Teresa Pharr
Keller Williams Realty - Elite Partners II
(910) 765-8817
62 Total Sales
5 in Hernando
$26K - $120K Price Range
3774 E Lake Todd Dr Hernando, FL 34442
Hernando Area
3
Beds
2
Baths
1,788
Sq Ft
8,366
Sq Ft Lot
Highlights
- Parking available for a boat
- Fitness Center
- Gated Community
- Community Boat Facilities
- Active Adult
- Open Floorplan
About This Home
As of June 2026Live your best life in this delightful 3-bedroom, 2-bath home, perfectly situated on a corner lot within the sought-after, gated 55+ community of Arbor Lakes. The open-concept design features a spacious family room with sliding doors leading to a screened lanai, a formal dining area, and a kitchen with a cozy eat-in nook perfect for everyday living or entertaining. The master suite is a true retreat, complete with a sitting area, French doors opening to a private lanai, and an ensuite bath with a garden tub, separate shower, and dual sinks for relaxation and convenience. On the guest side, find a well-appointed bedroom, a bathroom with direct lanai access, and a versatile third room that can function as a guest bedroom or home office with a walk-in closet. Additional highlights include a 2019 roof replacement, gutters around the home, a central vacuum system, and a garage utility sink for projects. Enjoy the front screened porch, sliding screens in the 2-car garage, and a spacious lanai ideal for summer evenings. The landscaped yard with concrete curbing adds to the home’s curb appeal. Enjoy low HOA fees of just $515 per quarter covering cable, Wi-Fi, trash, and recycling. Arbor Lakes offers direct access to the lake with a private boat ramp, tennis courts, shuffleboard, a community pool, fitness center and a clubhouse offering various social events. For an additional fee, RV and boat storage is also available within the community. Don’t miss the opportunity to make this Arbor Lakes gem your own, a perfect blend of comfort, style, and resort-style living right in the heart of Florida!
Last Agent to Sell the Property
Century 21 J.W.Morton R.E. License #3364331 Listed on: 03/03/2026
Last Buyer's Agent
Century 21 J.W.Morton R.E. License #3364331 Listed on: 03/03/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,240
Year Built
- Built in 1999
Lot Details
- 8,366 Sq Ft Lot
- Lot Dimensions are 80x100
- Landscaped
- Corner Lot
- Property is zoned PDR
HOA Fees
- $172 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Parking available for a boat
- RV Access or Parking
Home Design
- Block Foundation
- Shingle Roof
- Asphalt Roof
- Stucco
Interior Spaces
- 1,788 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Carpet
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Electric Oven
- Built-In Microwave
- Dishwasher
- Laminate Countertops
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
- Dual Sinks
- Soaking Tub
- Bathtub with Shower
- Garden Bath
- Separate Shower
Laundry
- Laundry in unit
- Dryer
- Washer
- Laundry Tub
Outdoor Features
- Rain Gutters
Schools
- Hernando Elementary School
- Citrus Springs Middle School
- Citrus High School
Utilities
- Central Air
- Heat Pump System
- Underground Utilities
Community Details
Overview
- Active Adult
- Association fees include cable TV, high speed internet, pool(s), tennis courts, trash
- Arbor Lakes Association, Phone Number (352) 812-8086
- Arbor Lakes Subdivision
Amenities
- Clubhouse
- Community Kitchen
Recreation
- Community Boat Facilities
- Tennis Courts
- Shuffleboard Court
- Fitness Center
- Community Pool
Security
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 3, 2026
Closed on
Jun 8, 2026
Sold by
Bought by
Seller's Agent
Laurie Callahan
Century 21 J.W.Morton R.E.
Buyer's Agent
Laurie Callahan
Century 21 J.W.Morton R.E.
List Price
$289,900
Sold Price
$280,000
Premium/Discount to List
-$9,900
-3.41%
Views
62
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.81%
Original Mortgage
$95,000
Outstanding Balance
$94,911
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$188,659
Purchase Details
Closed on
Oct 17, 2007
Sold by
Bought by
Purchase Details
Closed on
Jun 22, 2006
Sold by
Bought by
Purchase Details
Closed on
Feb 21, 2003
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,900
Interest Rate
5.95%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 1, 1998
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Hernando, FL
-
Teresa Pharr
-
Brian McCarthy
Brian McCarthy
CB/ELLISON RLTY WEST
(352) 414-0902
161 Total Sales
5 in Hernando
$206K - $289K Price Range
-
Julie Beck
Julie Beck
Responds QuicklyKELLER WILLIAMS CORNERSTONE RE
(352) 820-4339
216 Total Sales
4 in Hernando
$255K - $380K Price Range
-
Daniel Gilland
Daniel Gilland
FLORIDA ADVANTAGE REALTY GROUP
(352) 292-1649
117 Total Sales
1 in Hernando
$97,400 Price
-
Kelly Shipes
Kelly Shipes
DOWN HOME REALTY, LLLP
(352) 724-1642
87 Total Sales
1 in Hernando
$19,999 Price
-
Zachary Gerlack
Zachary Gerlack
RE/MAX SUNSET REALTY
(352) 770-1360
48 Total Sales
2 in Hernando
$220,000 Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $280,000 | American Title Services | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $235,000 | American Title Services Of C | |
| Warranty Deed | $137,900 | Title Offices Llc | |
| Deed | $19,900 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $95,000 | New Conventional | |
| Previous Owner | $62,900 | Purchase Money Mortgage |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/09/2026 06/09/26 | Sold | $280,000 | -1.7% | $157 / Sq Ft |
| 05/10/2026 05/10/26 | Pending | -- | -- | -- |
| 04/19/2026 04/19/26 | Price Changed | $284,900 | -1.7% | $159 / Sq Ft |
| 03/03/2026 03/03/26 | For Sale | $289,900 | -- | $162 / Sq Ft |
Source: REALTORS® Association of Citrus County
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,240 | $117,023 | ||
| 2024 | $1,113 | $113,725 | ||
| 2023 | $1,113 | $110,413 | $0 | $0 |
| 2022 | $1,103 | $107,197 | $0 | $0 |
| 2021 | $1,057 | $104,075 | $0 | $0 |
| 2020 | $1,010 | $155,550 | $10,800 | $144,750 |
| 2019 | $992 | $135,481 | $10,800 | $124,681 |
| 2018 | $968 | $122,923 | $7,540 | $115,383 |
| 2017 | $960 | $96,434 | $7,320 | $89,114 |
| 2016 | $965 | $94,451 | $8,530 | $85,921 |
| 2015 | $974 | $93,794 | $8,530 | $85,264 |
| 2014 | $990 | $93,050 | $12,964 | $80,086 |
Source: Public Records
Agents Affiliated with this Home
-
Laurie Callahan
Seller's Agent in 2026
Laurie Callahan
Century 21 J.W.Morton R.E.
(352) 464-0743
231 Total Sales
-
Jennifer Feeser
Seller Co-Listing Agent in 2026
Jennifer Feeser
Century 21 J.W.Morton R.E.
(352) 302-1991
86 Total Sales
Map
Source: REALTORS® Association of Citrus County
MLS Number: 852784
APN: 19E-18S-14-0140-000N0-0010
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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