$395,000
SOLD MAY 30, 2025
3 Beds
2.5 Baths
2,645 Sq Ft
6,926 Sq Ft Lot

Recently Sold

$149 Per Sq Ft

1% Below List Price

4 Days on Market

Highlights

  • Mature Trees
  • Property is near a park
  • Wood Flooring
  • Deck
  • Traditional Architecture
  • 4-minute walk to St Francis Park

About This Home

As of May 2025

Rare opportunity to purchase a 2025 meticulously remodeled, distinctive home in Elgin's historic downtown. With a lot of character, designer's up-to-date material choices, spacious 3-level layout, and unbeatable location, this is a place to call home - perfectly situated in a peaceful and friendly neighborhood near I-90 with easy access to schools, parks, and shopping. This spacious 2,645 sq. ft. 3-bed 3-bath home features 2 spacious bedrooms with 2 en-suite bathrooms and walk-in closets upstairs, and open spaces of living, dining, kitchen, and 3rd bedroom on first floor, expanded further via vaulted ceiling's great room to a cozy screened backyard porch and garden within fenced backyard. Finished basement includes 2 rooms suitable for office/playroom/media room, guest room or craft/workshop room, a mechanical room, separate laundry/washroom, and plenty of storage. Just being totally remodeled by the owner, major upgrades include electrical fixtures and LED lighting, all new windows, new insulation, drywalling, and paint. New kitchen with hardwood cabinets, quartz countertops and new LG appliances, fully remodeled bathrooms with high-end real onyx designer tiling, fixtures, lighting, and accessories. Beautiful hardwood floors throughout the home and new carpeting in bedrooms upstairs. Other updates include roof and gutters (2021), water tank (2023), and high-efficiency HVAC and garage door (2024). This high-quality property is rare in today's market and won't last long - please schedule a showing to see for yourself and seize the opportunity.

Last Agent to Sell the Property

Eugene Andre

ALTOGETHER REALTY License #475174663 Listed on: 04/24/2025

Last Buyer's Agent

Matt Hernacki

MisterHomes Real Estate License #471000354

MisterHomes Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,576

Year Built

  • Built in 1934 | Remodeled in 2025

Lot Details

  • 6,926 Sq Ft Lot
  • Lot Dimensions are 53x131
  • Fenced
  • Paved or Partially Paved Lot
  • Mature Trees
  • Garden

Parking

  • 1 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,645 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Attached Fireplace Door
  • ENERGY STAR Qualified Windows
  • Bay Window
  • Window Screens
  • Great Room
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Home Office
  • Partial Basement

Kitchen

  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry
  • Laundry Chute

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Cable TV Available

Additional Features

  • Deck
  • Property is near a park

Community Details

  • Tennis Courts

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,576

Year Built

Built in 1934 | Remodeled in 2025

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1934
  • Age: 91-100 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2025
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2025

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Gas Cooktop
  • Basement: Finished, Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning, Attached Fireplace Doors/Screen
  • Fireplaces: 1
  • Flooring: Hardwood, Carpet
  • LivingArea: 2645
  • Other Equipment: TV-Cable, Ceiling Fan(s)
  • Room Type: Office, Great Room
  • Window Features: Screens, Skylight(s)
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Separate Shower,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Window Features: Bay Window(s),ENERGY STAR Qualified Windows
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Vinyl Siding, Shake Siding
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • List Price: 400000
  • Lot Features: Mature Trees, Garden
  • Patio And Porch Features: Deck, Screened
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Detached, Garage
  • ParkingTotal: 1

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: Gas Dryer Hookup, In Unit, Laundry Chute, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Tennis Court(s), Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 46

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.159
  • Lot Dimensions: 53X131
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 8
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 5576
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 24, 2025
Closed on
May 27, 2025
Sold by
Artamoshkin Oleksandr
Bought by
Radka Brittany and Radka Jacob
Seller's Agent
Eugene Andre
ALTOGETHER REALTY
Buyer's Agent
Matt Hernacki
MisterHomes Real Estate
List Price
$400,000
Sold Price
$395,000
Premium/Discount to List
-$5,000
-1.25%
Views
53

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-19.36%
Original Mortgage
$375,250
Outstanding Balance
$375,250
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$8,855

Purchase Details

Listed on
Oct 7, 2024
Closed on
Nov 21, 2024
Sold by
Behana Jose and Munoz Griselda
Bought by
Artamoshkin Oleksandr
Seller's Agent
Jimary Lopez
Perillo Real Estate Group
Buyer's Agent
Eugene Andre
ALTOGETHER REALTY
List Price
$220,000
Sold Price
$245,000
Premium/Discount to List
$25,000
11.36%
Views
166

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
155.11%
Original Mortgage
$196,000
Interest Rate
7.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 20, 2020
Sold by
Bahena Jose and Munoz Griselda
Bought by
Bahena Faustino

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
2.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 1, 2003
Sold by
Brown William H and Brown Sara G
Bought by
Bahena Jose and Bahena Faustino

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$183,027
Interest Rate
5.94%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 2, 2001
Sold by
Brown William H and Brown Sally G
Bought by
Brown William H and Brown Sara G
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $395,000 None Listed On Document
Warranty Deed $245,000 None Listed On Document
Interfamily Deed Transfer -- Fidelity National Title
Deed $186,000 Chicago Title Insurance Comp
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $375,250 New Conventional
Previous Owner $196,000 New Conventional
Previous Owner $130,000 New Conventional
Previous Owner $183,027 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/30/2025 05/30/25 Sold $395,000 -1.3% $149 / Sq Ft
04/28/2025 04/28/25 Pending -- -- --
04/24/2025 04/24/25 For Sale $400,000 +63.3% $151 / Sq Ft
11/25/2024 11/25/24 Sold $245,000 +11.4% $93 / Sq Ft
10/18/2024 10/18/24 Pending -- -- --
10/15/2024 10/15/24 For Sale $220,000 -- $83 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $5,576 $73,415 $14,456 $58,959
2022 $5,284 $66,941 $13,181 $53,760
2021 $5,048 $62,585 $12,323 $50,262
2020 $4,694 $57,462 $11,764 $45,698
2019 $4,552 $54,736 $11,206 $43,530
2018 $4,383 $50,335 $10,557 $39,778
2017 $4,277 $47,584 $9,980 $37,604
2016 $4,068 $44,145 $9,259 $34,886
2015 -- $40,463 $8,487 $31,976
2014 -- $39,963 $8,382 $31,581
2013 -- $46,737 $8,603 $38,134
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12347149

Midwest Real Estate Data (MRED)

APN: 06-12-332-004