Seller's Agent in 2020
Ginny Sylvester
Berkshire Hathaway HomeServices Starck Real Estate
(630) 715-1887
157 Total Sales
364 Andover Dr Oswego, IL 60543
South Oswego NeighborhoodEstimated Value: $683,304 - $728,000
4
Beds
4
Baths
3,616
Sq Ft
$194/Sq Ft
Est. Value
Highlights
- Lake Front
- Landscaped Professionally
- Double Shower
- Prairie Point Elementary School Rated A-
- Deck
- Vaulted Ceiling
About This Home
As of August 2020ALL THIS CAN BE YOURS...LIVE THE GOOD LIFE! Incredible family home made for entertaining! Stunning landscaping surrounds this brick front majestic home. The 2-story soaring foyer will lead guests throughout the impressive open floor plan. There are recently refinished hardwood floors and new carpet throughout the home. You won't want to miss all the detail with custom crown molding, tray ceilings & extensive trim. The gourmet kitchen is a dream come true w/stainless appliances, double oven, large butler pantry w/wine refrigerator, high-end Brakur cabinetry, & granite. Tucked in the back of the home is an office or playroom. Upstairs you will find the tranquil master suite w/sitting area, huge walk-in closet and spa bath. There is an en-suite bedroom and bedrooms 3 and 4 share a Jack/Jill bath. The family will love the bonus room for movie night, games and schoolwork. The look-out deep pour basement includes a rough-in and is waiting for your finishing touches. The private, fenced backyard is incredible! You will feel like you are on vacation w/the custom fireplace, outdoor lighting & patio. The roomy deck has a Sunsetter awning also! Lots of toys? The 41/2 car garage has plenty of room. With sprinkler system, central vac, Nest thermostat and much more... this home is a 10+++!
Last Agent to Sell the Property
Berkshire Hathaway HomeServices Starck Real Estate License #471018013 Listed on: 07/04/2020
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $15,476
Year Built
- 2007
Lot Details
- Lake Front
- Fenced Yard
- Landscaped Professionally
HOA Fees
- $12 per month
Parking
- Attached Garage
- Garage Transmitter
- Tandem Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- Built-In Features
- Vaulted Ceiling
- Wood Burning Fireplace
- Gas Log Fireplace
- Entrance Foyer
- Home Office
- Bonus Room
- Wood Flooring
- Unfinished Basement
- Rough-In Basement Bathroom
- Storm Screens
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Double Oven
- Microwave
- Dishwasher
- Wine Cooler
- Stainless Steel Appliances
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- Walk-In Closet
- Primary Bathroom is a Full Bathroom
- Dual Sinks
- Whirlpool Bathtub
- Double Shower
- Shower Body Spray
- Separate Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Deck
- Fire Pit
Utilities
- Forced Air Zoned Cooling and Heating System
- Heating System Uses Gas
- Water Softener is Owned
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 4, 2020
Closed on
Jul 31, 2020
Sold by
Kowalski Scott R and Kowalski Lisa M
Bought by
Dewcy Ryan and Dewcy Mclanic
Seller's Agent
Ginny Sylvester
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Matthew Metzger
john greene, Realtor
List Price
$448,900
Sold Price
$437,400
Premium/Discount to List
-$11,500
-2.56%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$263,176
Avg. Annual Appreciation
8.15%
Original Mortgage
$349,920
Interest Rate
3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 14, 2016
Sold by
Hpa Borrower 2016-1 Llc
Bought by
Kowalski Scott R and Kowalski Lisa M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$372,099
Interest Rate
3.62%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 4, 2016
Sold by
Serc Llc
Bought by
Hpa Borrower 2016-1 Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$508,883,292
Interest Rate
4%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Listed on
Sep 11, 2014
Closed on
Dec 26, 2014
Sold by
Mininger Timothy P
Bought by
Serc Llc
Seller's Agent
Kelly Bitto
DPG Real Estate Agency
Buyer's Agent
Tracy Long
john greene, Realtor
List Price
$389,900
Sold Price
$360,000
Premium/Discount to List
-$29,900
-7.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.71%
Purchase Details
Closed on
May 1, 2009
Sold by
Weilert Properties & Development Llc
Bought by
Mininger Ii Timothy P and Mininger Lori L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,400
Interest Rate
5.75%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Nov 18, 2005
Sold by
Deerpath Trails Development Llc
Bought by
Weilert Properties & Development Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$2,100,000
Interest Rate
6.04%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Dewcy Ryan | $437,500 | First American Title | |
| Kowalski Scott R | $387,000 | Stewart Title | |
| Hpa Borrower 2016-1 Llc | -- | Attorney | |
| Serc Llc | -- | -- | |
| Mininger Ii Timothy P | $430,000 | Chicago Title Insurance Co | |
| Weilert Properties & Development Llc | $780,000 | Chicago Title Insurance Comp |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Dewcy Ryan | $349,920 | |
| Previous Owner | Kowalski Scott R | $372,099 | |
| Previous Owner | Hpa Borrower 2016-1 Llc | $508,883,292 | |
| Previous Owner | Mininger Ii Timothy P | $64,400 | |
| Previous Owner | Mininger Ii Timothy P | $343,800 | |
| Previous Owner | Weilert Properties & Development Llc | $2,100,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/10/2020 08/10/20 | Sold | $437,400 | -2.6% | $121 / Sq Ft |
| 07/05/2020 07/05/20 | Pending | -- | -- | -- |
| 07/04/2020 07/04/20 | For Sale | $448,900 | +24.7% | $124 / Sq Ft |
| 12/30/2014 12/30/14 | Sold | $360,000 | -5.2% | $100 / Sq Ft |
| 12/10/2014 12/10/14 | Pending | -- | -- | -- |
| 10/31/2014 10/31/14 | Price Changed | $379,900 | -2.1% | $106 / Sq Ft |
| 10/10/2014 10/10/14 | Price Changed | $387,900 | -0.5% | $108 / Sq Ft |
| 09/11/2014 09/11/14 | For Sale | $389,900 | -- | $108 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $15,476 | $198,310 | $28,817 | $169,493 |
| 2023 | $14,537 | $178,657 | $25,961 | $152,696 |
| 2022 | $14,537 | $166,970 | $24,263 | $142,707 |
| 2021 | $13,082 | $145,800 | $22,676 | $123,124 |
| 2020 | $13,345 | $147,214 | $21,392 | $125,822 |
| 2019 | $13,437 | $145,968 | $21,392 | $124,576 |
| 2018 | $13,883 | $145,968 | $21,392 | $124,576 |
| 2017 | $13,774 | $140,354 | $20,569 | $119,785 |
| 2016 | $13,837 | $133,037 | $19,497 | $113,540 |
| 2015 | $13,090 | $127,308 | $18,657 | $108,651 |
| 2014 | -- | $120,102 | $17,601 | $102,501 |
| 2013 | -- | $120,102 | $17,601 | $102,501 |
Source: Public Records
Agents Affiliated with this Home
-
Ginny Sylvester
-
Matthew Metzger
Buyer's Agent in 2020
Matthew Metzger
john greene Realtor
(630) 742-9682
4 in this area
78 Total Sales
-
Kelly Bitto
Seller's Agent in 2014
Kelly Bitto
DPG Real Estate Agency
(630) 484-8785
5 in this area
97 Total Sales
-
Tracy Long
Buyer's Agent in 2014
Tracy Long
john greene Realtor
(630) 800-6853
3 in this area
49 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10769734
APN: 03-29-232-003
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