3691 Center Cir Largo, FL 33774
Harbor Bluffs NeighborhoodEstimated payment $8,853/month
Highlights
- 102 Feet of Salt Water Canal Waterfront
- Access To Intracoastal Waterway
- Intracoastal View
- Anona Elementary School Rated A-
- Boat Lift
- In Ground Pool
About This Home
A Rare Waterfront Gem with Massive Income Potential in Largo’s Harbor Hills! This isn’t just a home—it’s a powerhouse investment opportunity wrapped in the beauty of Florida coastal living. Nestled at the end of a quiet cul-de-sac in the coveted Harbor Hills neighborhood, this spectacular 4-bedroom, 3-bath waterfront residence spans 2,378 square feet and offers jaw-dropping open water views, direct Gulf access, and an enviable 102 feet of water frontage. Currently operating as a high-performing, fully booked Airbnb, this property is already city-approved and inspected for short-term rental use by the City of Largo. With multiple six-figure gross income potential, this is a rare opportunity to own a turnkey income-generating machine, vacation retreat, or dreamy full-time residence—all in one and a business that works while you sleep. Inside, you'll find soaring elegance with luxurious travertine flooring, granite countertops, and spa-style ensuite bathrooms. The open-concept kitchen features a wide expanse of counters, solid wood cabinetry, sleek appliances, and abundant storage—perfect for entertaining or hosting guests. The dining area’s electric fireplace adds a cozy, refined touch to evening meals and gatherings. The primary suite offers a true retreat with glass sliders opening to the pool deck, a generous walk-in closet, and a private ensuite bath. Guests will enjoy their own beautifully appointed bedrooms and bathrooms, each offering privacy and comfort ideal for vacation rentals or extended stays. Step outside; whether you're soaking in the sun or entertaining guests, the private heated pool and expansive patio deliver a resort-style experience. Enjoy serene water views, multiple seating areas, and the perfect backdrop for unforgettable Florida sunsets. Boaters will love the 10,000 lb boat lift and direct Gulf access, putting adventure right at your back door. This home blends luxury and durability with a 50-year barrel tile roof, hurricane-rated windows, dual-zone HVAC, a tankless water heater, and a new paver circular driveway added in 2023. Everything has been thoughtfully maintained and updated to ensure ease of ownership and peace of mind for years to come. With no HOA and no CDD, this home gives you total freedom to enjoy, rent, or live on your terms. Minutes from world-class beaches, fine dining, and shopping, this Harbor Hills stunner combines luxury, location, and limitless potential. Whether you’re looking to build a portfolio, enjoy seasonal escapes, or settle in paradise full-time—this property delivers on every front. Call now and schedule your viewing today!
Listing Agent
LPT REALTY LLC Brokerage Phone: 813-359-8990 License #3135049 Listed on: 07/28/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $19,919
Year Built
- Built in 1972
Lot Details
- 9,130 Sq Ft Lot
- Lot Dimensions are 87x120
- 102 Feet of Salt Water Canal Waterfront
- Property fronts a saltwater canal
- East Facing Home
- Irrigation Equipment
Parking
- 2 Car Attached Garage
- Side Facing Garage
- Garage Door Opener
Property Views
- Intracoastal
- Canal
Home Design
- Slab Foundation
- Tile Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,378 Sq Ft Home
- 1-Story Property
- Built-In Features
- Shelving
- Crown Molding
- Ceiling Fan
- Electric Fireplace
- French Doors
- Sliding Doors
- Living Room with Fireplace
- Travertine
- Hurricane or Storm Shutters
- Laundry Room
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Walk-In Pantry
- Built-In Convection Oven
- Range
- Microwave
- Dishwasher
- Wine Refrigerator
- Granite Countertops
- Solid Wood Cabinet
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- 3 Full Bathrooms
Pool
- In Ground Pool
- Gunite Pool
Outdoor Features
- Access To Intracoastal Waterway
- Access to Saltwater Canal
- Boat Lift
- Deck
- Patio
- Exterior Lighting
- Porch
Schools
- Anona Elementary School
- Seminole Middle School
- Largo High School
Utilities
- Central Heating and Cooling System
- Tankless Water Heater
- Water Softener
- Cable TV Available
Community Details
- No Home Owners Association
- Harbor Hills 1St Add Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 22 / 011
- Assessor Parcel Number 05-30-15-36000-011-0220
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $20,149 | $1,071,884 | $651,719 | $420,165 |
| 2023 | $20,149 | $1,065,442 | $679,456 | $385,986 |
| 2022 | $14,549 | $806,798 | $478,155 | $328,643 |
| 2021 | $7,818 | $434,005 | $0 | $0 |
| 2020 | $7,816 | $428,013 | $0 | $0 |
| 2019 | $7,688 | $418,390 | $0 | $0 |
| 2018 | $7,633 | $410,589 | $0 | $0 |
| 2017 | $9,501 | $464,370 | $0 | $0 |
| 2016 | $8,497 | $405,839 | $0 | $0 |
| 2015 | $9,028 | $422,103 | $0 | $0 |
| 2014 | $9,488 | $445,457 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/28/2025 07/28/25 | For Sale | $1,350,000 | +14.9% | $568 / Sq Ft |
| 04/17/2023 04/17/23 | Sold | $1,175,000 | -2.0% | $494 / Sq Ft |
| 03/18/2023 03/18/23 | Pending | -- | -- | -- |
| 02/21/2023 02/21/23 | Price Changed | $1,199,000 | -7.7% | $504 / Sq Ft |
| 01/24/2023 01/24/23 | For Sale | $1,299,000 | +33.9% | $546 / Sq Ft |
| 03/23/2021 03/23/21 | Sold | $970,000 | -0.5% | $408 / Sq Ft |
| 02/20/2021 02/20/21 | Pending | -- | -- | -- |
| 02/19/2021 02/19/21 | For Sale | $975,000 | 0.0% | $410 / Sq Ft |
| 02/10/2021 02/10/21 | Pending | -- | -- | -- |
| 02/04/2021 02/04/21 | For Sale | $975,000 | +87.5% | $410 / Sq Ft |
| 08/17/2018 08/17/18 | Off Market | $520,000 | -- | -- |
| 08/17/2018 08/17/18 | Off Market | $2,750 | -- | -- |
| 06/01/2017 06/01/17 | Sold | $520,000 | 0.0% | $219 / Sq Ft |
| 05/29/2017 05/29/17 | Pending | -- | -- | -- |
| 05/28/2017 05/28/17 | For Sale | $520,000 | 0.0% | $219 / Sq Ft |
| 07/07/2014 07/07/14 | Rented | $2,750 | -8.3% | -- |
| 07/04/2014 07/04/14 | Under Contract | -- | -- | -- |
| 06/19/2014 06/19/14 | For Rent | $3,000 | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,175,000 | Baxter Title | |
| Warranty Deed | $970,000 | Attorney | |
| Warranty Deed | $520,000 | Majesty Title Svcs Llc | |
| Warranty Deed | $445,000 | Title Clearinghouse Of Clear | |
| Special Warranty Deed | $355,000 | Attorney | |
| Receivers Deed | $377,910 | Attorney | |
| Trustee Deed | $300,000 | None Available | |
| Warranty Deed | $275,000 | -- | |
| Trustee Deed | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $940,000 | New Conventional | |
| Previous Owner | $340,000 | New Conventional | |
| Previous Owner | $319,500 | New Conventional | |
| Previous Owner | $881,000 | Unknown | |
| Previous Owner | $112,020 | Unknown | |
| Previous Owner | $314,250 | Stand Alone First | |
| Previous Owner | $63,262 | Unknown | |
| Previous Owner | $275,000 | New Conventional |
Source: Stellar MLS
MLS Number: TB8411688
APN: 05-30-15-36000-011-0220
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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