364 Mccarthy Ave Oceano, CA 93445
Oceano NeighborhoodEstimated payment $11,267/month
4
Beds
3.5
Baths
2,772
Sq Ft
$757
Price per Sq Ft
Highlights
- Ocean View
- Property has ocean access
- Under Construction
- Arroyo Grande High School Rated A-
- Golf Course Community
- 3-minute walk to Pismo State Beach
About This Home
Experience the pinnacle of coastal living in this brand-new custom home, just completed by Beach Front Builders and ideally located in an exclusive neighborhood at the gateway to Pismo State Beach, with beach access just down the street. Set on an oversized 4,300± sq. ft. lot with 43 feet of road frontage, the property offers exceptional functionality, including a stamped concrete driveway, generous parking, and a dedicated side area equipped with an RV waste line. The main living level is designed as a cohesive, open-concept space connecting the living room, dining area, and kitchen. Wide-plank flooring, a coffered ceiling with wood beam accents, recessed lighting, and a modern gas fireplace create a refined yet comfortable atmosphere. Two large sliding doors open to the backyard and stamped concrete patio, allowing for seamless indoor–outdoor living. The kitchen is both elegant and functional, featuring double wall ovens, a six-burner gas cooktop with pot filler, quartz countertops, bar seating, custom cabinetry, and an oversized sink with professional-style faucet. A thoughtfully designed butler’s pantry provides additional counter space and storage, with room for small appliances and a wine fridge. The lower level includes a private bedroom with en suite bath and a separate guest bathroom, making it ideal for guests or multigenerational living. A large interior space was intentionally constructed to accommodate a future elevator, offering flexibility for long-term use. Upstairs, a spacious family room with a wet bar opens to a balcony and enjoys views overlooking the lagoon and dunes. Three additional bedrooms are located on this level, including the primary suite, which features his-and-hers walk-in closets, a private balcony, and a dedicated makeup and vanity area. The primary bath includes a generous soaking tub, dual sinks, and a walk-in shower. An additional upstairs guest bathroom mirrors the home’s elevated finish level. A standout feature is the private rooftop deck, offering an elevated outdoor space ideal for entertaining, relaxing, and enjoying the surrounding coastal setting, including peekaboo ocean views. Additional features include owned solar, tankless hot water, and modern mechanicals with heat pump HVAC. Located minutes from Pismo Beach, shopping, golf courses, and the Central Coast’s renowned wineries, this property offers a rare opportunity to own a thoughtfully designed coastal retreat.
Listing Agent
Home & Ranch Sotheby's Intl Brokerage Phone: 530 545-9561 License #01955407 Listed on: 02/14/2026
Co-Listing Agent
Home & Ranch Sotheby's Intl Brokerage Phone: 530 545-9561 License #02060545
Home Details
Home Type
- Single Family
Year Built
- Built in 2026 | Under Construction
Lot Details
- 4,300 Sq Ft Lot
- Vinyl Fence
- Rectangular Lot
Parking
- 2 Car Attached Garage
- Parking Available
- Front Facing Garage
- Driveway
Property Views
- Ocean
- Peek-A-Boo
- Dune
- Neighborhood
Home Design
- Entry on the 1st floor
- Slab Foundation
- Composition Roof
Interior Spaces
- 2,772 Sq Ft Home
- 3-Story Property
- Open Floorplan
- Wet Bar
- Beamed Ceilings
- High Ceiling
- Recessed Lighting
- Gas Fireplace
- Formal Entry
- Family Room with Fireplace
- Family Room Off Kitchen
- Living Room with Fireplace
- Living Room Balcony
- Laundry Room
Kitchen
- Open to Family Room
- Eat-In Kitchen
- Breakfast Bar
- Walk-In Pantry
- Butlers Pantry
- Double Oven
- Gas Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Main Level Bedroom
- Walk-In Closet
- Dual Vanity Sinks in Primary Bathroom
- Soaking Tub
- Exhaust Fan In Bathroom
Outdoor Features
- Property has ocean access
- Beach Access
- Ocean Side of Freeway
Utilities
- Central Heating and Cooling System
- Natural Gas Connected
- Tankless Water Heater
- Phone Available
- Cable TV Available
Listing and Financial Details
- Legal Lot and Block 43 / 41
- Assessor Parcel Number 061021066
- Seller Considering Concessions
Community Details
Overview
- No Home Owners Association
- Built by Beachfront Builders
- Oceano Subdivision
Recreation
- Golf Course Community
- Fishing
- Water Sports
- Hiking Trails
- Bike Trail
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,398 | $511,083 | $424,483 | $86,600 |
| 2024 | $4,348 | $416,160 | $416,160 | -- |
| 2023 | $4,348 | $408,000 | $408,000 | $0 |
| 2022 | $4,282 | $400,000 | $400,000 | $0 |
| 2021 | $1,855 | $169,873 | $169,873 | $0 |
| 2020 | $1,834 | $168,132 | $168,132 | $0 |
| 2019 | $1,821 | $164,836 | $164,836 | $0 |
| 2018 | $1,799 | $161,604 | $161,604 | $0 |
| 2017 | $1,770 | $158,436 | $158,436 | $0 |
| 2016 | $1,672 | $155,330 | $155,330 | $0 |
| 2015 | $1,650 | $152,997 | $152,997 | $0 |
| 2014 | $258 | $20,078 | $20,078 | $0 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/14/2026 02/14/26 | For Sale | $2,099,000 | +1299.3% | $757 / Sq Ft | |
| 06/03/2014 06/03/14 | Sold | $150,000 | -24.6% | -- | View Prior Sale |
| 05/02/2014 05/02/14 | Pending | -- | -- | -- | |
| 01/20/2014 01/20/14 | For Sale | $199,000 | -- | -- |
Source: California Regional Multiple Listing Service (CRMLS)
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $400,000 | First American Title Company | |
| Grant Deed | $150,000 | First American Title Company | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $350,000 | Commercial |
Source: Public Records
About the Listing Agent
My name is Ian Chandler, and I’m a real estate broker with Home & Ranch Sotheby’s International Realty on California’s Central Coast.
If you’ve read agent bios before, you already know the usual lines—real estate is my passion, I love helping people find their dream homes, I’m a marketing expert, and I work with everything from condos to multi-million-dollar estates. All of that is true. What matters more is how I work, and why clients trust me with some of their most important
Ian's Other Listings
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: NS26026796
APN: 061-021-066
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The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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