$415,000
SOLD SEP 22, 2025

38 Edgewater Dr Palmyra, VA 22963

4 Beds
3 Baths
2,107 Sq Ft
0.31 Acres

Recently Sold

$197 Per Sq Ft

12% Below List Price

50 Days on Market

Highlights

  • Porch
  • 1 Car Garage
  • Heat Pump System
  • Central Air
  • Utility Room
  • 4-minute walk to Lake Monticello Ashlawn Playground

About This Home

As of September 2025

Welcome to 38 Edgewater Drive at Lake Monticello! Conveniently located near the main gate and just steps away from main beach, clubhouse, basketball courts, pool, tennis and pickleball courts, playground, and more, this location has it all! Enjoy the year-round water views from your private back deck and an easy walk down to the water (appx 19 feet of water front access!) where you launch a kayak, canoe, or paddle board. Although there isn’t space to dock a power boat, sitting by the water is a perfect spot to relax, sit with a good book, and appreciate the view. Solid construction with 2x6 exterior walls. Lots of trees offering privacy from house to road. Firefly high speed internet. Original owners. Priced below tax assessment!

Last Agent to Sell the Property

Sarah Monceaux

AVENUE REALTY, LLC License #0225235751 Listed on: 06/20/2025

Last Buyer's Agent

CYNTHIA MYLYNNE

MONTICELLO COUNTRY REALTY, LLC License #0225061289

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,965

Year Built

  • Built in 2000

Lot Details

  • 0.31 Acre Lot
  • Zoning described as R-4 Residential

HOA Fees

  • $108 per month

Parking

  • 1 Car Garage
  • Basement Garage
  • Side Facing Garage

Home Design

  • Slab Foundation
  • Stick Built Home

Interior Spaces

  • 1-Story Property
  • Utility Room
  • Washer and Dryer Hookup

Kitchen

  • Electric Range
  • Microwave

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • 3 Full Bathrooms

Outdoor Features

  • Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18 A1 68

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,965

Year Built

Built in 2000

Lot Details

0

HOA Fees

$108 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Parcel Number: 18 A1 68
  • Property Sub Type: Detached
  • LotSizeAcres: 0.31
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 1204.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • PreviousStandardStatus: Pending
  • BelowGradeUnfinishedArea: 20.0
  • Special Features: VirtualTour

Interior Features

  • Appliances: Electric Range, Microwave, Refrigerator, Dryer, Washer
  • Basement: Exterior Entry, Full, Finished, Walk-Out Access
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 903.0
  • Interior Amenities: Primary Downstairs, Utility Room
  • Living Area: 2107.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Stories: 1

Exterior Features

  • Roof: Architectural
  • View: Water
  • Disclosures: Seller Disclosure
  • Construction Type: Stick Built, T1-11 Siding
  • Foundation Details: Slab
  • Patio And Porch Features: Porch

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Attached, Basement, Electricity, Garage, Garage Faces Side

Utilities

  • Heating: Electric, Heat Pump
  • Utilities: Fiber Optic Available
  • Sewer: Public Sewer
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling: Central Air, Heat Pump
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 108.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R-4 Residential

Building Info

  • Year Built: 2000

Tax Info

  • Year: 2025
  • Tax Annual Amount: 3965.25

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 20, 2025
Closed on
Aug 26, 2025
Sold by
Steinebach Paul W and Steinebach Gloria J
Bought by
Cracchiolo Giacomo
Seller's Agent
Sarah Monceaux
AVENUE REALTY, LLC
Buyer's Agent
CYNTHIA MYLYNNE
MONTICELLO COUNTRY REALTY, LLC
List Price
$474,000
Sold Price
$415,000
Premium/Discount to List
-$59,000
-12.45%
Views
197
Current Estimated Value
$429,337

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,337
Avg. Annual Appreciation
9.61%
Original Mortgage
$311,250
Outstanding Balance
$310,976
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$118,361
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $415,000 Chicago Title Insurance Compan
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $311,250 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/22/2025 09/22/25 Sold $415,000 -3.3% $197 / Sq Ft
08/09/2025 08/09/25 Pending -- -- --
07/29/2025 07/29/25 Price Changed $429,000 -9.5% $204 / Sq Ft
06/20/2025 06/20/25 For Sale $474,000 -- $225 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,965 $528,700 $145,000 $383,700
2024 $33 $390,300 $145,000 $245,300
2023 $3,294 $390,300 $145,000 $245,300
2022 $3,138 $360,700 $145,000 $215,700
2021 $3,138 $360,700 $145,000 $215,700
2020 $3,162 $341,800 $145,000 $196,800
2019 $3,162 $341,800 $145,000 $196,800
2018 $3,049 $336,200 $145,000 $191,200
2017 $3,049 $336,200 $145,000 $191,200
2016 $2,645 $288,400 $125,000 $163,400
2015 $2,518 $288,400 $125,000 $163,400
2014 $2,518 $286,100 $125,000 $161,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 666018

Charlottesville area Association of Realtors®

APN: 18A-1-68