38 Osprey Way Elkton, MD 21921
Estimated payment $9,515/month
Highlights
- 100 Feet of Waterfront
- River View
- Curved or Spiral Staircase
- Heated In Ground Pool
- 3.12 Acre Lot
- Deck
About This Home
Waterfront Retreat with Endless Potential!
Set on 3.2 picturesque acres with direct waterfront access, this unique property blends modern updates with rustic charm. Recent renovations include new windows, flooring, plumbing in the basement, four-zone HVAC, a luxury oversized deck, and a new pool pump. Inside, you’ll find a spacious layout featuring an in-law suite, basement bar, and multiple living areas, with the lower level partially finished and awaiting your final touches.
Outdoors, enjoy a private inground pool, massive pole barn, and a dock with new woodwork—ideal for boating, fishing, or simply soaking in the serene views. Whether you envision a full-time residence, multi-generational living, or a weekend retreat, this home offers the foundation for something truly extraordinary.
This is a rare chance to create your dream waterfront estate in a setting that combines privacy, charm, and luxury potential.
Listing Agent
(443) 466-6462 tonya.keener@century21core.com Core Partners Realty LLC License #RS358687 Listed on: 10/02/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,386
Year Built
- Built in 1995
Lot Details
- 3.12 Acre Lot
- 100 Feet of Waterfront
- Home fronts navigable water
- Rural Setting
- Wood Fence
- Private Lot
- Secluded Lot
- Property is zoned NAR
Parking
- 6 Garage Spaces | 2 Attached and 4 Detached
- 7 Driveway Spaces
- Parking Storage or Cabinetry
- Dirt Driveway
Home Design
- Contemporary Architecture
- Block Foundation
- Frame Construction
- Concrete Perimeter Foundation
Interior Spaces
- Property has 2 Levels
- Central Vacuum
- Partially Furnished
- Curved or Spiral Staircase
- Built-In Features
- Bar
- Crown Molding
- Two Story Ceilings
- Ceiling Fan
- Recessed Lighting
- Replacement Windows
- Entrance Foyer
- Great Room
- Family Room Off Kitchen
- Dining Room
- River Views
- Attic
- Basement
Kitchen
- Eat-In Kitchen
- Double Oven
- Cooktop
- Dishwasher
Flooring
- Wood
- Carpet
- Stone
- Ceramic Tile
Bedrooms and Bathrooms
- En-Suite Primary Bedroom
- En-Suite Bathroom
- Walk-In Closet
Laundry
- Laundry on lower level
- Electric Dryer
- Washer
Home Security
- Intercom
- Fire and Smoke Detector
- Flood Lights
Accessible Home Design
- Garage doors are at least 85 inches wide
Pool
- Heated In Ground Pool
- Fence Around Pool
Outdoor Features
- Water Access
- River Nearby
- Stream or River on Lot
- Deck
- Brick Porch or Patio
- Pole Barn
Utilities
- Humidifier
- Forced Air Heating System
- Heating System Powered By Owned Propane
- Vented Exhaust Fan
- Hot Water Heating System
- Geothermal Heating and Cooling
- Well
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
- Elk Neck Subdivision
Listing and Financial Details
- Tax Lot 1
- Assessor Parcel Number 0805040965
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $13,014 | $1,183,700 | $0 | $0 |
| 2024 | $12,386 | $1,126,300 | $0 | $0 |
| 2023 | $10,365 | $1,068,900 | $613,300 | $455,600 |
| 2022 | $11,634 | $1,027,600 | $0 | $0 |
| 2021 | $11,400 | $986,300 | $0 | $0 |
| 2020 | $10,960 | $945,000 | $613,300 | $331,700 |
| 2019 | $10,905 | $940,300 | $0 | $0 |
| 2018 | $10,851 | $935,600 | $0 | $0 |
| 2017 | $10,797 | $930,900 | $0 | $0 |
| 2016 | $9,258 | $882,500 | $0 | $0 |
| 2015 | $9,258 | $834,100 | $0 | $0 |
| 2014 | $9,923 | $785,700 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/02/2025 10/02/25 | For Sale | $1,600,000 | -- | $382 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | -- | |
| Deed | $210,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $157,000 | Purchase Money Mortgage | |
| Closed | -- | No Value Available |
Source: Bright MLS
MLS Number: MDCC2019240
APN: 05-040965
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