner | $225,000 | Commercial | |
| Previous Owner | $82,500 | New Conventional | |
| Previous Owner | $81,870 | FHA | |
| Previous Owner | $47,175 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/27/2025 05/27/25 | Sold | $350,000 | +2.6% | $213 / Sq Ft | |
| 04/15/2025 04/15/25 | For Sale | $341,000 | +210.0% | $208 / Sq Ft | |
| 09/25/2014 09/25/14 | Sold | $110,000 | -4.3% | $67 / Sq Ft | View Prior Sale |
| 09/24/2014 09/24/14 | Pending | -- | -- | -- | |
| 08/01/2014 08/01/14 | For Sale | $114,900 | -- | $70 / Sq Ft |
Source: Realtracs
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $777 | $51,275 | $0 | $0 |
| 2024 | $720 | $32,200 | $0 | $0 |
| 2023 | $720 | $32,200 | $0 | $0 |
| 2022 | $720 | $32,200 | $0 | $0 |
| 2021 | $720 | $32,200 | $0 | $0 |
| 2020 | $807 | $29,175 | $0 | $0 |
| 2019 | $807 | $29,175 | $0 | $0 |
| 2018 | $791 | $29,175 | $0 | $0 |
| 2017 | $807 | $29,175 | $0 | $0 |
| 2016 | $564 | $0 | $0 | $0 |
| 2015 | $1,150 | $20,400 | $0 | $0 |
| 2014 | $1,150 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Natalie Henson
-
Drew Courtney
D
Buyer's Agent in 2025
Drew Courtney
eXp Realty
(423) 322-5501
10 in this area
171 Total Sales
-
Brandi Thompson
Seller's Agent in 2014
Brandi Thompson
Keller Williams Realty
(423) 664-1900
5 in this area
217 Total Sales
Map
Source: Realtracs
MLS Number: 2818789
APN: 157H-F-008
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
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