Jessica Stone
KELLER WILLIAMS REALTY - ELITE PARTNERS II
(813) 761-2495
28 Total Sales
1 in Hernando
$64,000 Price
3774 E Lake Todd Dr Hernando, FL 34442
Hernando AreaEstimated Value: $279,557
3
Beds
2
Baths
1,788
Sq Ft
$156/Sq Ft
Est. Value
Highlights
- Parking available for a boat
- Fitness Center
- Gated Community
- Community Boat Facilities
- Active Adult
- Open Floorplan
About This Home
As of June 2026Live your best life in this delightful 3-bedroom, 2-bath home, perfectly situated on a corner lot within the sought-after, gated 55+ community of Arbor Lakes. The open-concept design features a spacious family room with sliding doors leading to a screened lanai, a formal dining area, and a kitchen with a cozy eat-in nook perfect for everyday living or entertaining. The master suite is a true retreat, complete with a sitting area, French doors opening to a private lanai, and an ensuite bath with a garden tub, separate shower, and dual sinks for relaxation and convenience. On the guest side, find a well-appointed bedroom, a bathroom with direct lanai access, and a versatile third room that can function as a guest bedroom or home office with a walk-in closet. Additional highlights include a 2019 roof replacement, gutters around the home, a central vacuum system, and a garage utility sink for projects. Enjoy the front screened porch, sliding screens in the 2-car garage, and a spacious lanai ideal for summer evenings. The landscaped yard with concrete curbing adds to the home’s curb appeal. Enjoy low HOA fees of just $515 per quarter covering cable, Wi-Fi, trash, and recycling. Arbor Lakes offers direct access to the lake with a private boat ramp, tennis courts, shuffleboard, a community pool, fitness center and a clubhouse offering various social events. For an additional fee, RV and boat storage is also available within the community. Don’t miss the opportunity to make this Arbor Lakes gem your own, a perfect blend of comfort, style, and resort-style living right in the heart of Florida!
Last Agent to Sell the Property
Century 21 J.W.Morton R.E. License #3364331 Listed on: 03/03/2026
Last Buyer's Agent
Century 21 J.W.Morton R.E. License #3364331 Listed on: 03/03/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,240
Year Built
- Built in 1999
Lot Details
- 8,366 Sq Ft Lot
- Lot Dimensions are 80x100
- Landscaped
- Corner Lot
- Property is zoned PDR
HOA Fees
- $172 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Parking available for a boat
- RV Access or Parking
Home Design
- Block Foundation
- Shingle Roof
- Asphalt Roof
- Stucco
Interior Spaces
- 1,788 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Carpet
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Electric Oven
- Built-In Microwave
- Dishwasher
- Laminate Countertops
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
- Dual Sinks
- Soaking Tub
- Bathtub with Shower
- Garden Bath
- Separate Shower
Laundry
- Laundry in unit
- Dryer
- Washer
- Laundry Tub
Outdoor Features
- Rain Gutters
Schools
- Hernando Elementary School
- Citrus Springs Middle School
- Citrus High School
Utilities
- Central Air
- Heat Pump System
- Underground Utilities
Community Details
Overview
- Active Adult
- Association fees include cable TV, high speed internet, pool(s), tennis courts, trash
- Arbor Lakes Association, Phone Number (352) 812-8086
- Arbor Lakes Subdivision
Amenities
- Clubhouse
- Community Kitchen
Recreation
- Community Boat Facilities
- Tennis Courts
- Shuffleboard Court
- Fitness Center
- Community Pool
Security
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 3, 2026
Closed on
Jun 8, 2026
Sold by
Vogel Brett and Lorri Amell
Bought by
Seller's Agent
Laurie Callahan
Century 21 J.W.Morton R.E.
Buyer's Agent
Laurie Callahan
Century 21 J.W.Morton R.E.
List Price
$289,900
Sold Price
$280,000
Premium/Discount to List
-$9,900
-3.41%
Views
62
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$443
Avg. Annual Appreciation
-0.56%
Original Mortgage
$95,000
Outstanding Balance
$94,821
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$184,736
Purchase Details
Closed on
Oct 17, 2007
Sold by
Handy Jerry E and Handy Elizabeth A
Bought by
Handy Jerry E and Handy Elizabeth A
Purchase Details
Closed on
Jun 22, 2006
Sold by
Dowling Ronald D and Dowling Patricia A
Bought by
Handy Jerry E and Handy Elizabeth A
Purchase Details
Closed on
Feb 21, 2003
Sold by
Dauphinais Douglas H and Dauphinais Beatrice
Bought by
Dowling Ronald D and Dowling Patricia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,900
Interest Rate
5.95%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 1, 1998
Bought by
Handy Jerry E and Co Trustees
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Hernando, FL
-
Jessica Stone
-
Regina Rodriguez
Regina Rodriguez
CENTURY 21 ALTON CLARK
(352) 747-0764
382 Total Sales
1 in Hernando
$95,000 Price
-
Gerard Bovee
Gerard Bovee
Tropic Shores Realty
(754) 354-5215
137 Total Sales
81 in Hernando
$9K - $500K Price Range
-
Tania Borelli
Tania Borelli
COLDWELL BANKER REALTY
(813) 761-2681
114 Total Sales
1 in Hernando
$269,900 Price
-
Kelly LaFave
Kelly LaFave
EXP REALTY LLC
(352) 644-9367
237 Total Sales
1 in Hernando
$380,000 Price
-
Brenda Draper
Brenda Draper
BLUEWATER BAY REALTY GROUP INC
(727) 334-8471
78 Total Sales
1 in Hernando
$347,500 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $280,000 | American Title Services | ||
| Handy Jerry E | -- | Attorney | |
| Handy Jerry E | $235,000 | American Title Services Of C | |
| Dowling Ronald D | $137,900 | Title Offices Llc | |
| Handy Jerry E | $19,900 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $95,000 | ||
| Previous Owner | Dowling Ronald D | $62,900 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/09/2026 06/09/26 | Sold | $280,000 | -1.7% | $157 / Sq Ft |
| 05/10/2026 05/10/26 | Pending | -- | -- | -- |
| 04/19/2026 04/19/26 | Price Changed | $284,900 | -1.7% | $159 / Sq Ft |
| 03/03/2026 03/03/26 | For Sale | $289,900 | -- | $162 / Sq Ft |
Source: REALTORS® Association of Citrus County
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,240 | $117,023 | ||
| 2024 | $1,113 | $113,725 | ||
| 2023 | $1,113 | $110,413 | $0 | $0 |
| 2022 | $1,103 | $107,197 | $0 | $0 |
| 2021 | $1,057 | $104,075 | $0 | $0 |
| 2020 | $1,010 | $155,550 | $10,800 | $144,750 |
| 2019 | $992 | $135,481 | $10,800 | $124,681 |
| 2018 | $968 | $122,923 | $7,540 | $115,383 |
| 2017 | $960 | $96,434 | $7,320 | $89,114 |
| 2016 | $965 | $94,451 | $8,530 | $85,921 |
| 2015 | $974 | $93,794 | $8,530 | $85,264 |
| 2014 | $990 | $93,050 | $12,964 | $80,086 |
Source: Public Records
Agents Affiliated with this Home
-
Laurie Callahan
Seller's Agent in 2026
Laurie Callahan
Century 21 J.W.Morton R.E.
(352) 464-0743
231 Total Sales
-
Jennifer Feeser
Seller Co-Listing Agent in 2026
Jennifer Feeser
Century 21 J.W.Morton R.E.
(352) 302-1991
91 Total Sales
Map
Source: REALTORS® Association of Citrus County
MLS Number: 852784
APN: 19E-18S-14-0140-000N0-0010
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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