Seller's Agent in 2025
Scott Riddle
Realty One Group MVP
(239) 289-1849
1 in this area
151 Total Sales
3633 Ruby Ave Saint James City, FL 33956
Saint James City Neighborhood
3
Beds
2.5
Baths
2,485
Sq Ft
0.27
Acres
Highlights
- Dock Available
- Boating
- Boat Lift
- Cape Coral High School Rated A-
- Home fronts navigable water
- Canal View
About This Home
As of July 2025Welcome to your dream waterfront retreat! This bright and airy 3-bedroom, 2.5-bathroom home is nestled at the end of a serene canal and features a private boat dock with a lift, offering direct access to the water for boating, fishing, and outdoor recreation. With tons of natural light streaming through large windows, every room feels warm and inviting, creating a perfect setting for both relaxation and entertainment. This open concept home features sleek, easy-to-care-for tile flooring throughout making it both stylish and easy to maintain, perfect for a laid-back waterfront lifestyle. The spacious kitchen is a chef's dream, featuring granite countertops, updated appliances, a breakfast island, and ample cabinet space. Enjoy the split bedroom floor plan offering privacy and comfort with the master suite on one side of the home, and the guest bedrooms on the other—ideal for families or hosting visitors.
Spacious backyard with an open patio and plenty of room to add a pool, creating the perfect spot for relaxing while enjoying the canal views. Hurricane impact windows and doors for your safety and peace of mind. Home was completed updated after Hurricane Ian including a new roof (2023).
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,618
Year Built
- Built in 1985
Lot Details
- 0.27 Acre Lot
- Lot Dimensions: 89
- Home fronts navigable water
- Home fronts a canal
- South Facing Home
- Paved or Partially Paved Lot
- Property is zoned RS1
Parking
- 2 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Entry on the 1st floor
- Concrete Block With Brick
- Shingle Roof
- Stucco
Interior Spaces
- 2,485 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Single Hung Windows
- Entrance Foyer
- Family or Dining Combination
- Tile Flooring
- Canal Views
Kitchen
- Breakfast Bar
- Built-In Oven
- Electric Cooktop
- Microwave
- Dishwasher
- Kitchen Island
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- In-Law or Guest Suite
- Dual Sinks
- Shower Only
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- High Impact Windows
- High Impact Door
- Fire and Smoke Detector
Outdoor Features
- Room in yard for a pool
- No Fixed Bridges
- Access to a gulf featuring a boat lift
- Seawall
- Boat Lift
- Dock Available
- Lanai
Utilities
- Central Heating and Cooling System
- Septic Tank
- Internet Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 02-46-22-11-0000B.0190
- Tax Block B
- $4,000 Seller Concession
Community Details
Overview
- St James City Community
Recreation
- Boating
- Gulf Boat Access
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 3, 2025
Closed on
Jul 25, 2025
Sold by
Nesler Wanda R and Nesler Terry L
Bought by
Farrell Lisa A and Farrell Jerome T
Seller's Agent
Scott Riddle
Realty One Group MVP
Buyer's Agent
Mike Faulkner
John R. Wood Properties
List Price
$849,999
Sold Price
$659,000
Premium/Discount to List
-$190,999
-22.47%
Views
54
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,244
Avg. Annual Appreciation
10.26%
Purchase Details
Closed on
Jan 16, 1999
Sold by
Anderson Henry M
Bought by
Nesler Terry L and Nesler Wanda R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
6.71%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $659,000 | None Listed On Document | |
| Warranty Deed | $170,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $136,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/25/2025 07/25/25 | Sold | $659,000 | -5.7% | $265 / Sq Ft |
| 06/24/2025 06/24/25 | Pending | -- | -- | -- |
| 04/21/2025 04/21/25 | Price Changed | $699,000 | -12.6% | $281 / Sq Ft |
| 03/08/2025 03/08/25 | Price Changed | $799,900 | -5.9% | $322 / Sq Ft |
| 01/25/2025 01/25/25 | For Sale | $849,999 | -- | $342 / Sq Ft |
Source: Naples Area Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,618 | $632,684 | $246,946 | $345,494 |
| 2024 | $4,618 | $332,978 | -- | -- |
| 2023 | $4,513 | $323,280 | $0 | $0 |
| 2022 | $4,468 | $313,864 | $0 | $0 |
| 2021 | $4,549 | $408,061 | $189,004 | $219,057 |
| 2020 | $4,518 | $300,515 | $0 | $0 |
| 2019 | $4,490 | $293,759 | $0 | $0 |
| 2018 | $4,476 | $288,282 | $0 | $0 |
| 2017 | $4,475 | $282,353 | $0 | $0 |
| 2016 | $4,439 | $340,783 | $131,895 | $208,888 |
| 2015 | $4,294 | $337,606 | $165,198 | $172,408 |
| 2014 | $4,277 | $297,105 | $137,288 | $159,817 |
| 2013 | -- | $283,308 | $144,420 | $138,888 |
Source: Public Records
Agents Affiliated with this Home
-
Scott Riddle
-
Jennifer Clunk
J
Seller Co-Listing Agent in 2025
Jennifer Clunk
Realty One Group MVP
(239) 233-4672
1 in this area
39 Total Sales
-
Mike Faulkner
M
Buyer's Agent in 2025
Mike Faulkner
John R. Wood Properties
(239) 323-9768
78 in this area
189 Total Sales
-
Christy Knight
C
Buyer Co-Listing Agent in 2025
Christy Knight
John R. Wood Properties
(239) 340-3623
12 in this area
124 Total Sales
Map
Source: Naples Area Board of REALTORS®
MLS Number: 225010479
APN: 02-46-22-11-0000B.0190
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2025 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
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