NOT LISTED FOR SALE

370 Rock Lodge Rd Mc Henry, MD 21541

Estimated Value: $1,838,000 - $2,631,000

5 Beds
4 Baths
3,952 Sq Ft
$564/Sq Ft Est. Value

Last Sold October 25, 2019

Last sale price $1,200,000 $304 Per Sq Ft

Est. 86% increase in value since last sale

Current estimated payment $13,334/month

Highlights

  • 343 Feet of Waterfront
  • 1 Dock Slip
  • Fishing Allowed
  • Accident Elementary School Rated 9+
  • Spa
  • Carriage House

About This Home

As of October 2019

Traditional Lakefront Estate featuring 343' of prime lakefront with expansive lawn and outdoor living space. Western exposure and big lake views. Large master suite with sitting room/den/nursery and luxurious bath. Upper level "bunkhouse" for the kids. Separate Carriage House guest suite. New roof and carpet in July 2017. *Portion of frontage deeded access for back property.*

Last Agent to Sell the Property

Michelle Josephs

(301) 501-6253 mjosephs@railey.com Railey Realty, Inc. License #573384 Listed on: 08/22/2019

Railey Realty, Inc.

Co-Listed By

Kathy Gibson

(301) 501-2626 kgibson@railey.com Railey Realty, Inc.

Last Buyer's Agent

Susan Bell

(301) 501-9072 sbell@railey.com Railey Realty, Inc.

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,148

Year Built

  • Built in 1890 | Remodeled in 2010

Lot Details

  • 1.81 Acre Lot
  • 343 Feet of Waterfront
  • Home fronts navigable water
  • Decorative Fence
  • Landscaped
  • Extensive Hardscape
  • Premium Lot
  • Open Lot
  • Property is in very good condition

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Circular Driveway

Home Design

  • Carriage House
  • Traditional Architecture
  • Shingle Roof
  • Wood Siding
  • Stone Siding

Interior Spaces

  • 3,952 Sq Ft Home
  • Property has 3 Levels
  • Traditional Floor Plan
  • Wet Bar
  • Built-In Features
  • Ceiling Fan
  • 2 Fireplaces
  • Fireplace With Glass Doors
  • Window Treatments
  • Entrance Foyer
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Wood Flooring
  • Water Views
  • Attic

Kitchen

  • Built-In Oven
  • Cooktop
  • Microwave
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • En-Suite Bathroom

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Connecting Stairway
  • Exterior Basement Entry

Outdoor Features

  • Spa
  • Canoe or Kayak Water Access
  • Property is near a lake
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • 2 Powered Boats Permitted
  • Deck
  • Patio
  • Playground
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Space Heater
  • Heating System Uses Oil
  • Heating System Powered By Owned Propane
  • Electric Baseboard Heater
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 13
  • Assessor Parcel Number 1218022818

Community Details

Overview

  • No Home Owners Association
  • Cherry Creek Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,148

Year Built

Built in 1890 | Remodeled in 2010

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Year Built: 1890
  • Year Renovated: 2010
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Extra Refrigerator/Freezer, Icemaker, Microwave, Oven - Wall, Refrigerator, Washer, Washer/Dryer Hookups Only, Water Heater
  • Interior Amenities: Attic, Built-Ins, Combination Kitchen/Dining, Floor Plan - Traditional, Primary Bath(s), Upgraded Countertops, Wet/Dry Bar, Window Treatments, Wood Floors
  • Fireplace Features: Fireplace - Glass Doors
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Basement, Foyer
  • Basement: Yes
  • Basement Type: Connecting Stairway, Unfinished, Outside Entrance
  • Total Sq Ft: 3952
  • Living Area Sq Ft: 3952
  • Price Per Sq Ft: 352.99
  • Above Grade Finished Sq Ft: 3952
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Carriage House
  • Construction Materials: Stone, Wood Siding
  • Exterior Features: Extensive Hardscape, Hot Tub, Play Area
  • Roof: Shingle
  • View: Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 343

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Circular Driveway, Paved Driveway
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Electric, Oil, Propane - Owned
  • Heating Type: Baseboard - Electric, Forced Air, Space Heater
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Fencing: Decorative
  • Improvement Assessed Value: 424100.00
  • Land Assessed Value: 519100.00
  • Lot Features: Landscaping, Open, Premium
  • Lot Size Acres: 1.81
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 78757.00
  • Outdoor Living Structures: Deck(s), Patio(s), Porch(es)
  • Property Condition: Very Good
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15659152
  • Tax Annual Amount: 11148.00
  • Assessor Parcel Number: 1218022818
  • Tax Lot: 13
  • County Tax Payment Frequency: Annually
  • Tax Year: 2018

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 22, 2019
Closed on
Oct 25, 2019
Sold by
Shirley Denise S and Shirley Daniel M
Bought by
Fhc Holdings Llc
Seller's Agent
Michelle Josephs
Railey Realty, Inc.
Buyer's Agent
Susan Bell
Railey Realty, Inc.
List Price
$1,499,000
Sold Price
$1,200,000
Premium/Discount to List
-$299,000
-19.95%
Current Estimated Value
$2,228,002

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,028,002
Avg. Annual Appreciation
10.73%

Purchase Details

Closed on
Sep 16, 2008
Sold by
Swiger Frances J Trstee
Bought by
Shirley Daniel M and Shirley Denise S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,299,000
Interest Rate
6.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 15, 2008
Sold by
Swiger Frances J Trstee
Bought by
Shirley Daniel M and Shirley Denise S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,299,000
Interest Rate
6.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 19, 2007
Sold by
Swiger Wayne L and Swiger Frances J
Bought by
Swiger Frances J Trstee

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$875,000
Interest Rate
6.75%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Jun 4, 2007
Sold by
Swiger Wayne L and Swiger Frances J
Bought by
Swiger Frances J Trstee and Frances J Swiger Rev Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$875,000
Interest Rate
6.75%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Nov 1, 2005
Sold by
Swiger Wayne L and Swiger Frances J
Bought by
Swiger Frances J Trstee
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fhc Holdings Llc $1,200,000 Sage Title Group Llc
Shirley Daniel M $1,375,000 --
Shirley Daniel M $1,375,000 --
Swiger Frances J Trstee -- --
Swiger Wayne L -- --
Swiger Frances J Trstee -- --
Swiger Wayne L -- --
Swiger Frances J Trstee -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Shirley Daniel M $1,299,000
Previous Owner Shirley Daniel M $1,299,000
Previous Owner Swiger Wayne L $875,000
Previous Owner Swiger Wayne L $875,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/25/2019 10/25/19 Sold $1,200,000 -14.0% $304 / Sq Ft
09/10/2019 09/10/19 Pending -- -- --
08/23/2019 08/23/19 Price Changed $1,395,000 -6.9% $353 / Sq Ft
08/22/2019 08/22/19 For Sale $1,499,000 -- $379 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $19,092 $1,615,233 $0 $0
2024 $17,018 $1,385,867 $0 $0
2023 $14,317 $1,156,500 $539,900 $616,600
2022 $13,546 $1,085,400 $0 $0
2021 $12,760 $1,014,300 $0 $0
2020 $11,865 $943,200 $519,100 $424,100
2019 $11,566 $943,200 $519,100 $424,100
2018 $11,242 $943,200 $519,100 $424,100
2017 $11,264 $957,300 $0 $0
2016 -- $957,300 $0 $0
2015 -- $957,300 $0 $0
2014 -- $1,014,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA131266

Bright MLS

APN: 18-022818